South Louisiana Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loans and leases to core deposits: 3.20 percentage points higher than in Q1 2026, at 77.48%. Within Louisiana, South Louisiana Bank is 74th of 103 on loan-to-deposit ratio, 67.33% as of Q2 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is 80.94% on loan-to-deposit ratio. South Louisiana Bank sits 13.61 points lower, at 67.33% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $37.8M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $275.5M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 67.33% |
| Net loans and leases to deposits | 64.66% |
| Loans and leases to core deposits | 77.48% |
| Core deposits to total deposits | 86.90% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 53.75% | 90.05% | $0 | $0 |
| Q4 2023 | 54.92% | 88.18% | $0 | $0 |
| Q1 2024 | 56.54% | 87.59% | $0 | $0 |
| Q2 2024 | 55.20% | 88.70% | $0 | $0 |
| Q3 2024 | 59.86% | 88.09% | $0 | $20.0M |
| Q4 2024 | 62.78% | 88.10% | $0 | $20.0M |
| Q1 2025 | 62.63% | 87.96% | $0 | $30.0M |
| Q2 2025 | 65.67% | 87.32% | $0 | $20.0M |
| Q3 2025 | 67.24% | 88.52% | $0 | $0 |
| Q4 2025 | 67.66% | 88.33% | $0 | $0 |
| Q1 2026 | 65.21% | 87.78% | $0 | $0 |
| Q2 2026 | 67.33% | 86.90% | $0 | $0 |
South Louisiana Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock South Louisiana Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full South Louisiana Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 23144) · FFIEC NIC profile (RSSD 616036)