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Montgomery County, VA Bank Deposit Market Share

Atlantic Union Bank holds the largest share of deposits in Montgomery County, VA, 23.5%, followed by The National Bank of Blacksburg (22.7%) and Wells Fargo Bank, N.A. (21.8%). 12 institutions hold $3.08B at 28 offices as of June 30, 2026, up 2.9% from 2025.

Institutions: 12 Offices: 28 Deposits: $3.08B Survey: FDIC Summary of Deposits, June 30, 2026

Largest share changes since 2025

Gained: The First Bank and Trust Company (0.58 points); The National Bank of Blacksburg (0.46 points); Locus Bank, Inc. (0.39 points).

Lost: Wells Fargo Bank, N.A. (-0.80 points); Atlantic Union Bank (-0.36 points); Truist Bank (-0.22 points).

# Institution Offices Deposits Market share Share change from 2025 Deposit change
1 Atlantic Union Bank 4 $725.5M 23.55% -0.36 pts 1.4%
2 The National Bank of Blacksburg 7 $698.5M 22.67% +0.46 pts 5.1%
3 Wells Fargo Bank, N.A. 2 $672.2M 21.82% -0.80 pts -0.7%
4 The First Bank and Trust Company 2 $301.2M 9.77% +0.58 pts 9.4%
5 Truist Bank 2 $216.9M 7.04% -0.22 pts -0.2%
6 Locus Bank, Inc. 1 $164.6M 5.34% +0.39 pts 11.0%
7 Carter Bank & Trust 3 $137.0M 4.45% -0.15 pts -0.4%
8 Skyline National Bank 2 $56.3M 1.83% +0.22 pts 16.8%
9 First Community Bank 2 $54.7M 1.78% +0.06 pts 6.8%
10 First-Citizens Bank & Trust Company 1 $25.7M 0.83% -0.15 pts -12.7%
11 Burke and Herbert Bank and Trust Company 1 $23.7M 0.77% -0.03 pts -1.3%
12 Woodforest National Bank 1 $4.7M 0.15% 0.00 pts 2.4%

About this list

Deposits are those held at each institution's offices in Montgomery County as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.

Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.

Wider markets

Virginia deposits by institution Blacksburg-Christiansburg, VA metro area Virginia bank directory

Other counties in Virginia

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