Branch Presence
Banks with Branches in Harrisonburg, VA
Truist Bank is the biggest bank in Harrisonburg, VA, with $492.4M in deposits at its Harrisonburg branches, 21.6% of the city's total as of the June 30, 2026 FDIC Summary of Deposits. United Bank has the most branches here, with 4.
14 banks operate 25 branches in Harrisonburg, VA, ranked below by local branch count from the FDIC Summary of Deposits. This counts every bank with a branch here, not only banks headquartered locally.
Deposit share is each bank's share of the $2.28B held in Harrisonburg, VA, as of the June 30, 2026 FDIC Summary of Deposits, ranked by deposits (#1 is largest). Banks that book deposits at a headquarters branch can show a share that exceeds their local customer base.
| Bank | Branches in Harrisonburg | Local deposits | Deposit share |
|---|---|---|---|
| United Bank | 4 | $215.3M | 9.4% (#4) |
| Truist Bank | 3 | $492.4M | 21.6% (#1) |
| Wells Fargo Bank, N.A. | 3 | $430.2M | 18.9% (#2) |
| Pendleton Community Bank, Inc. | 3 | $163.8M | 7.2% (#6) |
| Farmers & Merchants Bank | 2 | $264.8M | 11.6% (#3) |
| Atlantic Union Bank | 2 | $114.0M | 5.0% (#8) |
| Bank of America, N.A. | 1 | $199.7M | 8.8% (#5) |
| The First Bank and Trust Company | 1 | $142.4M | 6.2% (#7) |
| Burke and Herbert Bank and Trust Company | 1 | $81.9M | 3.6% (#9) |
| First-Citizens Bank & Trust Company | 1 | $56.9M | 2.5% (#10) |
| Blue Ridge Bank, N.A. | 1 | $52.7M | 2.3% (#11) |
| Bank of the James | 1 | $49.1M | 2.2% (#12) |
| Pioneer Bank | 1 | $14.6M | 0.6% (#13) |
| Woodforest National Bank | 1 | $2.2M | <0.1% (#14) |
County deposit market: Harrisonburg City, VA
The $2.06B held across 14 FDIC-insured banks in this county, as of the June 30, 2026 FDIC Summary of Deposits. The 10 largest are shown; see every bank in the Harrisonburg City, VA market with its change from a year earlier. Banks only: credit unions are not in the Summary of Deposits.
| Rank | Bank | Deposit share | Deposits | Branches |
|---|---|---|---|---|
| 1 | Truist Bank | 23.9% | $492.4M | 3 |
| 2 | Wells Fargo Bank, N.A. | 20.9% | $430.2M | 3 |
| 3 | United Bank | 10.5% | $215.3M | 4 |
| 4 | Bank of America, N.A. | 9.7% | $199.7M | 1 |
| 5 | The First Bank and Trust Company | 6.9% | $142.4M | 1 |
| 6 | Atlantic Union Bank | 5.5% | $114.0M | 2 |
| 7 | Farmers & Merchants Bank | 5.3% | $108.7M | 1 |
| 8 | Pendleton Community Bank, Inc. | 4.9% | $100.0M | 2 |
| 9 | Burke and Herbert Bank and Trust Company | 4.0% | $81.9M | 1 |
| 10 | First-Citizens Bank & Trust Company | 2.8% | $56.9M | 1 |
Metro area deposit market: Harrisonburg, VA
The $3.50B held across 15 FDIC-insured banks in this metro area, as of the June 30, 2026 FDIC Summary of Deposits. The 10 largest are shown; see every bank in the Harrisonburg, VA market with its change from a year earlier. Banks only: credit unions are not in the Summary of Deposits.
| Rank | Bank | Deposit share | Deposits | Branches |
|---|---|---|---|---|
| 1 | Farmers & Merchants Bank | 26.2% | $919.0M | 6 |
| 2 | Truist Bank | 19.6% | $688.1M | 5 |
| 3 | Wells Fargo Bank, N.A. | 12.3% | $430.2M | 3 |
| 4 | United Bank | 8.9% | $313.3M | 7 |
| 5 | The First Bank and Trust Company | 7.1% | $248.3M | 2 |
| 6 | Bank of America, N.A. | 5.7% | $199.7M | 1 |
| 7 | Pendleton Community Bank, Inc. | 5.6% | $196.4M | 4 |
| 8 | Atlantic Union Bank | 5.1% | $179.7M | 3 |
| 9 | Burke and Herbert Bank and Trust Company | 3.0% | $105.2M | 2 |
| 10 | First-Citizens Bank & Trust Company | 1.6% | $56.9M | 1 |
Banks in Harrisonburg: common questions
What is the biggest bank in Harrisonburg, VA?
Truist Bank is the biggest bank in Harrisonburg, VA, with $492.4M in deposits at its Harrisonburg branches, 21.6% of the city's total as of the June 30, 2026 FDIC Summary of Deposits. United Bank has the most branches there, with 4.
How many banks are in Harrisonburg, VA?
14 FDIC-insured banks operate 25 branches in Harrisonburg, VA as of the June 30, 2026 FDIC Summary of Deposits. This counts every bank with a branch in the city, not only banks headquartered there. Credit unions are not in the Summary of Deposits.
What are the largest banks in Harrisonburg, VA?
Ranked by deposits held in Harrisonburg branches as of the June 30, 2026 FDIC Summary of Deposits: 1. Truist Bank (21.6%); 2. Wells Fargo Bank, N.A. (18.9%); 3. Farmers & Merchants Bank (11.6%); 4. United Bank (9.4%); 5. Bank of America, N.A. (8.8%). The share is each bank's part of all deposits in the city.
Largest banks in Virginia
For the state as a whole, see the largest banks in Virginia, ranked by total assets and by deposits in Virginia branches, or every bank in the Virginia bank directory.
Banks in other Virginia cities:
About this data
Branch counts and local deposits come from the FDIC Summary of Deposits, the annual June 30 survey of branch-office deposits for every FDIC-insured bank. Click any bank to see its full regulatory profile and complete branch network. Looking for banks headquartered here instead? See the US bank directory.