Lists · Deposits by metro area
Charlottesville, VA Metro Area Bank Deposit Market Share
Bank of America, N.A. holds the largest share of deposits in the Charlottesville, VA metro area, 23.8%, followed by Truist Bank (19.4%) and Wells Fargo Bank, N.A. (15.9%). 15 institutions hold $6.15B at 52 offices as of June 30, 2026, up 1.0% from 2025.
Largest share changes since 2025
Gained: JPMorgan Chase Bank, N.A. (0.53 points); United Bank (0.35 points); Citizens and Farmers Bank (0.31 points).
Lost: Virginia National Bank (-0.93 points); Bank of America, N.A. (-0.44 points); Atlantic Union Bank (-0.29 points).
| # | Institution | Deposits | Market share | Share change from 2025 |
|---|---|---|---|---|
| 1 | Bank of America, N.A. | $1.46B | 23.81% | -0.44 pts |
| 2 | Truist Bank | $1.19B | 19.39% | -0.12 pts |
| 3 | Wells Fargo Bank, N.A. | $975.5M | 15.87% | +0.13 pts |
| 4 | Atlantic Union Bank | $732.3M | 11.92% | -0.29 pts |
| 5 | Virginia National Bank | $691.8M | 11.26% | -0.93 pts |
| 6 | United Bank | $362.9M | 5.91% | +0.35 pts |
| 7 | First-Citizens Bank & Trust Company | $145.5M | 2.37% | +0.02 pts |
| 8 | JPMorgan Chase Bank, N.A. | $138.0M | 2.25% | +0.53 pts |
| 9 | Blue Ridge Bank, N.A. | $102.7M | 1.67% | 0.00 pts |
| 10 | Old Dominion National Bank | $93.6M | 1.52% | +0.17 pts |
| 11 | Citizens and Farmers Bank | $77.4M | 1.26% | +0.31 pts |
| 12 | Carter Bank & Trust | $63.5M | 1.03% | -0.04 pts |
| 13 | Pioneer Bank | $52.1M | 0.85% | +0.07 pts |
| 14 | Bank of the James | $52.0M | 0.85% | +0.24 pts |
| 15 | First National Bank | $3.4M | 0.06% | -0.01 pts |
About this list
Deposits are those held at each institution's offices in Charlottesville, VA (the Census Bureau core based statistical area) as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.
Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.
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