MainStreet Bank Routing Number (ABA): 056009246

MainStreet Bank at a glance

Its CET1 capital ratio was 14.10% at Q3 2026, comfortably above the 7% level required once the capital conservation buffer is included.

Total assets, Q3 2026

$2.23B

CET1 ratio, Q3 2026

14.10%

Deposit insurance

FDIC

Regulator

Federal Reserve

Domestic offices

7 branches

Latest call report

Q3 2026, FFIEC 041

Established

2004

Full financial profile · Is MainStreet Bank safe? · MainStreet Bank call report · Branch locations

What the digits mean

The first two digits, 05, place this number in the Federal Reserve Bank of Richmond's district (District 5). Digits five through eight, 0924, identify the institution within that district. The last digit, 6, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.

Before you send money to MainStreet Bank

A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.

Match this number against the one on your MainStreet Bank checks or in its online banking. Ask the bank for wire instructions (www.mstreetbank.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.

About MainStreet Bank

MainStreet Bank is headquartered in Fairfax, Virginia and was established in 2004. It is in the WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV metro area. It reported $2.23B in total assets and $1.93B in deposits for Q3 2026, the 16th largest of the 56 banks headquartered in Virginia. It reports 7 domestic offices. Its deposits have been FDIC insured since 2004. Its primary federal regulator is the Federal Reserve. 4 other banks and credit unions headquartered in Fairfax have a routing number listed here.

What the digits in 056009246 mean

The first four digits, 0560, are the Federal Reserve routing symbol. The prefix 05 places the number in the 5th Federal Reserve District (Richmond). That is also the district where the bank is headquartered. Digits five through eight, 0924, identify the institution within its Federal Reserve district. The last digit, 6, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 2 + 7 x 9 + 21 = 90, a multiple of 10, so 056009246 is a well-formed routing number. A mistyped digit almost always breaks that sum.

What is the MainStreet Bank routing number?

The MainStreet Bank routing number is 056009246. It is the primary ABA routing transit number registered to MainStreet Bank, headquartered in Fairfax, VA. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 28, 2026.

What is the MainStreet Bank wire routing number?

This page lists the primary routing number registered to MainStreet Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with MainStreet Bank before sending a wire.

Is ABA number 056009246 the routing number for MainStreet Bank?

Yes. It is the primary routing number registered to MainStreet Bank.

Which bank uses routing number 056009246?

It belongs to MainStreet Bank, headquartered in Fairfax, VA. It is the bank's primary ABA routing number (FDIC certificate 57742).

Routing numbers in Fairfax, VA

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United Bank: 056004445

Credit union

Apple Federal Credit Union: 256078514

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FVCbank: 056009505

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The Freedom Bank of Virginia: 056009123

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