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Adams County, IL Bank Deposit Market Share

First Bankers Trust Company, N.A. holds the largest share of deposits in Adams County, IL, 32.7%, followed by United Community Bank (20.9%) and State Street Bank and Trust Company (13.8%). 13 institutions hold $2.28B at 33 offices as of June 30, 2026, up 4.8% from 2025.

Institutions: 13 Offices: 33 Deposits: $2.28B Survey: FDIC Summary of Deposits, June 30, 2026

Largest share changes since 2025

Gained: United Community Bank (0.93 points); Bank of Springfield (0.36 points); State Street Bank and Trust Company (0.24 points).

Lost: First Bankers Trust Company, N.A. (-1.04 points); Central State Bank (-0.35 points); First Mid Bank & Trust, N.A. (-0.21 points).

# Institution Offices Deposits Market share Share change from 2025 Deposit change
1 First Bankers Trust Company, N.A. 5 $745.0M 32.69% -1.04 pts 1.6%
2 United Community Bank 6 $476.1M 20.89% +0.93 pts 9.7%
3 State Street Bank and Trust Company 3 $315.5M 13.84% +0.24 pts 6.7%
4 Homebank 2 $190.3M 8.35% +0.22 pts 7.6%
5 Liberty Bank 5 $153.8M 6.75% +0.18 pts 7.6%
6 Town and Country Bank Midwest 3 $148.5M 6.51% -0.18 pts 2.0%
7 Bank of Springfield 2 $75.6M 3.32% +0.36 pts 17.5%
8 Central State Bank 2 $64.0M 2.81% -0.35 pts -6.8%
9 Heartland Bank and Trust Company 1 $50.1M 2.20% -0.14 pts -1.3%
10 First Mid Bank & Trust, N.A. 1 $39.9M 1.75% -0.21 pts -6.3%
11 Great Rivers Bank 1 $14.1M 0.62% -0.06 pts -5.1%
12 Commerce Bank 1 $4.4M 0.19% -0.03 pts -9.5%
13 Prairie State Bank & Trust 1 $1.8M 0.08% +0.08 pts New

About this list

Deposits are those held at each institution's offices in Adams County as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.

Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.

Wider markets

Illinois deposits by institution Quincy, IL-MO metro area Illinois bank directory

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