Bank routing number · Richmond, Virginia

Atlantic Union Bank Routing Number (ABA): 051403164

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The Atlantic Union Bank routing number is 051403164. It is the primary ABA routing transit number on the bank's FFIEC National Information Center record, refreshed here on October 27, 2026.

Primary ABA / RTN

051403164

Atlantic Union Bank at a glance

Its CET1 capital ratio was 13.02% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.

Total assets, Q2 2026: $38.02B
CET1 ratio, Q2 2026: 13.02%
Deposit insurance: FDIC
Regulator: Federal Reserve
Domestic offices: 184 FDIC institution directory, current count
Latest call report: Q2 2026, FFIEC 041
Established: 1997

Full financial profile · Is Atlantic Union Bank safe? · Atlantic Union Bank call report · Branch locations

Atlantic Union Bank routing numbers on file

Routing number	Type	Status	Source
051403164	Primary ABA	Active	FFIEC NIC

Record refreshed here on October 27, 2026. NIC holds one primary number per bank; Atlantic Union Bank publishes any other numbers it uses itself.

What the digits mean

The first two digits, 05, place this number in the Federal Reserve Bank of Richmond's district (District 5). Digits five through eight, 0316, identify the institution within that district. The last digit, 4, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.

Before you send money to Atlantic Union Bank

A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.

Match this number against the one on your Atlantic Union Bank checks or in its online banking. Ask the bank for wire instructions (www.atlanticunionbank.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.

About Atlantic Union Bank

Atlantic Union Bank is headquartered in Richmond, Virginia and was established in 1997. It is in the RICHMOND, VA metro area. It reported $38.02B in total assets and $30.58B in deposits for Q2 2026, the 3rd largest of the 56 banks headquartered in Virginia. It reports 184 domestic offices. Its deposits have been FDIC insured since 1997. Its primary federal regulator is the Federal Reserve. 8 other banks and credit unions headquartered in Richmond have a routing number listed here.

What the digits in 051403164 mean

The first four digits, 0514, are the Federal Reserve routing symbol. The prefix 05 places the number in the 5th Federal Reserve District (Richmond). That is also the district where the bank is headquartered. Digits five through eight, 0316, identify the institution within its Federal Reserve district. The last digit, 4, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 5 + 7 x 11 + 8 = 100, a multiple of 10, so 051403164 is a well-formed routing number. A mistyped digit almost always breaks that sum.

What is the Atlantic Union Bank routing number?

The Atlantic Union Bank routing number is 051403164. It is the primary ABA routing transit number registered to Atlantic Union Bank, headquartered in Richmond, VA. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 27, 2026.

What is the Atlantic Union Bank wire routing number?

This page lists the primary routing number registered to Atlantic Union Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Atlantic Union Bank before sending a wire.

Is ABA number 051403164 the routing number for Atlantic Union Bank?

Yes. It is the primary routing number registered to Atlantic Union Bank.

Which bank uses routing number 051403164?

It belongs to Atlantic Union Bank, headquartered in Richmond, VA. It is the bank's primary ABA routing number (FDIC certificate 34589).

Routing numbers in Richmond, VA

Credit union: Call Federal Credit Union: 251082136
Bank: Locus Bank, Inc.: 051409524
Credit union: Dominion Energy Credit Union: 251082644
Credit union: Connects Federal Credit Union: 251082149
Credit union: Rva Financial Federal Credit Union: 251082495
Credit union: Credit Union of Richmond Incorporated: 251082466
Credit union: Richmond Virginia Fire Police Credit Union Inc.: 251082411
Credit union: Richmond Heritage Federal Credit Union: 251082479

All routing numbers in Virginia

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Regulator records: FDIC BankFind (cert 34589) · FFIEC NIC profile (RSSD 693224)