South Louisiana Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks South Louisiana Bank of Houma, LA against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.01% | 1.35% | +0.66% | 86th top |
| ROAE | 13.33% | 12.05% | +1.28% | 56th above |
| Net Interest Margin | 4.65% | 3.90% | +0.75% | 84th top |
| Efficiency Ratio | 56.69% | 63.15% | -6.46% | 64th above |
| PPNR / Avg Assets | 2.55% | 1.64% | +0.91% | 90th top |
| Yield on Earning Assets | 5.99% | 5.65% | +0.34% | 68th above |
| Cost of Funds | 1.52% | 1.85% | -0.33% | 68th above |
| Net Interest Spread | 3.62% | 3.35% | +0.27% | 66th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.59% | 0.92% | -0.33% | 41st below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.33% | 0.67% | -0.34% | 49th below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.13% | 0.15% | -0.02% | 16th bottom |
| ACL / Total Loans | 3.97% | 1.28% | +2.69% | 100th top |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 671.67% | 1645.55% | -973.88% | 77th top |
| Texas Ratio | 1.90% | 7.15% | -5.25% | 64th above |
| Provision / NCO | -19.79% | 1189.93% | -1209.72% | 5th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 15.30% | 12.46% | +2.84% | 88th top |
| Equity / Assets | 15.35% | 11.67% | +3.68% | 89th top |
| TCE / Tangible Assets | 15.20% | 11.40% | +3.80% | 90th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 67.33% | 78.65% | -11.32% | 74th above |
| Core Deposit Ratio | 86.90% | 87.09% | -0.19% | 38th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -2.74% | 6.48% | -9.22% | 9th bottom |
| Loan Growth (Y/Y) | 1.62% | 7.64% | -6.02% | 30th below |
| Deposit Growth (Y/Y) | -0.89% | 6.03% | -6.92% | 18th bottom |
See South Louisiana Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock South Louisiana Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full South Louisiana Bank profile, how to read a UBPR, or how this data updates.