Bank call report · Fairfax, VA
MainStreet Bank Call Report
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MainStreet Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 402 reported line items, schedule by schedule (973 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 3248849 |
| FDIC certificate number | 57742 |
| Total assets | $2.24B |
Official Q2 2026 call report PDF (FFIEC) →
MainStreet Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (24 items)
About Schedule RC · MainStreet Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $2.24B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $2.24B |
| Total Liabilities and Minority Interest | RCON2948 | $1.96B |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $1.95B |
| Total Deposits | RCON2200 | $1.94B |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $1.93B |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $1.57B |
| Deposits: Noninterest-bearing | RCON6631 | $364.9M |
| Total Equity Capital | RCON3210 | $279.2M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $279.2M |
| Surplus | RCON3839 | $144.4M |
| Undivided Profits and Capital Reserves | RCON3632 | $111.4M |
| Other Assets | RCON2160 | $109.5M |
| Interest-bearing Balances | RCON0071 | $75.3M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $56.1M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $33.9M |
| Common Stock | RCON3230 | $28.9M |
| Other Liabilities, Total | RCON2930 | $21.4M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $20.9M |
| Allowance for Loan and Lease Losses | RCON3123 | $19.3M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $13.8M |
| Held-to-maturity Securities, Total | RCON1754 | $13.8M |
| Accumulated Other Comprehensive Income | RCONB530 | -$5.5M |
| Other Real Estate Owned | RCON2150 | $900K |
Schedule RI: Income Statement (39 items)
About Schedule RI · MainStreet Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $63.3M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $60.3M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $50.2M |
| Net Interest Income | RIAD4074 | $37.4M |
| Total Interest Expense | RIAD4073 | $26.0M |
| Total Noninterest Expense | RIAD4093 | $25.1M |
| Salaries and Employee Benefits | RIAD4135 | $15.1M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $13.1M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $13.1M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $11.5M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $10.0M |
| Net Income (Loss) | RIAD4340 | $10.0M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $10.0M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $8.5M |
| Other Noninterest Expense | RIAD4092 | $7.9M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $6.4M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $3.6M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $3.3M |
| Applicable Income Taxes | RIAD4302 | $3.0M |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $2.5M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $2.1M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $1.6M |
| Total Noninterest Income | RIAD4079 | $1.3M |
| Other Noninterest Income | RIADB497 | $1.2M |
| Interest on Other Securities | RIAD4060 | $1.2M |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $745K |
| Service Charges on Deposits in Domestic Office All Other | RIADH035 | $743K |
| Net Gains (Losses) on Other Real Estate Owned | RIAD5415 | -$685K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $576K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $454K |
| Provision for Loan and Lease Losses | RIAD4230 | $243K |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $166K |
| Expense of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RIAD4180 | $109K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $45K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $25K |
| Net Servicing Fees | RIADB492 | $5K |
| Service Charges on Deposits in Domestic Office Overdraft Related for Individuals | RIADH032 | $2K |
| Service Charges on Deposits in Domestic Office Maintenance for Individuals | RIADH033 | $1K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 166 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and Balances Due from Depository Institutions | RCON0010 | $109.3M |
| Balances Due from Federal Reserve Banks | RCON0090 | $74.6M |
| Currency and Coin | RCON0080 | $22.7M |
| Cash Items in Process of Collection and Unposted Debits | RCON0020 | $8.4M |
| Balances Due from Depository Institutions in the U.S. | RCON0082 | $3.5M |
Schedule RC-B: Securities (33 items)
About Schedule RC-B · MainStreet Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Amortized Cost | RCONG302 | $2.0M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Fair Value | RCONG303 | $1.9M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCONG306 | $12.8M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCONG307 | $10.3M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $2.8M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $2.4M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): All Other Residential MBS - Available-for-sale Amortized Cost | RCONG322 | $37K |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): All Other Residential MBS - Available-for-sale Fair Value | RCONG323 | $35K |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $63.3M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $31.9M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $28.3M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $24.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCONA554 | $14.1M |
| Amortized Cost of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8496 | $13.8M |
| Fair Value of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8497 | $13.8M |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $13.8M |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCON1739 | $11.4M |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCON1741 | $10.9M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $9.4M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $6.1M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $5.1M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $3.0M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $2.8M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $2.6M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $2.0M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $1.8M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $1.8M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $1.1M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK152 | $566K |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK153 | $508K |
| Pledged Securities | RCON0416 | $400K |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $358K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONA555 | $11K |
Schedule RC-C, Part I: Loans and Leases (37 items)
About Schedule RC-C, Part I · MainStreet Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $1.95B |
| Pledged Loans and Leases | RCONG378 | $1.60B |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $592.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $511.5M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $479.9M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $478.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $371.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $331.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $327.2M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $241.9M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $192.7M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $173.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $162.8M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $139.5M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $97.3M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONHK25 | $93.3M |
| Commercial and Industrial Loans | RCON1766 | $66.9M |
| Commercial and Industrial Loans to U.S. Addressees | RCON1763 | $66.9M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Construction, Land Development, and Other Land Loans: Secured by Nonfarm Nonresidential Properties: Loans Secured by Other Nonfarm Nonresidential Properties | RCONK162 | $62.0M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $57.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $43.1M |
| Loans to Nondepository Financial Institutions and Other Loans: Loans to Nondepository Financial Institutions | RCONJ454 | $34.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $32.5M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $30.5M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Construction, Land Development, and Other Land Loans: Secured by Multifamily (5 or More) Nonresidential Properties | RCONK160 | $28.9M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $20.5M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $18.1M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $10.2M |
| Unearned Income on Loans | RCON2123 | $4.3M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $2.9M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Construction, Land Development, and Other Land Loans: Other Construction Loans and All Land Development and Other Land Loans | RCONK159 | $2.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $2.0M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $784K |
| Loans Secured by 1-4 Family Residential Properties in Domestic Offices in Process of Foreclosure (Included in Rc-c, Part I, Items 1.C.(1), 1.C.(2)(A), and 1.C.(2)(B) | RCONF577 | $522K |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $400K |
| Real Estate Loans Secured by Farmland | RCON1420 | $109K |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $95K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (12 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $58.7M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $8.9M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $3.6M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $2.1M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $356K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $109K |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 126 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 28 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 24 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 22 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 13 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 2 |
Schedule RC-E: Deposit Liabilities (42 items)
About Schedule RC-E · MainStreet Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $1.33B |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $964.4M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $663.9M |
| Total Brokered Deposits | RCON2365 | $663.9M |
| Total Transaction Accounts | RCON2215 | $612.0M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $584.2M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $583.3M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $554.2M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $545.4M |
| Total reciprocal deposits | RCONJH83 | $521.2M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $499.8M |
| Total Demand Deposits (See Note Below) | RCON2210 | $479.1M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $287.8M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Mmdas of Individuals, Partnerships and Corporations | RCONP757 | $283.6M |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $242.3M |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $242.3M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $235.6M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $212.0M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $178.9M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $169.5M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $125.9M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $116.0M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $88.5M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $53.5M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $35.8M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Noninterest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP753 | $27.4M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $22.0M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $11.9M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Interest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP754 | $11.2M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $9.2M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those MMDA Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP756 | $9.0M |
| Estimated Amount of Deposits Obtained Through the Use of Deposit Listing Services That Are Not Brokered Deposits | RCONK223 | $7.9M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those Other Savings Deposit Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP758 | $7.6M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $5.2M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $4.9M |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $4.7M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Other Savings Deposits Accounts of Individuals, Partnerships and Corporations | RCONP759 | $4.3M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $1.6M |
| Total Transaction Accounts - Deposits of U.S. Government | RCON2202 | $1.0M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK15 | $265K |
| Total Nontransaction Accounts - Deposits of Foreign Governments and Official Institutions | RCON2377 | $248K |
| Total Nontransaction Accounts of United States Government | RCON2520 | $118K |
Schedule RC-F: Other Assets (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $41.4M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $29.1M |
| Other Assets | RCON2168 | $15.8M |
| Accrued Interest Receivable | RCONB556 | $11.6M |
| Net Deferred Tax Assets | RCON2148 | $11.6M |
| Derivatives with a Position Fair Value Held for Purposes Other Than Trading | RCONC010 | $9.4M |
| Prepaid Expenses | RCON2166 | $3.4M |
Schedule RC-G: Other Liabilities (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $17.1M |
| Derivatives with a Negative Fair Value Held for Purposes Other Than Trading | RCONC012 | $9.4M |
| Operating lease liabilities | RCONLB56 | $5.7M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $2.1M |
| Other Expenses Accrued and Unpaid | RCON3646 | $1.6M |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $546K |
Schedule RC-K: Quarterly Averages (15 items)
About Schedule RC-K · MainStreet Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $2.21B |
| Quarterly Average of Total Loans | RCON3360 | $1.92B |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $1.63B |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $564.7M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $550.8M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $244.6M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $201.8M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $177.2M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $74.3M |
| All Other Securities | RCONB560 | $58.0M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $56.3M |
| Mortgage-backed Securities | RCONB559 | $18.5M |
| Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RCON3353 | $8.6M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $1.9M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $1.4M |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (12 items)
About Schedule RC-L · MainStreet Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Interest Rate Contracts - Notional Value of All Outstanding Interest Rate Swaps | RCON3450 | $250.9M |
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market | RCON8725 | $250.9M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $129.5M |
| Interest Rate Swaps Where the Bank Has Agreed to Pay a Fixed Rate | RCONA589 | $125.4M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $58.6M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $40.9M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $17.7M |
| Gross Negative Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8745 | $9.4M |
| Gross Positive Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8741 | $9.4M |
| Other unused commitments: Loans to nondepository financial institutions | RCONPV11 | $7.5M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $2.0M |
| Performance Standby Letters of Credit | RCON3821 | $271K |
Schedule RC-M: Memoranda (3 items)
About Schedule RC-M · MainStreet Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $2.0M |
| All Other Real Estate Owned: 1-4 Family Residential Properties in Domestic Offices | RCON5510 | $900K |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 1 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (23 items)
About Schedule RC-N · MainStreet Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $61.3M |
| Additions to Nonaccrual Assets | RCONC410 | $31.3M |
| Other Construction Loans and All Land Development and Other Land Loans, Nonaccrual | RCONF177 | $25.4M |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $15.2M |
| Loans Secured by Other Nonfarm Nonresidential Properties, Nonaccrual | RCONF183 | $14.9M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Nonaccrual | RCONHK28 | $11.6M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $7.9M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty Secured by Multifamily Residential Properties in Domestic Offices: Nonaccrual | RCONK113 | $7.1M |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Multifamily (5 or More) Residential Properties - Nonaccrual | RCON3501 | $7.1M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF178 | $4.8M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual | RCONF182 | $4.7M |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Multifamily (5 or More) Residential Properties - Past Due 30 Through 89 Days and Still Accruing | RCON3499 | $4.6M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty Other Construction Loans and All Land Development and Other Land Loans-nonaccrual | RCONK110 | $4.5M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $3.0M |
| Loans Secured by Other Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF179 | $1.9M |
| 1-4 Family Residential Construction Loans, Nonaccrual | RCONF176 | $901K |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $726K |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $345K |
| Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Nonaccrual | RCONK038 | $345K |
| Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' : Nonaccrual | RCONK041 | $259K |
| 1-4 Family Residential Construction Loans: Past Due 31 - 89 Days | RCONF172 | $189K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Nonaccrual | RCONK215 | $16K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing | RCONK213 | $8K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (13 items)
About Schedule RC-O · MainStreet Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $2.21B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $1.94B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $1.32B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $619.5M |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $539.2M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $283.3M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $3.3M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $1.8M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 9,555 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 668 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 84 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 3 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-Q: Assets and Liabilities Measured at Fair Value on a Recurring Basis (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Available-for-sale Securities - Level 2 Fair Value Measurements | RCONG476 | $56.1M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes | RCONJA36 | $56.1M |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG505 | $56.1M |
| Total Assets Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG502 | $56.1M |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · MainStreet Bank regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $2.00B |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (23 items)
About Schedule RC-R, Part I · MainStreet Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $2.21B |
| Average Total Assets (Net of Deductions) | RCOAA224 | $2.21B |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $2.00B |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $302.4M |
| Common Equity Tier 1 Capital | RCOAP859 | $282.5M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $282.5M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $282.5M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $279.2M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $173.3M |
| Retained Earnings | RCOAKW00 | $111.4M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $19.9M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $19.9M |
| Tier 2 Capital Before Deductions | RCOAP870 | $19.9M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$5.5M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$5.5M |
| Deferred Tax Assets (DTAS) That Arise from Net Operating Loss and Tax Credit Carryforwards, Net of Any Related Valuation Allowances and Net of Dtls | RCOAP843 | $2.2M |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $2.2M |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1514 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1414 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1414 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1278 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0714 |
Schedule RC-R, Part II: Risk-Weighted Assets (57 items)
About Schedule RC-R, Part II · MainStreet Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $2.00B |
| Total Risk-weighted Assets | RCONG641 | $2.00B |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $1.70B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $1.70B |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $1.61B |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $1.44B |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $1.43B |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $465.3M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $439.5M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $439.5M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $419.6M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $219.7M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over One Year Through Five Years | RCONS583 | $165.1M |
| Total All Other Assets | RCOND981 | $131.3M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $124.5M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $124.3M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $121.8M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $113.8M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $113.8M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $109.3M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $97.3M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $69.5M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over Five Years | RCONS584 | $65.3M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $62.1M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $62.1M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $56.1M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $55.4M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $55.4M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $46.3M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $46.3M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $46.3M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $46.3M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $45.7M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $32.7M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $24.9M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $24.9M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$24.2M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - One Year or Less | RCONS582 | $20.5M |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCOND969 | $14.8M |
| Total Held-to-maturity Securities | RCOND961 | $13.8M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $12.0M |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $11.4M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $11.1M |
| Held-to-maturity Securities - 20 Pct Risk Weight Category | RCOND963 | $8.9M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$7.2M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category | RCONS459 | $6.8M |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $5.2M |
| Held-to-maturity Securities - 50 Pct Risk Weight Category | RCOND964 | $4.9M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $4.4M |
| All Other Assets - Adjustments to Totals Reported in Column a | RCONS469 | $2.2M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $1.8M |
| Over-the-counter Derivatives - 100 Pct Risk Weight Category | RCONS547 | $1.8M |
| Over-the-counter Derivatives - Credit Equivalent Amount | RCONS542 | $1.8M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Face, Notional, or Other Amount | RCOND997 | $271K |
| All Other Assets - 50 Pct Risk Weight Category | RCOND984 | $218K |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - 100 Pct Risk Weight Category | RCONG605 | $136K |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Credit Equivalent Amount | RCOND998 | $136K |
Schedule RI-A: Changes in Bank Equity Capital (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance End of Previous Calendar Year as Restated | RIADB508 | $282.6M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $282.6M |
| Total Equity Capital | RIAD3210 | $279.2M |
| Other Transactions with Stockholders (Including Parent Holding Company) | RIAD4415 | -$11.1M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $2.5M |
| Other Comprehensive Income | RIADB511 | $249K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (6 items)
About Schedule RI-B, Part I · MainStreet Bank charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $282K |
| Charge-offs on Closed-end Loans by 1-4 Family Residential Properties:secured by First Liens | RIADC234 | $282K |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $37K |
| Recoveries on Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RIAD5412 | $20K |
| Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens | RIADC217 | $12K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $5K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (4 items)
About Schedule RI-B, Part II · MainStreet Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $19.3M |
| Allowance for Loan and Lease Losses | RIAD3123 | $19.3M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $282K |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | $211K |
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (12 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCONJJ11 | $1.95B |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCONJJ05 | $1.07B |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCONJJ06 | $465.4M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost | RCONJJ04 | $312.9M |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCONJJ07 | $101.4M |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCONJJ19 | $19.3M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCONJJ13 | $12.0M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance | RCONJJ12 | $3.4M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCONJJ14 | $2.6M |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCONJJ15 | $1.4M |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCONJJ09 | $1.3M |
| Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance | RCONJJ17 | $8K |
Schedule RI-E: Explanations (18 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| First Itemized Transaction of Other Transactions with Stockholders (Including Parent Holding Company) (4415) | RIAD4498 | -$11.1M |
| First Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4464 | $1.1M |
| Second Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4467 | $900K |
| Data Processing Expenses | RIADC017 | $710K |
| Marketing and Other Professional Services | RIAD0497 | $675K |
| Earnings On/increase in Value of Cash Surrender Value of Life Insurance | RIADC014 | $644K |
| Directors' Fees | RIAD4136 | $494K |
| Accounting and Auditing Expenses | RIADF556 | $384K |
| Bank Card and Credit Card Interchange Fees | RIADF555 | $196K |
| First Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4461 | $181K |
| Second Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4462 | $178K |
| Legal Expense | RIAD4141 | $169K |
| Automated Teller Machine (ATM) and Interchange Expense | RIADF558 | $117K |
| Printing, Stationery, and Supplies | RIADC018 | $88K |
| Telecommunications Expense | RIADF559 | $84K |
| Operating Expenses Communications - Postage, Monthly | RIAD8403 | $30K |
| Safe Deposit Box Rent | RIADC015 | $5K |
| Income and Fees from the Printing and Sale of Checks | RIADC013 | $1K |
MainStreet Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the MainStreet Bank call report?
The MainStreet Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does MainStreet Bank file?
MainStreet Bank files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the MainStreet Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: MainStreet Bank has Federal Reserve RSSD ID 3248849 and FDIC certificate number 57742. Either one finds its filings on the FFIEC Central Data Repository.
How often does MainStreet Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
MainStreet Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 57742) · FFIEC NIC profile (RSSD 3248849)