Lists · Deposits by county

Bedford County, VA Bank Deposit Market Share

Atlantic Union Bank holds the largest share of deposits in Bedford County, VA, 18.0%, followed by Wells Fargo Bank, N.A. (14.9%) and Select Bank (14.5%). 12 institutions hold $1.87B at 20 offices as of June 30, 2026, up 2.4% from 2025.

Institutions: 12 Offices: 20 Deposits: $1.87B Survey: FDIC Summary of Deposits, June 30, 2026

Largest share changes since 2025

Gained: The First Bank and Trust Company (1.65 points); First National Bank (0.33 points); Atlantic Union Bank (0.29 points).

Lost: First-Citizens Bank & Trust Company (-1.89 points); Bank of the James (-0.42 points); Select Bank (-0.37 points).

#	Institution	Offices	Deposits	Market share	Share change from 2025	Deposit change
1	Atlantic Union Bank	3	$337.7M	18.02%	+0.29 pts	4.1%
2	Wells Fargo Bank, N.A.	1	$280.2M	14.95%	+0.09 pts	3.1%
3	Select Bank	2	$272.5M	14.54%	-0.37 pts	-0.1%
4	The First Bank and Trust Company	1	$220.0M	11.73%	+1.65 pts	19.2%
5	Truist Bank	2	$205.1M	10.94%	+0.14 pts	3.8%
6	Bank of the James	2	$198.9M	10.61%	-0.42 pts	-1.5%
7	Pinnacle Bank	1	$99.2M	5.29%	—	—
8	Carter Bank & Trust	2	$91.6M	4.88%	-0.11 pts	0.2%
9	First National Bank	2	$72.0M	3.84%	+0.33 pts	12.0%
10	First-Citizens Bank & Trust Company	2	$53.6M	2.86%	-1.89 pts	-38.3%
11	Bank of Botetourt	1	$38.1M	2.03%	-0.32 pts	-11.5%
12	Woodforest National Bank	1	$5.7M	0.30%	-0.01 pts	-2.1%

About this list

Deposits are those held at each institution's offices in Bedford County as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.

Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city. A dash marks an institution with a closed office that could not be placed in one market, so its change is not shown.

Wider markets

Virginia deposits by institution Lynchburg, VA metro area Virginia bank directory

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