Branch Presence
Banks with Branches in Winchester, VA
Bank of Clarke is the biggest bank in Winchester, VA, with $643.8M in deposits at its Winchester branches, 24.8% of the city's total as of the June 30, 2026 FDIC Summary of Deposits.
11 banks operate 27 branches in Winchester, VA, ranked below by local branch count from the FDIC Summary of Deposits. This counts every bank with a branch here, not only banks headquartered locally.
Deposit share is each bank's share of the $2.60B held in Winchester, VA, as of the June 30, 2026 FDIC Summary of Deposits, ranked by deposits (#1 is largest). Banks that book deposits at a headquarters branch can show a share that exceeds their local customer base.
| Bank | Branches in Winchester | Local deposits | Deposit share |
|---|---|---|---|
| Bank of Clarke | 6 | $643.8M | 24.8% (#1) |
| United Bank | 5 | $273.8M | 10.5% (#5) |
| Truist Bank | 3 | $531.9M | 20.4% (#2) |
| Wells Fargo Bank, N.A. | 3 | $487.8M | 18.8% (#3) |
| Farmers & Merchants Bank | 3 | $42.3M | 1.6% (#8) |
| First Bank | 2 | $303.7M | 11.7% (#4) |
| Burke and Herbert Bank and Trust Company | 1 | $149.0M | 5.7% (#6) |
| Virginia National Bank | 1 | $86.0M | 3.3% (#7) |
| First-Citizens Bank & Trust Company | 1 | $41.8M | 1.6% (#9) |
| City National Bank of West Virginia | 1 | $38.9M | 1.5% (#10) |
| Capon Valley Bank | 1 | $2.3M | <0.1% (#11) |
County deposit market: Winchester City, VA
The $1.68B held across 10 FDIC-insured banks in this county, as of the June 30, 2026 FDIC Summary of Deposits. The 10 largest are shown; see every bank in the Winchester City, VA market with its change from a year earlier. Banks only: credit unions are not in the Summary of Deposits.
| Rank | Bank | Deposit share | Deposits | Branches |
|---|---|---|---|---|
| 1 | Truist Bank | 31.6% | $531.9M | 3 |
| 2 | Bank of Clarke | 19.3% | $324.8M | 2 |
| 3 | First Bank | 13.6% | $228.2M | 1 |
| 4 | Wells Fargo Bank, N.A. | 9.6% | $161.1M | 1 |
| 5 | Burke and Herbert Bank and Trust Company | 8.9% | $149.0M | 1 |
| 6 | Virginia National Bank | 5.1% | $86.0M | 1 |
| 7 | United Bank | 4.6% | $77.8M | 1 |
| 8 | Farmers & Merchants Bank | 2.5% | $42.3M | 3 |
| 9 | First-Citizens Bank & Trust Company | 2.5% | $41.8M | 1 |
| 10 | City National Bank of West Virginia | 2.3% | $38.9M | 1 |
Metro area deposit market: Winchester, VA-WV
The $3.53B held across 13 FDIC-insured banks in this metro area, as of the June 30, 2026 FDIC Summary of Deposits. The 10 largest are shown; see every bank in the Winchester, VA-WV market with its change from a year earlier. Banks only: credit unions are not in the Summary of Deposits.
| Rank | Bank | Deposit share | Deposits | Branches |
|---|---|---|---|---|
| 1 | Bank of Clarke | 22.6% | $799.8M | 7 |
| 2 | Truist Bank | 19.5% | $689.1M | 4 |
| 3 | Wells Fargo Bank, N.A. | 13.8% | $487.8M | 3 |
| 4 | First Bank | 10.0% | $353.0M | 3 |
| 5 | United Bank | 7.8% | $273.8M | 5 |
| 6 | The Bank of Romney | 7.6% | $268.3M | 6 |
| 7 | FNB Bank, Inc. | 6.4% | $225.3M | 6 |
| 8 | Burke and Herbert Bank and Trust Company | 4.2% | $149.0M | 1 |
| 9 | Virginia National Bank | 2.4% | $86.0M | 1 |
| 10 | City National Bank of West Virginia | 1.6% | $57.7M | 2 |
Banks in Winchester: common questions
What is the biggest bank in Winchester, VA?
Bank of Clarke is the biggest bank in Winchester, VA, with $643.8M in deposits at its Winchester branches, 24.8% of the city's total as of the June 30, 2026 FDIC Summary of Deposits.
How many banks are in Winchester, VA?
11 FDIC-insured banks operate 27 branches in Winchester, VA as of the June 30, 2026 FDIC Summary of Deposits. This counts every bank with a branch in the city, not only banks headquartered there. Credit unions are not in the Summary of Deposits.
What are the largest banks in Winchester, VA?
Ranked by deposits held in Winchester branches as of the June 30, 2026 FDIC Summary of Deposits: 1. Bank of Clarke (24.8%); 2. Truist Bank (20.4%); 3. Wells Fargo Bank, N.A. (18.8%); 4. First Bank (11.7%); 5. United Bank (10.5%). The share is each bank's part of all deposits in the city.
Largest banks in Virginia
For the state as a whole, see the largest banks in Virginia, ranked by total assets and by deposits in Virginia branches, or every bank in the Virginia bank directory.
Banks in other Virginia cities:
About this data
Branch counts and local deposits come from the FDIC Summary of Deposits, the annual June 30 survey of branch-office deposits for every FDIC-insured bank. Click any bank to see its full regulatory profile and complete branch network. Looking for banks headquartered here instead? See the US bank directory.