South Louisiana Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Common stock surplus climbed 9.9% in Q2 2026, from $50.5M to $55.5M. It was the largest change from Q1 2026 among the key lines here.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 15.30% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $101.2M |
| Tier 1 capital | $101.2M |
| Total risk-based capital | — |
| Total equity capital | $101.3M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 15.35% |
| Tangible equity to tangible assets | 15.20% |
| Equity capital to average assets | 15.29% |
| Internal capital growth rate | 13.52% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $1.0M |
| Common stock surplus | $55.5M |
| Retained earnings | $45.9M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$1.1M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 12.99% | 12.16% | 11.90% |
| Q4 2023 | 12.83% | 12.41% | 12.16% |
| Q1 2024 | 13.04% | 12.35% | 12.11% |
| Q2 2024 | 13.10% | 12.34% | 12.12% |
| Q3 2024 | 13.46% | 13.27% | 13.06% |
| Q4 2024 | 13.20% | 13.13% | 12.92% |
| Q1 2025 | 13.49% | 13.22% | 13.03% |
| Q2 2025 | 13.93% | 14.11% | 13.92% |
| Q3 2025 | 14.78% | 15.11% | 14.92% |
| Q4 2025 | 14.59% | 14.72% | 14.55% |
| Q1 2026 | 14.66% | 14.60% | 14.43% |
| Q2 2026 | 15.30% | 15.35% | 15.20% |
South Louisiana Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock South Louisiana Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full South Louisiana Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 23144) · FFIEC NIC profile (RSSD 616036)