Commercial Capital Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Commercial Capital Bank of Delhi, LA against its peer group of 2601 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.99% | 1.34% | +0.65% | 85th top |
| ROAE | 16.96% | 13.32% | +3.64% | 75th top |
| Net Interest Margin | 4.18% | 3.93% | +0.25% | 63rd above |
| Efficiency Ratio | 49.01% | 61.14% | -12.13% | 83rd top |
| PPNR / Avg Assets | 2.37% | 1.68% | +0.69% | 86th top |
| Yield on Earning Assets | 6.78% | 5.67% | +1.11% | 92nd top |
| Cost of Funds | 3.44% | 1.88% | +1.56% | 2nd bottom |
| Net Interest Spread | 3.70% | 3.32% | +0.38% | 70th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 3.59% | 0.94% | +2.65% | 4th bottom |
| NPA / Total Assets | 2.91% | 0.70% | +2.21% | 3rd bottom |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.13% | 0.16% | -0.03% | 17th bottom |
| ACL / Total Loans | 1.02% | 1.28% | -0.26% | 28th below |
| ACL / NPLs (Coverage) | 28.42% | 1547.09% | -1518.67% | 3rd bottom |
| Texas Ratio | 41.58% | 7.32% | +34.26% | 2nd bottom |
| Provision / NCO Behind the peer average, ahead of the median peer. | 151.55% | 1395.96% | -1244.41% | 51st above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio Behind the peer average, ahead of the median peer. | 11.45% | 12.14% | -0.69% | 57th above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 10.64% | 11.37% | -0.73% | 55th above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 10.25% | 11.08% | -0.83% | 53rd above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 108.25% | 80.65% | +27.60% | 5th bottom |
| Core Deposit Ratio | 77.70% | 86.85% | -9.15% | 12th bottom |
| Wholesale Funding Ratio | 14.72% | 5.03% | +9.69% | 5th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 24.48% | 6.83% | +17.65% | 96th top |
| Loan Growth (Y/Y) | 29.82% | 7.91% | +21.91% | 97th top |
| Deposit Growth (Y/Y) | 13.32% | 6.28% | +7.04% | 89th top |
See Commercial Capital Bank's peers by name
The 2601 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Commercial Capital Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Commercial Capital Bank profile, how to read a UBPR, or how this data updates.