The Cottonport Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Cottonport Bank of Cottonport, LA against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.93% | 1.34% | +0.59% | 84th top |
| ROAE | 14.72% | 13.31% | +1.41% | 64th above |
| Net Interest Margin | 4.41% | 3.93% | +0.48% | 75th top |
| Efficiency Ratio | 51.43% | 61.14% | -9.71% | 78th top |
| PPNR / Avg Assets | 2.46% | 1.68% | +0.78% | 88th top |
| Yield on Earning Assets | 5.84% | 5.67% | +0.17% | 61st above |
| Cost of Funds | 1.58% | 1.88% | -0.30% | 64th above |
| Net Interest Spread | 3.29% | 3.32% | -0.03% | 48th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.80% | 0.94% | -0.14% | 33rd below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.56% | 0.70% | -0.14% | 35th below |
| NCO / Avg Loans | -0.01% | 0.16% | -0.17% | 85th top |
| ACL / Total Loans | 1.29% | 1.28% | +0.01% | 61st above |
| ACL / NPLs (Coverage) | 161.37% | 1539.52% | -1378.15% | 42nd below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 4.76% | 7.33% | -2.57% | 43rd below |
| Provision / NCO | 63.56% | 1396.63% | -1333.07% | 31st below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 13.94% | 12.14% | +1.80% | 81st top |
| Equity / Assets | 13.37% | 11.37% | +2.00% | 81st top |
| TCE / Tangible Assets | 13.37% | 11.09% | +2.28% | 83rd top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 73.05% | 80.64% | -7.59% | 65th above |
| Core Deposit Ratio | 89.04% | 86.86% | +2.18% | 50th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.84% | 6.85% | -1.01% | 61st above |
| Loan Growth (Y/Y) | 4.20% | 7.90% | -3.70% | 44th below |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 4.62% | 6.29% | -1.67% | 55th above |
See The Cottonport Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The Cottonport Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Cottonport Bank profile, how to read a UBPR, or how this data updates.