Lists · Deposits by metro area
Harrisonburg, VA Metro Area Bank Deposit Market Share
Farmers & Merchants Bank holds the largest share of deposits in the Harrisonburg, VA metro area, 26.2%, followed by Truist Bank (19.6%) and Wells Fargo Bank, N.A. (12.3%). 15 institutions hold $3.50B at 39 offices as of June 30, 2026, up 2.4% from 2025.
Largest share changes since 2025
Gained: Farmers & Merchants Bank (1.06 points); The First Bank and Trust Company (0.16 points); Atlantic Union Bank (0.14 points).
Lost: Burke and Herbert Bank and Trust Company (-0.48 points); United Bank (-0.35 points); Truist Bank (-0.29 points).
| # | Institution | Deposits | Market share | Share change from 2025 |
|---|---|---|---|---|
| 1 | Farmers & Merchants Bank | $919.0M | 26.24% | +1.06 pts |
| 2 | Truist Bank | $688.1M | 19.65% | -0.29 pts |
| 3 | Wells Fargo Bank, N.A. | $430.2M | 12.28% | -0.05 pts |
| 4 | United Bank | $313.3M | 8.95% | -0.35 pts |
| 5 | The First Bank and Trust Company | $248.3M | 7.09% | +0.16 pts |
| 6 | Bank of America, N.A. | $199.7M | 5.70% | -0.28 pts |
| 7 | Pendleton Community Bank, Inc. | $196.4M | 5.61% | +0.10 pts |
| 8 | Atlantic Union Bank | $179.7M | 5.13% | +0.14 pts |
| 9 | Burke and Herbert Bank and Trust Company | $105.2M | 3.00% | -0.48 pts |
| 10 | First-Citizens Bank & Trust Company | $56.9M | 1.63% | +0.10 pts |
| 11 | Blue Ridge Bank, N.A. | $52.7M | 1.51% | -0.01 pts |
| 12 | Bank of the James | $49.1M | 1.40% | -0.11 pts |
| 13 | First Bank | $46.5M | 1.33% | -0.02 pts |
| 14 | Pioneer Bank | $14.6M | 0.42% | +0.04 pts |
| 15 | Woodforest National Bank | $2.2M | 0.06% | 0.00 pts |
About this list
Deposits are those held at each institution's offices in Harrisonburg, VA (the Census Bureau core based statistical area) as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.
Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.
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