Branch Presence
Banks with Branches in Charlottesville, VA
Bank of America, N.A. is the biggest bank in Charlottesville, VA, with $1.27B in deposits at its Charlottesville branches, 24.2% of the city's total as of the June 30, 2026 FDIC Summary of Deposits.
15 banks operate 41 branches in Charlottesville, VA, ranked below by local branch count from the FDIC Summary of Deposits. This counts every bank with a branch here, not only banks headquartered locally.
Deposit share is each bank's share of the $5.26B held in Charlottesville, VA, as of the June 30, 2026 FDIC Summary of Deposits, ranked by deposits (#1 is largest). Banks that book deposits at a headquarters branch can show a share that exceeds their local customer base.
| Bank | Branches in Charlottesville | Local deposits | Deposit share |
|---|---|---|---|
| Bank of America, N.A. | 6 | $1.27B | 24.2% (#1) |
| Truist Bank | 5 | $865.8M | 16.4% (#3) |
| Wells Fargo Bank, N.A. | 4 | $975.5M | 18.5% (#2) |
| Virginia National Bank | 4 | $691.8M | 13.1% (#4) |
| Atlantic Union Bank | 3 | $564.0M | 10.7% (#5) |
| JPMorgan Chase Bank, N.A. | 3 | $138.0M | 2.6% (#8) |
| Carter Bank & Trust | 3 | $63.5M | 1.2% (#11) |
| Bank of the James | 3 | $43.4M | 0.8% (#12) |
| United Bank | 2 | $286.0M | 5.4% (#6) |
| First-Citizens Bank & Trust Company | 2 | $145.5M | 2.8% (#7) |
| Citizens and Farmers Bank | 2 | $77.4M | 1.5% (#10) |
| Blue Ridge Bank, N.A. | 1 | $102.7M | 2.0% (#9) |
| Old Dominion National Bank | 1 | $20.1M | 0.4% (#13) |
| Pioneer Bank | 1 | $12.8M | 0.2% (#14) |
| First National Bank | 1 | $3.4M | <0.1% (#15) |
County deposit market: Albemarle, VA
The $2.92B held across 15 FDIC-insured banks in this county, as of the June 30, 2026 FDIC Summary of Deposits. The 10 largest are shown; see every bank in the Albemarle, VA market with its change from a year earlier. Banks only: credit unions are not in the Summary of Deposits.
| Rank | Bank | Deposit share | Deposits | Branches |
|---|---|---|---|---|
| 1 | Truist Bank | 20.9% | $611.6M | 4 |
| 2 | Wells Fargo Bank, N.A. | 19.3% | $564.1M | 3 |
| 3 | Virginia National Bank | 15.7% | $458.4M | 1 |
| 4 | Atlantic Union Bank | 12.0% | $352.1M | 2 |
| 5 | United Bank | 7.4% | $216.8M | 1 |
| 6 | Bank of America, N.A. | 7.4% | $216.7M | 3 |
| 7 | First-Citizens Bank & Trust Company | 5.0% | $145.5M | 2 |
| 8 | Blue Ridge Bank, N.A. | 3.5% | $102.7M | 1 |
| 9 | Old Dominion National Bank | 2.5% | $73.4M | 1 |
| 10 | JPMorgan Chase Bank, N.A. | 2.2% | $64.1M | 2 |
Metro area deposit market: Charlottesville, VA
The $6.15B held across 15 FDIC-insured banks in this metro area, as of the June 30, 2026 FDIC Summary of Deposits. The 10 largest are shown; see every bank in the Charlottesville, VA market with its change from a year earlier. Banks only: credit unions are not in the Summary of Deposits.
| Rank | Bank | Deposit share | Deposits | Branches |
|---|---|---|---|---|
| 1 | Bank of America, N.A. | 23.8% | $1.46B | 7 |
| 2 | Truist Bank | 19.4% | $1.19B | 9 |
| 3 | Wells Fargo Bank, N.A. | 15.9% | $975.5M | 4 |
| 4 | Atlantic Union Bank | 11.9% | $732.3M | 5 |
| 5 | Virginia National Bank | 11.3% | $691.8M | 4 |
| 6 | United Bank | 5.9% | $362.9M | 3 |
| 7 | First-Citizens Bank & Trust Company | 2.4% | $145.5M | 2 |
| 8 | JPMorgan Chase Bank, N.A. | 2.2% | $138.0M | 3 |
| 9 | Blue Ridge Bank, N.A. | 1.7% | $102.7M | 1 |
| 10 | Old Dominion National Bank | 1.5% | $93.6M | 2 |
Banks in Charlottesville: common questions
What is the biggest bank in Charlottesville, VA?
Bank of America, N.A. is the biggest bank in Charlottesville, VA, with $1.27B in deposits at its Charlottesville branches, 24.2% of the city's total as of the June 30, 2026 FDIC Summary of Deposits.
How many banks are in Charlottesville, VA?
15 FDIC-insured banks operate 41 branches in Charlottesville, VA as of the June 30, 2026 FDIC Summary of Deposits. This counts every bank with a branch in the city, not only banks headquartered there. Credit unions are not in the Summary of Deposits.
What are the largest banks in Charlottesville, VA?
Ranked by deposits held in Charlottesville branches as of the June 30, 2026 FDIC Summary of Deposits: 1. Bank of America, N.A. (24.2%); 2. Wells Fargo Bank, N.A. (18.5%); 3. Truist Bank (16.4%); 4. Virginia National Bank (13.1%); 5. Atlantic Union Bank (10.7%). The share is each bank's part of all deposits in the city.
Largest banks in Virginia
For the state as a whole, see the largest banks in Virginia, ranked by total assets and by deposits in Virginia branches, or every bank in the Virginia bank directory.
Banks in other Virginia cities:
About this data
Branch counts and local deposits come from the FDIC Summary of Deposits, the annual June 30 survey of branch-office deposits for every FDIC-insured bank. Click any bank to see its full regulatory profile and complete branch network. Looking for banks headquartered here instead? See the US bank directory.