Commercial Capital Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits climbed 10.09 percentage points in Q2 2026, from 129.23% to 139.32%. It was the largest change from Q1 2026 among the key lines here. On loan-to-deposit ratio, Commercial Capital Bank ranks 4th highest among the 103 banks headquartered in Louisiana, at 108.25% (Q2 2026). The median for banks in the $100M-1B asset tier is 80.94% on loan-to-deposit ratio. Commercial Capital Bank sits 27.30 points higher, at 108.25% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $68.8M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $101.3M |
| Fed funds sold and reverse repos | $200K |
| Fed funds sold and reverse repos to assets | 0.03% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $90.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 14.72% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 108.25% |
| Net loans and leases to deposits | 107.14% |
| Loans and leases to core deposits | 139.32% |
| Core deposits to total deposits | 77.70% |
| Brokered deposits to total deposits | 4.41% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 90.60% | 75.28% | $0 | $9.0M |
| Q4 2023 | 80.46% | 79.59% | $0 | $0 |
| Q1 2024 | 85.02% | 76.78% | $0 | $0 |
| Q2 2024 | 94.43% | 77.04% | $0 | $0 |
| Q3 2024 | 93.49% | 76.05% | $0 | $0 |
| Q4 2024 | 91.21% | 77.88% | $0 | $30.0M |
| Q1 2025 | 92.36% | 77.85% | $0 | $45.0M |
| Q2 2025 | 94.49% | 74.98% | $0 | $33.0M |
| Q3 2025 | 96.93% | 75.74% | $0 | $45.0M |
| Q4 2025 | 96.78% | 68.17% | $0 | $60.0M |
| Q1 2026 | 98.99% | 76.38% | $0 | $56.0M |
| Q2 2026 | 108.25% | 77.70% | $0 | $90.0M |
Commercial Capital Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Commercial Capital Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Commercial Capital Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 34784) · FFIEC NIC profile (RSSD 2756730)