Bank call report · Portsmouth, VA
TowneBank Call Report
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TowneBank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 665 reported line items, schedule by schedule (878 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 2797724 |
| FDIC certificate number | 35095 |
| Total assets | $22.62B |
Official Q2 2026 call report PDF (FFIEC) →
TowneBank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (34 items)
About Schedule RC · TowneBank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $22.62B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $22.62B |
| Total Liabilities and Minority Interest | RCON2948 | $19.62B |
| Total Deposits | RCON2200 | $18.82B |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $15.17B |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $14.97B |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $12.87B |
| Deposits: Noninterest-bearing | RCON6631 | $5.95B |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $3.00B |
| Total Equity Capital | RCON3210 | $2.99B |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $2.94B |
| Surplus | RCON3839 | $1.70B |
| Interest-bearing Balances | RCON0071 | $1.66B |
| Undivided Profits and Capital Reserves | RCON3632 | $1.21B |
| Intangible Assets | RCON2143 | $905.4M |
| Goodwill | RCON3163 | $808.6M |
| Other Assets | RCON2160 | $670.6M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $495.4M |
| Investments and Unconsolidated Subsidiaries and Associated Companies | RCON2130 | $368.5M |
| Other Liabilities, Total | RCON2930 | $342.9M |
| Loans and Leases Held for Sale | RCON5369 | $309.5M |
| Subordinated Notes and Debentures | RCON3200 | $279.1M |
| Allowance for Loan and Lease Losses | RCON3123 | $199.9M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $158.8M |
| Common Stock | RCON3230 | $152.2M |
| Other Borrowed Money | RCON3190 | $132.2M |
| Held-to-maturity Securities, Total | RCON1754 | $126.3M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $126.3M |
| Accumulated Other Comprehensive Income | RCONB530 | -$61.2M |
| Securities Sold Under Agreements to Repurchase | RCONB995 | $39.0M |
| Other Real Estate Owned | RCON2150 | $14.6M |
| Minority Interest in Consolidated Subsidiaries and Similar Items | RCON3000 | $7.0M |
| Other Components of Equity Capital | RCONA130 | -$6.9M |
| Equity securities with readily determinable fair values not held for trading | RCONJA22 | $495K |
Schedule RI: Income Statement (57 items)
About Schedule RI · TowneBank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $511.2M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $430.1M |
| Total Noninterest Expense | RIAD4093 | $417.5M |
| Total Noninterest Income | RIAD4079 | $364.0M |
| Net Interest Income | RIAD4074 | $358.2M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $303.9M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $303.9M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $256.8M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $234.7M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $234.7M |
| Net Income (Loss) | RIAD4340 | $234.2M |
| Other Noninterest Income | RIADB497 | $231.0M |
| Salaries and Employee Benefits | RIAD4135 | $215.5M |
| Other Noninterest Expense | RIAD4092 | $154.8M |
| Total Interest Expense | RIAD4073 | $153.0M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $87.0M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $86.5M |
| Applicable Income Taxes | RIAD4302 | $69.2M |
| Income from Other Insurance and Reinsurance Activities | RIADC387 | $61.2M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $49.0M |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $43.4M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $35.0M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $34.0M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $30.9M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $25.7M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $22.8M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $18.0M |
| Fees and Commissions from Securities Brokerage | RIADC886 | $15.1M |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $14.5M |
| Interest on Other Securities | RIAD4060 | $13.0M |
| Amortization Expense and Impairment Losses Intangible Assets | RIADC232 | $12.2M |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $10.5M |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $8.8M |
| Service Charges on Deposits in Domestic Office All Other | RIADH035 | $7.4M |
| Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. | RIAD4313 | $6.9M |
| Interest on Notes and Debentures Subordinated to Deposits | RIAD4200 | $5.5M |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $5.5M |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $4.7M |
| Interest on Trading Liabilities and Other Borrowed Money | RIAD4185 | $3.4M |
| Provision for Loan and Lease Losses | RIAD4230 | -$1.6M |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $998K |
| Fees and Commissions from Annuity Sales | RIADC887 | $995K |
| Income from the Sale and Servicing of Mutual Funds and Annuities (in Domestic Offices) | RIAD8431 | $995K |
| Other Interest Income | RIAD4518 | $811K |
| Service Charges on Deposits in Domestic Office Overdraft Related for Individuals | RIADH032 | $761K |
| Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices | RIAD4024 | $744K |
| Net Servicing Fees | RIADB492 | $723K |
| Service Charges on Deposits in Domestic Office Maintenance for Individuals | RIADH033 | $611K |
| Less: Net Income (Loss) Attributable to Noncontrolling (Minority) Interests | RIADG103 | $540K |
| Net Gains (Losses) on Sales of Other Assets (Excluding Securities) | RIADB496 | -$173K |
| Expense of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RIAD4180 | $139K |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $131K |
| Realized Gains (Losses) on Available-for-sale Debt Securities | RIAD3196 | $126K |
| Service Charges on Deposits in Domestic Office Atm-related for Individuals | RIADH034 | $44K |
| Net Gains (Losses) on Other Real Estate Owned | RIAD5415 | $8K |
| Unrealized holding gains (losses) on equity securities not held for trading | RIADHT70 | -$6K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 2,783 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and Balances Due from Depository Institutions | RCON0010 | $1.82B |
| Balances Due from Federal Reserve Banks | RCON0090 | $1.55B |
| Balances Due from Depository Institutions in the U.S. | RCON0082 | $118.9M |
| Cash Items in Process of Collection and Unposted Debits | RCON0020 | $109.8M |
| Currency and Coin | RCON0080 | $40.2M |
Schedule RC-B: Securities (52 items)
About Schedule RC-B · TowneBank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Amortized Cost | RCONG302 | $127.7M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Fair Value | RCONG303 | $127.3M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCONG306 | $384.0M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCONG307 | $373.6M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $437.3M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $428.9M |
| Structured Financial Products by Underlying Collateral or Reference Assets: 1-4 Family Residential MBS Issued or Guaranteed by U.S. Government-sponsored Enterprises (Gses) - Available-for-sale Amortized Cost | RCONG362 | $208.7M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $3.03B |
| Pledged Securities | RCON0416 | $794.9M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $572.4M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $558.2M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $540.6M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $479.5M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $425.6M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $411.3M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $402.7M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $352.8M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK144 | $345.8M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK145 | $334.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCONA554 | $325.1M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $302.5M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $256.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $248.4M |
| Asset-backed securities and structured financial products, Structured financial products, Available for sale, Amortized Cost | RCONHT60 | $208.7M |
| Structured financial products guaranteed by U.S. Government agencies or sponsored agencies included in Schedule HC-B, item 5.b -- Available-for-sale: Amortized Cost | RCONPV00 | $208.7M |
| Asset-backed securities and structured financial products, Structured financial products, Available for sale, Fair Value | RCONHT61 | $200.1M |
| Guaranteed by U.S. Government Agencies or Sponsored Agencies Included in Schedule Rc-b, Item 5.B - Available-for-sale, Fair Value | RCONPV01 | $200.1M |
| Structured Financial Products by Underlying Collateral or Reference Assets: 1-4 Family Residential MBS Issued or Guaranteed by U.S. Government-sponsored Enterprises (Gses) - Available-for-sale Fair Value | RCONG363 | $200.1M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK152 | $196.5M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK153 | $194.0M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $176.7M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $176.4M |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCON1739 | $166.5M |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCON1741 | $163.3M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $150.3M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $126.4M |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $124.6M |
| Amortized Cost of Held-to-maturity U.S. Treasury Securities | RCON0211 | $95.3M |
| Fair Value of Held-to-maturity U.S. Treasury Securities | RCON0213 | $93.9M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $50.4M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA557 | $30.8M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $24.0M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $21.0M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONA555 | $18.9M |
| US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Amortized Cost | RCONHT50 | $18.4M |
| US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Fair Value | RCONHT51 | $17.9M |
| Fair Value of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8497 | $5.6M |
| Amortized Cost of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8496 | $5.5M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities: Issued or Guaranteed by Fnma,fhlmc or GNMA: Held-to-maturity Amortized Cost | RCONK142 | $5.1M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Held-to-maturity Fair Value | RCONK143 | $5.0M |
| Fair Value of Other Held-to-maturity Domestic Debt Securities | RCON1738 | $2.1M |
| Amortized Cost of Other Held-to-maturity Domestic Debt Securities | RCON1737 | $2.0M |
Schedule RC-C, Part I: Loans and Leases (64 items)
About Schedule RC-C, Part I · TowneBank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $15.48B |
| Pledged Loans and Leases | RCONG378 | $6.54B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $5.26B |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $4.29B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $2.85B |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $2.69B |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $2.55B |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $2.50B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $2.31B |
| Gross Contractual Amounts Receivable at Acquisition Date of Loans and Leases Held for Investment That Were Acquired in Business Combinations with Acquisition Dates in the Current Calendar Year: Loans Secured by Real Estate | RCONG092 | $1.73B |
| Commercial and Industrial Loans | RCON1766 | $1.68B |
| Commercial and Industrial Loans to U.S. Addressees | RCON1763 | $1.68B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $1.48B |
| Fair Value at Acquisition Date of Acquired Loans and Leases Held for Investment That Were Acquired in Business Combinations with Acquisition Dates in the Current Calendar Year: Loans Secured by Real Estate | RCONG091 | $1.45B |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $929.0M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $916.0M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $865.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $846.5M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $682.9M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $625.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $581.5M |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. | RCON2107 | $524.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $502.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $471.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $448.3M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $404.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $379.6M |
| Gross Contractual Amounts Receivable at Acquisition Date of Loans and Leases Held for Investment That Were Acquired in Business Combinations with Acquisition Dates in the Current Calendar Year: Commercial and Industrial Loans | RCONG095 | $343.4M |
| Fair Value at Acquisition Date of Acquired Loans and Leases Held for Investment That Were Acquired in Business Combinations with Acquisition Dates in the Current Calendar Year: Commercial and Industrial Loans | RCONG094 | $288.8M |
| Loans to Finance Commercial Real Estate, Construction, and Land Development Activities Included in Items 1766, 1563 for (Fr Y-9C), in Items 1766, 1563 for (FFIEC 031), in Items 1766, 1564 for (FFIEC 032 and 033), and in Items 1766, 2080 for (FFIEC 034) | RCON2746 | $242.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $161.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $150.0M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $135.7M |
| Gross Contractual Amounts Receivable at Acquisition Date of Loans and Leases Held for Investment That Were Acquired in Business Combinations with Acquisition Dates in the Current Calendar Year: Loans to Individual for Household Family and Other Personal Expenditures | RCONG098 | $128.2M |
| Loans to Nondepository Financial Institutions and Other Loans: Loans to Nondepository Financial Institutions | RCONJ454 | $111.7M |
| Fair Value at Acquisition Date of Acquired Loans and Leases Held for Investment That Were Acquired in Business Combinations with Acquisition Dates in the Current Calendar Year: Loans to Individuals for Household, Family and Other Personal Expenditures | RCONG097 | $100.7M |
| Loans to business credit intermediaries | RCONPV06 | $56.6M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $53.4M |
| Other Loans | RCONJ464 | $44.7M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $37.1M |
| Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) | RCONJ451 | $36.6M |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $31.8M |
| Real Estate Loans Secured by Farmland | RCON1420 | $30.3M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONHK25 | $29.3M |
| Loans to private equity funds | RCONPV07 | $24.9M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Construction, Land Development, and Other Land Loans: Secured by Nonfarm Nonresidential Properties: Loans Secured by Other Nonfarm Nonresidential Properties | RCONK162 | $18.2M |
| Loans to consumer credit intermediaries | RCONPV08 | $17.0M |
| Best Estimate at Acquisition Date of Contractual Cash Flows Not Expected to Be Collected for Loans and Leases Held for Investment That Were Acquired in Business Combinations with Acquisition Dates in the Current Calendar Year: Loans Secured by Real Estate | RCONG093 | $16.6M |
| Best Estimate at Acquisition Date of Contractual Cash Flows Not Expected to Be Collected for Loans and Leases Held for Investment That Were Acquired in Business Combinations with Acquisition Dates in the Current Calendar Year: Commercial and Industrial Loans | RCONG096 | $14.6M |
| Gross Contractual Amounts Receivable at Acquisition Date of Loans and Leases Held for Investment That Were Acquired in Business Combinations with Acquisition Dates in the Current Calendar Year: All Other Loans and All Leases | RCONG101 | $10.8M |
| Other loans to nondepository financial institutions | RCONPV09 | $10.4M |
| Fair Value at Acquisition Date of Acquired Loans and Leases Held for Investment That Were Acquired in Business Combinations with Acquisition Dates in the Current Calendar Year: All Other Loans and All Leases | RCONG100 | $10.1M |
| Loans for purchasing or carrying securities, including margin loans | RCON1545 | $8.1M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Construction, Land Development, and Other Land Loans: Secured by Nonfarm Nonresidential Properties: Loans Secured by Owner-occupied Nonfarm Nonresidential Properties | RCONK161 | $3.6M |
| Loans to mortgage credit intermediaries | RCONPV05 | $2.8M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty and in Compliance with Modified Terms: Loans Secured by 1-4 Family Residential Properties in Domestic Offices | RCONF576 | $2.6M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Commercial and Industrial Loans | RCONK256 | $2.5M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Commercial and Industrial Loans: to U.S. Addressees (Domicile) | RCONK163 | $2.5M |
| Best Estimate at Acquisition Date of Contractual Cash Flows Not Expected to Be Collected for Loans and Leases Held for Investment That Were Acquired in Business Combinations with Acquisition Dates in the Current Calendar Year: Loans to Individuals for Household, Family, and Other Personal Expenditures | RCONG099 | $2.5M |
| Revolving, open-end lines of credit secured by 1-4 family residential properties that have converted to non-revolving closed-end status that are included in item 1.c(1) above | RCONLE75 | $2.3M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - All Other Loans | RCONK165 | $1.4M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Construction, Land Development, and Other Land Loans: Other Construction Loans and All Land Development and Other Land Loans | RCONK159 | $1.1M |
| Loans Secured by 1-4 Family Residential Properties in Domestic Offices in Process of Foreclosure (Included in Rc-c, Part I, Items 1.C.(1), 1.C.(2)(A), and 1.C.(2)(B) | RCONF577 | $449K |
| Best Estimate at Acquisition Date of Contractual Cash Flows Not Expected to Be Collected for Loans and Leases Held for Investment That Were Acquired in Business Combinations with Acquisition Dates in the Current Calendar Year: All Other Loans and All Leases | RCONG102 | $54K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (24 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $1.05B |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $352.2M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $309.5M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $124.0M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $105.3M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $26.7M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $5.6M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $3.3M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5589 | $1.7M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $1.6M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5587 | $1.3M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $481K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 6,160 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 2,058 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 1,280 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 1,035 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 645 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 360 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 26 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 26 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 26 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 21 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5586 | 18 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5588 | 10 |
Schedule RC-E: Deposit Liabilities (41 items)
About Schedule RC-E · TowneBank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $10.40B |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $9.58B |
| Total Demand Deposits (See Note Below) | RCON2210 | $8.42B |
| Total Transaction Accounts | RCON2215 | $8.42B |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $7.94B |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $7.00B |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Mmdas of Individuals, Partnerships and Corporations | RCONP757 | $4.72B |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those MMDA Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP756 | $2.28B |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $1.72B |
| Total reciprocal deposits | RCONJH83 | $1.47B |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $1.10B |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $1.07B |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $1.05B |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $1.02B |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $964.6M |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $964.6M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $814.2M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Noninterest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP753 | $774.3M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $762.4M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Interest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP754 | $732.5M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $612.1M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $560.4M |
| Total Brokered Deposits | RCON2365 | $560.4M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $554.2M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $537.5M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $518.9M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $471.4M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $462.5M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those Other Savings Deposit Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP758 | $454.8M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $178.5M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $78.4M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $69.3M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Other Savings Deposits Accounts of Individuals, Partnerships and Corporations | RCONP759 | $64.0M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $47.4M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $29.8M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $11.9M |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $6.2M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK15 | $4.1M |
| Estimated Amount of Deposits Obtained Through the Use of Deposit Listing Services That Are Not Brokered Deposits | RCONK223 | $995K |
| Total Nontransaction Accounts - Deposits of Foreign Governments and Official Institutions | RCON2377 | $495K |
| Total Transaction Accounts - Deposits of U.S. Government | RCON2202 | $29K |
Schedule RC-F: Other Assets (9 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $350.2M |
| Other Assets | RCON2168 | $92.2M |
| Net Deferred Tax Assets | RCON2148 | $88.5M |
| Accrued Interest Receivable | RCONB556 | $65.1M |
| Life Insurance Assets: Hybrid Account Life Insurance Assets | RCONK270 | $37.4M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $37.0M |
| Accounts Receivable | RCONFT34 | $34.8M |
| Prepaid Expenses | RCON2166 | $33.1M |
| Life Insurance Assets: Separate Account Life Insurance Assets | RCONK202 | $285K |
Schedule RC-G: Other Liabilities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $153.6M |
| Other Expenses Accrued and Unpaid | RCON3646 | $152.4M |
| Operating lease liabilities | RCONLB56 | $55.0M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $23.7M |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $13.2M |
Schedule RC-K: Quarterly Averages (18 items)
About Schedule RC-K · TowneBank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $22.57B |
| Quarterly Average of Total Loans | RCON3360 | $15.45B |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $9.08B |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $7.47B |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $3.21B |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $2.34B |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $1.93B |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $1.67B |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $1.57B |
| Mortgage-backed Securities | RCONB559 | $1.51B |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $1.07B |
| All Other Securities | RCONB560 | $939.6M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $802.1M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $680.8M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $153.0M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $35.6M |
| Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RCON3353 | $27.8M |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $2.2M |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (35 items)
About Schedule RC-L · TowneBank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Notional Amounts by Regulatory Capital Treatment: All Other Positions: Sold Protection | RCONG403 | $10.0M |
| Notional Amount of Sold Credit Protection: Investment Grade - with Remaining Maturity of Over One Year Through Five Years | RCONG407 | $10.0M |
| Over the Counter Derivatives: Net Current Credit Exposure - Banks and Securities Firms | RCONG418 | $1.6M |
| Over the Counter Derivatives: Fair Value of Collateral: Cash U.S. Dollar - Banks and Securities Firms | RCONG423 | $8.7M |
| Over the Counter Derivatives: Fair Value of Collateral: All Other Collateral - Corporations and All Other Counterparties | RCONG457 | $388.0M |
| Over the Counter Derivatives: Fair Value of Collateral: Total Fair Value of Collateral (Sum of Items 16.B.(1) Through (7) - Banks and Securities Firms | RCONG458 | $8.7M |
| Over the Counter Derivatives: Fair Value of Collateral: Total Fair Value of Collateral (Sum of Items 16.B.(1) Through (7) - Corporations and All Other Counterparties | RCONG462 | $388.0M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $1.55B |
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market | RCON8725 | $1.23B |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $1.19B |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $1.17B |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $898.4M |
| Interest Rate Contracts - Notional Value of All Outstanding Interest Rate Swaps | RCON3450 | $776.0M |
| Interest Rate Swaps Where the Bank Has Agreed to Pay a Fixed Rate | RCONA589 | $388.0M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $338.3M |
| Interest Rate Forward Contracts | RCON8697 | $269.6M |
| Written OTC Interest Rate Option Contracts | RCON8709 | $185.0M |
| Amount of Financial Standby Letters of Credit Conveyed to Others | RCON3820 | $166.2M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $166.2M |
| Commercial Real Estate, Construction, and Land Development: Commitments to Fund Loans Not Secured by Real Estate | RCON6550 | $115.3M |
| Other unused commitments: Loans to nondepository financial institutions | RCONPV11 | $94.6M |
| All Other Off-balance Sheet Liabilities | RCON3430 | $75.3M |
| Other unused commitments: Loans to mortgage credit intermediaries | RCONPV12 | $44.5M |
| Securities Lent | RCON3433 | $39.0M |
| Other unused commitments: Loans to business credit intermediaries | RCONPV13 | $35.6M |
| Other unused commitments: Loans to consumer credit intermediaries | RCONPV15 | $10.9M |
| Credit Derivatives: Notional Amounts- Other Credit Derivatives-guarantor | RCONC974 | $10.0M |
| Gross Positive Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8741 | $7.2M |
| Gross Negative Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8745 | $5.7M |
| Other unused commitments: Other loans to nondepository financial institutions | RCONPV16 | $3.0M |
| Credit Card Lines: Other Unused Credit Card Lines | RCONJ456 | $3.0M |
| Unused Commitments - Credit Card Lines | RCON3815 | $3.0M |
| Other unused commitments: Loans to private equity funds | RCONPV14 | $483K |
| Other unused commitments: Loans to depository financial institutions | RCONPV10 | $250K |
| Notional Amount of Credit Derivatives on Which the Reporting Bank Is the Guarantor:gross Negative Fair Value | RCONC220 | $133K |
Schedule RC-M: Memoranda (10 items)
About Schedule RC-M · TowneBank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $529.2M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF055 | $125.0M |
| FHLB Advances (Loans) Due in One Year or Less | RCON2651 | $105.0M |
| All other intangible assets | RCONJF76 | $96.8M |
| All Other Real Estate Owned: Nonfarm Nonresidential Properties in Domestic Offices | RCON5512 | $14.1M |
| Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONF061 | $5.1M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONF056 | $2.1M |
| All Other Real Estate Owned: 1-4 Family Residential Properties in Domestic Offices | RCON5510 | $505K |
| Cost of equity securities with readily determinable fair values not held for trading | RCONJA29 | $495K |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 18 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (38 items)
About Schedule RC-N · TowneBank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Additions to Nonaccrual Assets | RCONC410 | $33.3M |
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $32.4M |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $31.4M |
| Loans Secured by Other Nonfarm Nonresidential Properties, Nonaccrual | RCONF183 | $12.1M |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $11.9M |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $9.6M |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing | RCONK213 | $6.1M |
| All Other Loans - Past Due 30 Through 89 Days and Still Accruing | RCON5459 | $4.7M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual | RCONF182 | $4.5M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $2.5M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF178 | $2.5M |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 30 Through 89 Days and Still Accruing | RCON5398 | $2.1M |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Nonaccrual | RCON5400 | $1.8M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $1.6M |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Multifamily (5 or More) Residential Properties - Past Due 30 Through 89 Days and Still Accruing | RCON3499 | $1.3M |
| Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing | RCON1407 | $1.1M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Nonaccrual | RCONHK28 | $1.1M |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Nonaccrual | RCONK215 | $997K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty : Commercial and Industrial Loans - to US Addressees - Nonaccrual | RCONK122 | $674K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty: Commercial and Industrial Loans - Nonaccrual | RCONK259 | $674K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCONK216 | $673K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 90 Days or More and Still Accruing | RCONK214 | $660K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Nonaccrual | RCONK218 | $298K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC238 | $289K |
| Commercial and Industrial Loans - Past Due 90 Days or More and Still Accruing | RCON1607 | $251K |
| Itemize Loan Modifications to Borrowers Experiencing Financial Difficulty Secured by Farmland in Domestic Offices Included in All Other Loans: Nonaccrual | RCONK132 | $228K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty : All Other Loans - Nonaccrual | RCONK128 | $228K |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Farmland - Nonaccrual | RCON3495 | $228K |
| Other Construction Loans and All Land Development and Other Land Loans, Past Due 31 - 89 Days | RCONF173 | $215K |
| Other Construction Loans and All Land Development and Other Land Loans, Nonaccrual | RCONF177 | $204K |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Multifamily (5 or More) Residential Properties - Nonaccrual | RCON3501 | $142K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty -Loans Secured by Other Nonfarm Nonresidential Properties :Nonaccrual | RCONK119 | $122K |
| Other Construction Loans and All Land Development and Other Land Loans, Past Due 90 or More Days and Still Accruing. | RCONF175 | $105K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-past Due 90 Days or More and Still Accruing | RCONC239 | $70K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-nonaccural | RCONC230 | $53K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty Secured by 1-4 Residential Properties (in Domestic Offices) - Nonaccrual | RCONF663 | $34K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 90 Days or More and Still Accruing | RCONK217 | $9K |
| All Other Loans - Nonaccrual | RCON5461 | $2K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (22 items)
About Schedule RC-O · TowneBank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Unsecured Other Borrowings with a Remaining Maturity of Over One Year Through Three Years | RCONG466 | $5.1M |
| Subordinated Notes and Debentures with a Remaining Maturity of Over Three Years Through Five Years | RCONG471 | $3.3M |
| Subordinated Notes and Debentures with a Remaining Maturity of Over Five Years | RCONG472 | $275.7M |
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $22.57B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $18.99B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $11.14B |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $9.03B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $7.67B |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $2.15B |
| Total Unfunded Commitments to Fund Construction, Land Development, and Other Land Loans Secured by Real Estate | RCONK676 | $1.48B |
| Nonbrokered Time Deposits of More Than $250,000 in Domestic Offices | RCONK678 | $1.07B |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $141.8M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $37.3M |
| Portion of Funded Loans and Securities Guaranteed or Insured by the U.S. Government (Including FDIC Loss-sharing Agreements) - Commercial and Industrial Loans | RCONN181 | $8.7M |
| Portion of Funded Loans and Securities Guaranteed or Insured by the U.S. Government (Including FDIC Loss-sharing Agreements) - Loans Secured by Multifamily Residential and Nonfarm Nonresidential Properties | RCONN178 | $7.5M |
| Portion of Funded Loans and Securities Guaranteed or Insured by the U.S. Government (Including FDIC Loss-sharing Agreements) - Closed-end Loans Secured by Junior Liens on 1-4 Family Residential Properties and Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCONN180 | $1.0M |
| Portion of Funded Loans and Securities Guaranteed or Insured by the U.S. Government (Including FDIC Loss-sharing Agreements) - Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCONN179 | $257K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 228,563 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 11,284 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 5,051 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 84 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-P: 1-4 Family Residential Mortgage Banking Activities (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Retail originations during the quarter of 1-4 family residential mortgage loans for sale | RCONHT81 | $587.6M |
| Principal Amount of 1-4 Family Residential Mortgage Loans Sold During the Quarter | RCONFT04 | $568.1M |
| Quarter End Amount of 1-4 Family Residential Mortgage Loans Held for Sale or Trading | RCONFT05 | $255.2M |
| Wholesale originations and purchases during the quarter of 1-4 family residential mortgage loans for sale | RCONHT82 | $126.5M |
| Noninterest income for the quarter from the sale, securitization, and servicing of 1-4 family residential mortgage loans | RIADHT85 | $19.8M |
| Representation and Warranty Reserves for 1-4 Family Residential Mortgage Loans Sold: Total | RCONM288 | $2.0M |
| Repurchases and indemnification of 1-4 family residential mortgage laons during the quarter | RCONHT86 | $214K |
Schedule RC-Q: Assets and Liabilities Measured at Fair Value on a Recurring Basis (23 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases Held for Sale - Level 2 Fair Value Measurements | RCONG486 | $275.6M |
| Loans and Leases Held for Sale - Total Fair Value Reported on Schedule Rc | RCONG483 | $275.6M |
| Total Assets Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG502 | $3.22B |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG505 | $2.99B |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes | RCONJA36 | $2.94B |
| Available-for-sale Securities - Level 2 Fair Value Measurements | RCONG476 | $2.71B |
| Loans measured at fair value, Loans secured by real estate, Secured by 1-4 family residential properties, Domestic Offices | RCONHT87 | $275.6M |
| Loans measured at fair value, Unpaid principal balance of loans measured at fair value, Secured by 1-4 family residential properties, Domestic Offices | RCONHT91 | $269.6M |
| Available-for-sale Securities - Level 1 Fair Value Measurements | RCONG475 | $176.4M |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 1 Fair Value Measurements | RCONG504 | $176.4M |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 3 Fair Value Measurements | RCONG506 | $53.1M |
| Available-for-sale Securities - Level 3 Fair Value Measurements | RCONG477 | $51.2M |
| All Other Assets - Total Fair Value Reported on Schedule Rc | RCONG391 | $7.3M |
| All Other Liabilities (Itemize and Describe Amounts Included in Schedule Rc-q, Item 13, That Are Greater Than $100,000 and Exceed 25% of Item 13): Nontrading Derivative Liabilities - Level 2 Fair Value Measurements | RCONG569 | $6.0M |
| All Other Liabilities (Itemize and Describe Amounts Included in Schedule Rc-q, Item 13, That Are Greater Than $100,000 and Exceed 25% of Item 13): Nontrading Derivative Liabilities - Total Fair Value Reported on Schedule Rc | RCONG566 | $6.0M |
| All Other Liabilities - Level 2 Fair Value Measurements | RCONG808 | $6.0M |
| All Other Liabilities - Total Fair Value Reported on Balance Sheet | RCONG805 | $6.0M |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG534 | $6.0M |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG531 | $6.0M |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Nontrading Derivative Assets - Level 2 Fair Value Measurements | RCONG544 | $5.5M |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Nontrading Derivative Assets - Total Fair Value Reported on Schedule Rc | RCONG541 | $5.5M |
| All Other Assets - Level 2 Fair Value Measurements | RCONG396 | $5.5M |
| All Other Assets - Level 3 Fair Value Measurements | RCONG804 | $1.8M |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · TowneBank regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $17.77B |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (30 items)
About Schedule RC-R, Part I · TowneBank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $22.57B |
| Average Total Assets (Net of Deductions) | RCOAA224 | $21.68B |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $17.77B |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $2.99B |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $2.60B |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $2.17B |
| Common Equity Tier 1 Capital | RCOAP859 | $2.16B |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $2.16B |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $1.85B |
| Retained Earnings | RCOAKW00 | $1.21B |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $895.2M |
| Goodwill Net of Associated Deferred Tax Liabilities (Dtls) | RCOAP841 | $795.3M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $432.6M |
| Tier 2 Capital Before Deductions | RCOAP870 | $432.6M |
| Tier 2 Capital Instruments Plus Related Surplus | RCOAP866 | $277.8M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $154.9M |
| Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls | RCOAP842 | $86.7M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$66.7M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$61.2M |
| Deferred Tax Assets (DTAS) That Arise from Net Operating Loss and Tax Credit Carryforwards, Net of Any Related Valuation Allowances and Net of Dtls | RCOAP843 | $13.3M |
| Additional Tier 1 Capital | RCOAP865 | $7.0M |
| Additional Tier 1 Capital Before Deductions | RCOAP863 | $7.0M |
| Tier 1 Minority Interest Not Included in Common Equity Tier 1 Capital | RCOAP862 | $7.0M |
| Less: Amounts Recorded in AOCI Attributed to Defined Benefit Postretirement Plans Resulting from the Initial and Subsequent Application of the Relevant GAAP Standards That Pertain to Such Plans (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP847 | $5.5M |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1463 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.122 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1216 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.062 |
Schedule RC-R, Part II: Risk-Weighted Assets (89 items)
About Schedule RC-R, Part II · TowneBank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $17.77B |
| Total Risk-weighted Assets | RCONG641 | $17.77B |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $15.58B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $15.58B |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $14.18B |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $12.02B |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $11.91B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $3.23B |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $3.07B |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $3.07B |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $2.96B |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $2.94B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $2.72B |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $2.67B |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $2.48B |
| Total All Other Assets | RCOND981 | $2.45B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $1.93B |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $1.93B |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $1.82B |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $1.65B |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $1.62B |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $1.60B |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $1.45B |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $1.31B |
| Unconditionally Cancellable Commitments | RCONS540 | $1.09B |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $932.8M |
| All Other Assets - Adjustments to Totals Reported in Column a | RCONS469 | $928.8M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $653.2M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $643.1M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | $642.7M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $592.5M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $588.3M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $581.1M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over One Year Through Five Years | RCONS583 | $476.3M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $385.5M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - One Year or Less | RCONS582 | $323.7M |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCOND969 | $276.9M |
| Total Loans and Leases Held for Sale, Residential Mortgage Exposures | RCONS413 | $275.6M |
| Loans and Leases Held for Sale, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS416 | $253.2M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over Five Years | RCONS584 | $245.6M |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $167.0M |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $166.2M |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $166.2M |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $166.2M |
| All Other Off- Balance Sheet Liabilities - Credit Equivalent Amount | RCONG619 | $163.8M |
| All Other Off- Balance Sheet Liabilities - Face, Notional or Other Amount | RCONG618 | $163.8M |
| All Other Off- Balance Sheet Liabilities - 50 Pct Risk Weight Category | RCONG622 | $160.2M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $147.2M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $145.7M |
| Total Held-to-maturity Securities | RCOND961 | $126.3M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $98.2M |
| Held-to-maturity Securities - 0 Pct Risk Weight Category | RCOND962 | $95.3M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $88.3M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$86.2M |
| Cash and Balances Due from Depository Institutions - 100 Pct Risk Weight Category | RCOND960 | $68.9M |
| Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures - 150 Pct Risk Weight Category | RCONS447 | $58.9M |
| Total Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures | RCONS445 | $58.9M |
| Amount of allowances for credit losses on purchased credit-deteriorated assets - Loans and leases held for investment | RCONJJ30 | $58.5M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 50 Pct Risk Weight Category | RCONS461 | $48.9M |
| Repo-style Transactions - 0 Pct Risk Weight Category | RCONS517 | $39.0M |
| Repo-style Transactions - Credit Equivalent Amount | RCONS516 | $39.0M |
| Repo-style Transactions - Face, Notional, or Other Amount | RCONS515 | $39.0M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category | RCONS459 | $38.9M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Exposure Amount | RCONH296 | $37.7M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Risk-weighted Asset Amount | RCONH297 | $37.7M |
| Total Balance Sheet Assets - Other Risk Weighting Approaches Exposure Amount | RCONH300 | $37.7M |
| Loans and Leases Held for Sale, All Other Exposures - 20 Pct Risk Weight Category | RCONS434 | $33.9M |
| Total Loans and Leases Held for Sale, All Other Exposures | RCONS431 | $33.9M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $29.1M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $29.1M |
| Held-to-maturity Securities - 20 Pct Risk Weight Category | RCOND963 | $29.0M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $28.3M |
| Loans and Leases Held for Sale, Residential Mortgage Exposures - 20 Pct Risk Weight Category | RCONS415 | $22.4M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 20 Pct Risk Weight Category | RCONS460 | $16.1M |
| Over-the-counter Derivatives - Credit Equivalent Amount | RCONS542 | $11.5M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Credit Investment Grade Reference Asset - Over One Year Through Five Years | RCONS589 | $10.0M |
| Unused Commitments, Original Maturity Exceeding One Year - 150 Pct Risk Weight Category | RCONS539 | $9.8M |
| Over-the-counter Derivatives - 0 Pct Risk Weight Category | RCONS543 | $8.7M |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $6.7M |
| All Other Assets - 50 Pct Risk Weight Category | RCOND984 | $5.0M |
| Current Credit Exposure Across All Derivative Contracts Covered by the Regulatory Capital Rules | RCONG642 | $4.9M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 50% | RCONS529 | $4.2M |
| All Other Off- Balance Sheet Liabilities - 100 Pct Risk Weight Category | RCONG623 | $3.6M |
| Over-the-counter Derivatives - 100 Pct Risk Weight Category | RCONS547 | $2.8M |
| Held-to-maturity Securities - 100 Pct Risk Weight Category | RCOND965 | $2.0M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 20 Pct Risk Weight Category | RCONS441 | $1.3M |
| Allocation by Risk Weight Category 150%, All Other Assets | RCONH185 | $322K |
| Unused Commitments, Original Maturity Exceeding One Year - 50 Pct Risk Weight Category | RCONG628 | $265K |
| Held-to-maturity Securities - Adjustment to Totals Reported in Column a | RCONS399 | -$32K |
Schedule RC-S: Servicing, Securitization, and Asset Sale Activities (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Assets Sold with Recourse or Other Seller-provided Credit Enhancements and Not Securitized - 1-4 Family Residential Loans | RCONB790 | $1.79B |
| Outstanding Principal Balance of Loans Other Than 1-4 Family Residential Mortgage Loans That Are Serviced for Others | RCONA591 | $510.6M |
| Maximum Amount of Credit Exposure Arising from Recourse or Other Seller-provided Credit Enhancements Provided to Assets Reported in Item 11: 1-4 Family Residential Loans | RCONB797 | $31.0M |
| Outstanding Principal Balance of Assets Serviced for Others (Memorandum Item 2.C Is to Be Completed If the Balance Is More Than $10 Million): 1-4 Family Residential Mortgages Serviced with No Recourse or Other Servicer-provided Credit Enhancements | RCONB805 | $28.5M |
| Assets Sold with Recourse or Other Seller-provided Credit Enhancements and Not Securitized - All Other Loans | RCONB796 | $1.5M |
| Maximum Amount of Credit Exposure Arising from Recourse or Other Seller-provided Credit Enhancements Provided to Assets Reported in Item 11: All Other Loans | RCONB803 | $1.5M |
Schedule RC-T: Fiduciary and Related Services (38 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Fiduciary Accounts - Managed Assets | RCONB894 | $625.8M |
| Total Fiduciary Accounts - Non-managed Assets | RCONB895 | $466.1M |
| Other Retirement Accounts - Non-managed Assets | RCONB881 | $462.2M |
| Investment Management Agency Accounts - Managed Assets | RCONB886 | $347.1M |
| Personal Trust and Agency Accounts - Managed Assets | RCONB868 | $140.5M |
| Other Retirement Accounts - Managed Assets | RCONB880 | $112.6M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Managed Assets | RCONJ259 | $111.1M |
| Custody and Safekeeping Accounts - Non-managed Assets | RCONB898 | $45.3M |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Managed Assets | RCONJ255 | $14.2M |
| Employee Benefit-defined Contribution - Managed Assets | RCONB872 | $9.4M |
| Personal Trust and Agency Accounts - Non-managed | RCONB869 | $3.8M |
| Income from Fiduciary Activities | RIAD4070 | $2.9M |
| Employee Benefit-defined Benefit - Managed Assets | RCONB876 | $1.3M |
| Fiduciary and Related Services Income-investment Management and Investment Advisory Agency Accounts | RIADJ315 | $1.1M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Non-managed Asset | RCONJ260 | $998K |
| Personal Trust and Agency Accounts | RIADB904 | $772K |
| Other Fiduciary Accounts - Managed Assets | RCONB890 | $627K |
| Other Retirement Accounts | RIADB907 | $489K |
| Other Fiduciary and Related Services Income | RIADB910 | $209K |
| Employee Benefit-defined Contribution | RIADB905 | $137K |
| Custody and Safekeeping Accounts | RIADB909 | $67K |
| Fiduciary and Related Services Income-foundation and Endowment Trust and Agency Accounts | RIADJ316 | $47K |
| Employee Benefit-defined Benefit | RIADB906 | $26K |
| All Other Fiduciary Income | RIADA480 | $11K |
| Total Fiduciary Accounts - Number of Managed Accounts | RCONB896 | 570 |
| Investment Management Agency Accounts - Number of Managed Accounts | RCONB888 | 198 |
| Other Retirement Accounts - Number of Managed Accounts | RCONB882 | 196 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Managed Accounts | RCONJ261 | 194 |
| Personal Trust and Agency Accounts - Number of Managed Accounts | RCONB870 | 157 |
| Custody and Safekeeping Accounts - Number of Non-managed Accounts | RCONB899 | 23 |
| Total Fiduciary Accounts - Non-managed Accounts | RCONB897 | 20 |
| Other Retirement Accounts - Number of Non-managed Accounts | RCONB883 | 11 |
| Personal Trust and Agency Accounts - Number of Non-managed Accounts | RCONB871 | 9 |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Number of Managed Accounts | RCONJ257 | 7 |
| Employee Benefit-defined Contribution - Number of Managed Accounts | RCONB874 | 6 |
| Other Fiduciary Accounts - Number of Managed Accounts | RCONB892 | 5 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Non-managed Accounts | RCONJ262 | 4 |
| Employee Benefit-defined Benefit - Number of Managed Accounts | RCONB878 | 1 |
Schedule RI-A: Changes in Bank Equity Capital (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $2.99B |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $2.42B |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $2.42B |
| Changes Incident to Business Combinations, Net | RIAD4356 | $457.9M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $115.5M |
| Other Comprehensive Income | RIADB511 | -$9.6M |
| Sale, Conversion, Acquisition, or Retirement of Capital Stock, Net (Excluding Treasury Stock Transactions) | RIADB509 | $5.3M |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (17 items)
About Schedule RI-B, Part I · TowneBank charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $8.6M |
| Charge-offs on Commercial and Industrial Loans | RIAD4638 | $4.5M |
| Charge-offs on Automobile Loans | RIADK129 | $3.4M |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $1.2M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties: Charge-offs | RIADC895 | $479K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $385K |
| Recoveries on Automobile Loans | RIADK133 | $214K |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $198K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties: Recoveries | RIADC896 | $154K |
| Recoveries on Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RIAD5412 | $154K |
| Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens | RIADC217 | $130K |
| Loans Secured by Other Nonfarm Nonresidential Properties: Recoveries | RIADC898 | $85K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $35K |
| Charge-offs on Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RIAD5411 | $34K |
| Charge-offs on Closed-end Loans by 1-4 Family Residential Properties:secured by First Liens | RIADC234 | $18K |
| Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens | RIADC218 | $16K |
| Other Construction Loans and All Land Development and Other Land Loans, Recoveries | RIADC894 | $2K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (13 items)
About Schedule RI-B, Part II · TowneBank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $199.9M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $147.3M |
| Adjustments | RIADC233 | $61.7M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $8.6M |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | $2.8M |
| Balance most recently reported for end of previous calendar year, Available-for-sale debt securities | RIADJH94 | $1.2M |
| Balance at end of current period, Available-for-sale debt securities | RIADJH99 | $1.0M |
| Allowance for credit losses on other financial assets measured at amortized cost | RCONJJ03 | $229K |
| Provisions for credit losses, Available-for-sale debt securities | RIADJH96 | -$178K |
| Balance most recently reported for end of previous calendar year, Report of Condition and Income Held-to-maturity debt securities (i.e., after adjustments from amended Reports of Income) | RIADJH88 | $65K |
| Provisions for credit losses, Held-to-maturity debt securities | RIADJH90 | -$33K |
| Balance end of current period, Held-to-maturity debt securities | RIADJH93 | $32K |
| Provisions for credit losses on other financial assets measured at amortized cost | RIADJJ02 | $28K |
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (15 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCONJJ11 | $15.17B |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCONJJ05 | $7.68B |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCONJJ06 | $2.98B |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCONJJ07 | $2.40B |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost | RCONJJ04 | $1.32B |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCONJJ09 | $798.5M |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCONJJ19 | $199.9M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCONJJ14 | $58.9M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCONJJ13 | $54.3M |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCONJJ15 | $52.4M |
| Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance | RCONJJ17 | $18.5M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance | RCONJJ12 | $15.7M |
| Held to Maturity Securities, Total | RCONJJ25 | $32K |
| Held to Maturity Securities, Other debt securities | RCONJJ24 | $30K |
| Held to Maturity Securities, Securities issued by states and poilitical subdivisions in the US | RCONJJ20 | $2K |
Schedule RI-E: Explanations (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Third Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4463 | $198.6M |
| Initial allowances for credit losses recognized upon the acquisition of purchased credit deterioriated assets on or after the effective date of ASU 2016-13 | RIADJJ27 | $61.7M |
| Marketing and Other Professional Services | RIAD0497 | $44.2M |
| Second Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4467 | $42.9M |
| First Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4464 | $15.9M |
TowneBank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the TowneBank call report?
The TowneBank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does TowneBank file?
TowneBank files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the TowneBank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: TowneBank has Federal Reserve RSSD ID 2797724 and FDIC certificate number 35095. Either one finds its filings on the FFIEC Central Data Repository.
How often does TowneBank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
TowneBank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 35095) · FFIEC NIC profile (RSSD 2797724)