MainStreet Bank: Off-Balance-Sheet Exposure
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Data as of · Call Report Schedules RC-L and RC-R How we update
MainStreet Bank reported all 9 line items on this page on its Q3 2026 filing. Unused home equity and credit card lines was $18.4M in Q3 2026, down 2.1% from $18.8M in Q3 2025. That is 0.8% of its total assets. Across the 12 quarters shown it ranged from $15.6M (Q2 2024) to $21.8M (Q2 2025).
The standout move of Q3 2026 was in Derivatives notional to total assets: 0.87 percentage points lower than in Q2 2026, at 10.34%.
Commitments
Unused home equity and credit card lines changed the most here, up 4.0% to $18.4M in Q3 2026 from $17.7M in Q2 2026.
| Line item | Q3 2026 |
|---|---|
| Unused home equity and credit card lines | $18.4M |
| Letters of credit | $0 |
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Derivatives
| Line item | Q3 2026 |
|---|---|
| Total derivatives, notional | $230.7M |
| Interest rate swaps, notional | $0 |
| Foreign exchange derivatives, notional | $0 |
| Derivatives notional to total assets | 10.34% |
Notional value is the reference amount a contract is calculated on. It measures activity, not exposure: credit exposure is a small fraction of notional.
Trading positions
| Line item | Q3 2026 |
|---|---|
| Trading account assets | $0 |
| Trading liabilities | $0 |
| Trading assets to total assets | 0.00% |
Off-Balance-Sheet Exposure trend
Off-Balance-Sheet Exposure by quarter
| Quarter | Unused home equity and card lines | Letters of credit | Derivatives notional / assets |
|---|---|---|---|
| Q4 2023 | $16.9M | $0 | 22.06% |
| Q1 2024 | $17.2M | $0 | 21.38% |
| Q2 2024 | $15.6M | $0 | 21.00% |
| Q3 2024 | $15.7M | $0 | 19.64% |
| Q4 2024 | $20.5M | $0 | 19.50% |
| Q1 2025 | $20.6M | $0 | 19.41% |
| Q2 2025 | $21.8M | $0 | 19.95% |
| Q3 2025 | $18.8M | $0 | 13.60% |
| Q4 2025 | $16.6M | $0 | 12.99% |
| Q1 2026 | $15.6M | $0 | 12.83% |
| Q2 2026 | $17.7M | $0 | 11.21% |
| Q3 2026 | $18.4M | $0 | 10.34% |
MainStreet Bank off-balance-sheet exposure, quarter by quarter
Off-Balance-Sheet Exposure since Q3 2021 · peer percentiles on every line item · watchlist alerts
Unlock this bank, freeSource: Call Report Schedules RC-L and RC-R, Q3 2026. Open the filed call report for Q3 2026 on the FFIEC CDR. How this page is built. See the full MainStreet Bank profile or its peer group comparison.
Regulator records: FDIC BankFind (cert 57742) · FFIEC NIC profile (RSSD 3248849)