Lists · Deposits by metro area
Johnson City, TN Metro Area Bank Deposit Market Share
Centennial Bank holds the largest share of deposits in the Johnson City, TN metro area, 23.0%, followed by Bank of Tennessee (17.8%) and First Horizon Bank (16.4%). 19 institutions hold $5.27B at 52 offices as of June 30, 2026, up 19.0% from 2025.
Largest share changes since 2025
Gained: Centennial Bank (22.97 points, new to this market); TowneBank (0.11 points, new to this market).
Lost: First Horizon Bank (-3.97 points); Bank of Tennessee (-2.82 points); Truist Bank (-1.86 points).
| # | Institution | Deposits | Market share | Share change from 2025 |
|---|---|---|---|---|
| 1 | Centennial Bank | $1.21B | 22.97% | +22.97 pts |
| 2 | Bank of Tennessee | $938.4M | 17.80% | -2.82 pts |
| 3 | First Horizon Bank | $865.8M | 16.43% | -3.97 pts |
| 4 | Citizens Bank | $666.9M | 12.65% | -1.45 pts |
| 5 | Truist Bank | $452.8M | 8.59% | -1.86 pts |
| 6 | Regions Bank | $292.1M | 5.54% | -0.73 pts |
| 7 | The First Bank and Trust Company | $224.8M | 4.27% | -1.25 pts |
| 8 | HomeTrust Bank | $189.4M | 3.59% | -0.83 pts |
| 9 | Elizabethton Federal Savings Bank | $136.9M | 2.60% | -0.49 pts |
| 10 | Renasant Bank | $77.5M | 1.47% | -0.32 pts |
| 11 | Andrew Johnson Bank | $63.7M | 1.21% | -0.13 pts |
| 12 | First Community Bank | $50.5M | 0.96% | -0.30 pts |
| 13 | Eclipse Bank, Inc. | $31.6M | 0.60% | -0.28 pts |
| 14 | First-Citizens Bank & Trust Company | $30.8M | 0.59% | +0.04 pts |
| 15 | Trupoint Bank | $17.5M | 0.33% | -0.04 pts |
| 16 | The Bank of Marion | $8.2M | 0.15% | -0.11 pts |
| 17 | TowneBank | $5.7M | 0.11% | +0.11 pts |
| 18 | Commercial Bank | $4.7M | 0.09% | -0.02 pts |
| 19 | FSNB, N.A. | $2.3M | 0.04% | -0.01 pts |
About this list
Deposits are those held at each institution's offices in Johnson City, TN (the Census Bureau core based statistical area) as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.
Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.
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Statewide deposits
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