Skip to main content

Lists · Deposits by county

Effingham County, IL Bank Deposit Market Share

Midland States Bank holds the largest share of deposits in Effingham County, IL, 31.9%, followed by Dieterich Bank (23.1%) and Washington Savings Bank (12.9%). 11 institutions hold $2.58B at 21 offices as of June 30, 2026, down 1.6% from 2025.

Institutions: 11 Offices: 21 Deposits: $2.58B Survey: FDIC Summary of Deposits, June 30, 2026

Largest share changes since 2025

Gained: Dieterich Bank (2.13 points); Crossroads Bank (0.52 points); Washington Savings Bank (0.47 points).

Lost: Midland States Bank (-3.71 points); Teutopolis State Bank (-0.42 points).

# Institution Offices Deposits Market share Share change from 2025 Deposit change
1 Midland States Bank 3 $822.9M 31.86% -3.71 pts -11.8%
2 Dieterich Bank 5 $596.8M 23.11% +2.13 pts 8.4%
3 Washington Savings Bank 2 $332.4M 12.87% +0.47 pts 2.2%
4 Teutopolis State Bank 2 $275.9M 10.68% -0.42 pts -5.3%
5 Crossroads Bank 2 $195.0M 7.55% +0.52 pts 5.7%
6 First State Bank of Beecher City 1 $93.7M 3.63% +0.10 pts 1.2%
7 Fifth Third Bank, N.A. 1 $86.5M 3.35% +0.35 pts 9.9%
8 First Mid Bank & Trust, N.A. 2 $81.9M 3.17% +0.18 pts 4.4%
9 Peoples Bank & Trust 1 $47.6M 1.84% +0.22 pts 11.8%
10 Constitution Bank, N.A. 1 $27.4M 1.06% +0.02 pts 0.3%
11 First National Bank of Waterloo 1 $22.8M 0.88% +0.13 pts 16.1%

About this list

Deposits are those held at each institution's offices in Effingham County as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.

Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.

Wider markets

Illinois deposits by institution Effingham, IL metro area Illinois bank directory

Other counties in Illinois

Cook CountyDupage CountyLake CountyWill CountyKane CountyMchenry CountySangamon CountyWinnebago CountyChampaign CountyMadison CountySt. Clair CountyMclean CountyPeoria CountyLasalle CountyTazewell CountyDekalb CountyRock Island CountyKankakee CountyKendall CountyColes CountyMacon CountyAdams CountyKnox CountyWhiteside CountyWilliamson CountyHenry CountyGrundy CountyClinton CountyStephenson CountyVermilion CountyLivingston CountyOgle CountyBureau CountyMacoupin CountyMonroe CountyJackson CountyMontgomery CountyIroquois CountyRandolph CountyJefferson County

More lists and rankings

Oldest banks De novo banks Largest credit unions Deposits by state Deposits by metro area Largest savings banks S corporation banks Industrial loan companies Non-depository trust companies Credit card banks Publicly traded banks Foreign bank branches New holding companies Largest banks by assets Bank failures Bank mergers All rankings

Open any institution for its full financials, trends and peer benchmarks. Free, no card required.

Start free, no card required

Explore more: deposits by state · deposits by metro area · all rankings