Bank routing number ยท Portsmouth, Virginia
TowneBank Routing Number (ABA): 051408949
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The TowneBank routing number is 051408949. It is the primary ABA routing transit number on the bank's FFIEC National Information Center record, refreshed here on October 27, 2026.
TowneBank at a glance
Its CET1 capital ratio was 12.16% at Q2 2026, above regulatory requirements.
- Total assets, Q2 2026
- $22.62B
- CET1 ratio, Q2 2026
- 12.16%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Domestic offices
- 81 FDIC institution directory, current count
- Latest call report
- Q2 2026, FFIEC 041
- Established
- 1999
Full financial profile · Is TowneBank safe? · TowneBank call report · Branch locations
TowneBank routing numbers on file
| Routing number | Type | Status | Source |
|---|---|---|---|
| 051408949 | Primary ABA | Active | FFIEC NIC |
Record refreshed here on October 27, 2026. NIC holds one primary number per bank; TowneBank publishes any other numbers it uses itself.
What the digits mean
The first two digits, 05, place this number in the Federal Reserve Bank of Richmond's district (District 5). Digits five through eight, 0894, identify the institution within that district. The last digit, 9, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.
Before you send money to TowneBank
A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.
Match this number against the one on your TowneBank checks or in its online banking. Ask the bank for wire instructions (www.townebank.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.
About TowneBank
TowneBank is headquartered in Portsmouth, Virginia and was established in 1999. It is in the VIRGINIA BEACH-CHESAPEAKE-NORFOLK, VA-NC metro area. It reported $22.62B in total assets and $18.82B in deposits for Q2 2026, the 5th largest of the 56 banks headquartered in Virginia. It reports 81 domestic offices. Its deposits have been FDIC insured since 1999. Its primary federal regulator is the FDIC. 3 other banks and credit unions headquartered in Portsmouth have a routing number listed here.
What the digits in 051408949 mean
The first four digits, 0514, are the Federal Reserve routing symbol. The prefix 05 places the number in the 5th Federal Reserve District (Richmond). That is also the district where the bank is headquartered. Digits five through eight, 0894, identify the institution within its Federal Reserve district. The last digit, 9, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 13 + 7 x 9 + 18 = 120, a multiple of 10, so 051408949 is a well-formed routing number. A mistyped digit almost always breaks that sum.
What is the TowneBank routing number?
The TowneBank routing number is 051408949. It is the primary ABA routing transit number registered to TowneBank, headquartered in Portsmouth, VA. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 27, 2026.
What is the TowneBank wire routing number?
This page lists the primary routing number registered to TowneBank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with TowneBank before sending a wire.
Is ABA number 051408949 the routing number for TowneBank?
Yes. It is the primary routing number registered to TowneBank.
Which bank uses routing number 051408949?
It belongs to TowneBank, headquartered in Portsmouth, VA. It is the bank's primary ABA routing number (FDIC certificate 35095).
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View TowneBank's full profile →
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Regulator records: FDIC BankFind (cert 35095) · FFIEC NIC profile (RSSD 2797724)