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Call report code · Schedule RC-R, Part II

RCONS415: Loans and Leases Held for Sale, Residential Mortgage Exposures - 20 Pct Risk Weight Category

RCONS415 is the call report code for loans and leases held for sale, residential mortgage exposures - 20 pct risk weight category, reported on Schedule RC-R, Part II, Risk-Weighted Assets. For Q2 2026, 2,407 banks reported it, totaling $3.59B; the median among the 82 with a nonzero amount was $3.1M. The largest value reported for Q2 2026 was $2.32B, by Western Alliance Bank.

Where RCONS415 sits on the call report

Reference facts for call report code RCONS415
CodeRCONS415 (prefix RCON, item S415)
Prefix RCONDomestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items.
ScheduleRC-R, Part II, Risk-Weighted Assets
Reported onFFIEC 041, FFIEC 051
ValueDollar amount, reported in thousands, as of the quarter end
In the MDRM since2015

The same item under other prefixes

Item S415 is also reported under these codes. Which banks file each one depends on the form they file.

CodeMeaning of the prefixBanks reporting
RCFDS415 The consolidated bank, domestic and foreign offices, reported by FFIEC 031 filers (banks with foreign offices) 77

Largest reported values, Q2 2026

The ten banks reporting the largest RCONS415 values
BankHeadquartersRCONS415
Western Alliance Bank Phoenix, AZ $2.32B
PlainsCapital Bank University Park, TX $297.7M
First United Bank and Trust Company Durant, OK $110.5M
Barrington Bank & Trust Company, N.A. Barrington, IL $106.4M
Gateway First Bank Jenks, OK $102.0M
Ameris Bank Atlanta, GA $52.3M
Presidential Bank, FSB Bethesda, MD $47.5M
Coastal States Bank Hilton Head Island, SC $45.8M
Luminate Bank Minneapolis, MN $39.6M
SoFi Bank, N.A. Cottonwood Heights, UT $36.5M

Total reported by quarter

Sum of RCONS415 across the banks that reported it, by quarter
Quarter endBanks reportingTotal reported
June 30, 20262,407$3.59B
March 31, 2026761$3.35B
December 31, 20252,595$3.12B
September 30, 2025810$3.47B
June 30, 20252,683$3.36B
March 31, 2025830$2.58B
December 31, 20242,763$2.49B
September 30, 2024855$2.47B

Related

All codes on Schedule RC-R, Part II · All call report schedules · Find the code for a loan type · What a call report is