Branch Presence
Banks with Branches in Cookeville, TN
Southeast Bank is the biggest bank in Cookeville, TN, with $449.3M in deposits at its Cookeville branches, 14.1% of the city's total as of the June 30, 2026 FDIC Summary of Deposits.
15 banks operate 26 branches in Cookeville, TN, ranked below by local branch count from the FDIC Summary of Deposits. This counts every bank with a branch here, not only banks headquartered locally.
Deposit share is each bank's share of the $3.19B held in Cookeville, TN, as of the June 30, 2026 FDIC Summary of Deposits, ranked by deposits (#1 is largest). Banks that book deposits at a headquarters branch can show a share that exceeds their local customer base.
| Bank | Branches in Cookeville | Local deposits | Deposit share |
|---|---|---|---|
| One Bank of Tennessee | 3 | $403.6M | 12.6% (#2) |
| Regions Bank | 3 | $388.1M | 12.2% (#3) |
| Southeast Bank | 2 | $449.3M | 14.1% (#1) |
| Wilson Bank & Trust | 2 | $366.8M | 11.5% (#4) |
| First Horizon Bank | 2 | $361.7M | 11.3% (#5) |
| First National Bank of Tennessee | 2 | $338.6M | 10.6% (#6) |
| Wellworth Bank | 2 | $168.0M | 5.3% (#7) |
| Putnam 1st Mercantile Bank | 2 | $148.8M | 4.7% (#8) |
| First Freedom Bank | 2 | $139.4M | 4.4% (#9) |
| U.S. Bank N.A. | 1 | $120.9M | 3.8% (#10) |
| FirstBank | 1 | $106.6M | 3.3% (#11) |
| SmartBank | 1 | $97.4M | 3.1% (#12) |
| Citizens Bank | 1 | $74.5M | 2.3% (#13) |
| Builtwell Bank | 1 | $25.6M | 0.8% (#14) |
| FSNB, N.A. | 1 | $2.5M | <0.1% (#15) |
County deposit market: Putnam, TN
The $3.38B held across 15 FDIC-insured banks in this county, as of the June 30, 2026 FDIC Summary of Deposits. The 10 largest are shown; see every bank in the Putnam, TN market with its change from a year earlier. Banks only: credit unions are not in the Summary of Deposits.
| Rank | Bank | Deposit share | Deposits | Branches |
|---|---|---|---|---|
| 1 | One Bank of Tennessee | 16.1% | $546.1M | 6 |
| 2 | Southeast Bank | 13.3% | $449.3M | 2 |
| 3 | Regions Bank | 11.5% | $388.1M | 3 |
| 4 | Wilson Bank & Trust | 10.8% | $366.8M | 2 |
| 5 | First Horizon Bank | 10.7% | $361.7M | 2 |
| 6 | First National Bank of Tennessee | 10.0% | $338.6M | 2 |
| 7 | Wellworth Bank | 5.0% | $168.0M | 2 |
| 8 | Putnam 1st Mercantile Bank | 4.7% | $159.8M | 3 |
| 9 | First Freedom Bank | 4.1% | $139.4M | 2 |
| 10 | U.S. Bank N.A. | 3.6% | $120.9M | 1 |
Metro area deposit market: Cookeville, TN
The $4.25B held across 17 FDIC-insured banks in this metro area, as of the June 30, 2026 FDIC Summary of Deposits. The 10 largest are shown; see every bank in the Cookeville, TN market with its change from a year earlier. Banks only: credit unions are not in the Summary of Deposits.
| Rank | Bank | Deposit share | Deposits | Branches |
|---|---|---|---|---|
| 1 | First National Bank of Tennessee | 16.0% | $680.7M | 4 |
| 2 | One Bank of Tennessee | 14.5% | $614.8M | 7 |
| 3 | Southeast Bank | 10.6% | $449.3M | 2 |
| 4 | Wellworth Bank | 9.5% | $402.0M | 4 |
| 5 | Regions Bank | 9.1% | $388.1M | 3 |
| 6 | Wilson Bank & Trust | 8.6% | $366.8M | 2 |
| 7 | First Horizon Bank | 8.5% | $361.7M | 2 |
| 8 | First Freedom Bank | 5.8% | $245.2M | 3 |
| 9 | Putnam 1st Mercantile Bank | 3.8% | $159.8M | 3 |
| 10 | U.S. Bank N.A. | 2.8% | $120.9M | 1 |
Banks in Cookeville: common questions
What is the biggest bank in Cookeville, TN?
Southeast Bank is the biggest bank in Cookeville, TN, with $449.3M in deposits at its Cookeville branches, 14.1% of the city's total as of the June 30, 2026 FDIC Summary of Deposits.
How many banks are in Cookeville, TN?
15 FDIC-insured banks operate 26 branches in Cookeville, TN as of the June 30, 2026 FDIC Summary of Deposits. This counts every bank with a branch in the city, not only banks headquartered there. Credit unions are not in the Summary of Deposits.
What are the largest banks in Cookeville, TN?
Ranked by deposits held in Cookeville branches as of the June 30, 2026 FDIC Summary of Deposits: 1. Southeast Bank (14.1%); 2. One Bank of Tennessee (12.6%); 3. Regions Bank (12.2%); 4. Wilson Bank & Trust (11.5%); 5. First Horizon Bank (11.3%). The share is each bank's part of all deposits in the city.
Largest banks in Tennessee
For the state as a whole, see the largest banks in Tennessee, ranked by total assets and by deposits in Tennessee branches, or every bank in the Tennessee bank directory.
Banks in other Tennessee cities:
About this data
Branch counts and local deposits come from the FDIC Summary of Deposits, the annual June 30 survey of branch-office deposits for every FDIC-insured bank. Click any bank to see its full regulatory profile and complete branch network. Looking for banks headquartered here instead? See the US bank directory.