Lists · Deposits by metro area
Lynchburg, VA Metro Area Bank Deposit Market Share
Truist Bank holds the largest share of deposits in the Lynchburg, VA metro area, 20.5%, followed by Wells Fargo Bank, N.A. (17.3%) and Bank of the James (12.8%). 17 institutions hold $6.20B at 76 offices as of June 30, 2026, up 1.8% from 2025.
Largest share changes since 2025
Gained: First National Bank (0.68 points); The First Bank and Trust Company (0.52 points); Wells Fargo Bank, N.A. (0.36 points).
Lost: First-Citizens Bank & Trust Company (-0.58 points); Carter Bank & Trust (-0.30 points); The Farmers Bank of Appomattox (-0.23 points).
| # | Institution | Deposits | Market share | Share change from 2025 |
|---|---|---|---|---|
| 1 | Truist Bank | $1.27B | 20.51% | -0.17 pts |
| 2 | Wells Fargo Bank, N.A. | $1.07B | 17.31% | +0.36 pts |
| 3 | Bank of the James | $791.9M | 12.77% | -0.16 pts |
| 4 | First National Bank | $718.0M | 11.58% | +0.68 pts |
| 5 | Atlantic Union Bank | $395.0M | 6.37% | +0.18 pts |
| 6 | Select Bank | $378.0M | 6.09% | -0.19 pts |
| 7 | Bank of America, N.A. | $344.3M | 5.55% | -0.07 pts |
| 8 | Carter Bank & Trust | $318.9M | 5.14% | -0.30 pts |
| 9 | The Farmers Bank of Appomattox | $229.9M | 3.71% | -0.23 pts |
| 10 | The First Bank and Trust Company | $220.0M | 3.55% | +0.52 pts |
| 11 | First-Citizens Bank & Trust Company | $172.5M | 2.78% | -0.58 pts |
| 12 | Pinnacle Bank | $99.2M | 1.60% | +0.20 pts |
| 13 | United Bank | $67.3M | 1.09% | -0.12 pts |
| 14 | The Bank of Charlotte County | $51.0M | 0.82% | +0.01 pts |
| 15 | Bank of Botetourt | $38.1M | 0.61% | -0.09 pts |
| 16 | Woodforest National Bank | $21.6M | 0.35% | -0.02 pts |
| 17 | The National Bank of Blacksburg | $10.6M | 0.17% | -0.01 pts |
About this list
Deposits are those held at each institution's offices in Lynchburg, VA (the Census Bureau core based statistical area) as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.
Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.
Counties in this metro area
Statewide deposits
Largest metro areas
More lists and rankings
Explore more: deposits by state · deposits by metro area · all rankings