Abbeville Building and Loan, a State Chartered Savings Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Compared with Q1 2026, Equity capital to total assets fell 0.58 percentage points in Q2 2026 to 28.99%, the biggest move on this page. Within Louisiana, Abbeville Building and Loan, a State Chartered Savings Bank is 5th of 46 on CET1 ratio, 39.68% as of Q2 2026, above the middle of the field. Against a median of 19.57% for banks in the < $100M asset tier, Abbeville Building and Loan, a State Chartered Savings Bank reported 39.68% on CET1 ratio in Q2 2026, 20.12 points higher.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 39.68% |
| Tier 1 risk-based capital ratio | 39.68% |
| Total risk-based capital ratio | 40.48% |
| Tier 1 leverage ratio | 29.43% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $19.7M |
| Tier 1 capital | $19.7M |
| Total risk-based capital | $20.1M |
| Total equity capital | $19.7M |
| Risk-weighted assets | $49.6M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 28.99% |
| Tangible equity to tangible assets | 28.99% |
| Equity capital to average assets | 29.43% |
| Internal capital growth rate | 2.00% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $0 |
| Common stock surplus | $0 |
| Retained earnings | $19.7M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | $0 |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 45.87% | 45.87% | 47.08% | 33.23% | $42.5M |
| Q4 2023 | 46.14% | 46.14% | 47.37% | 33.54% | $42.2M |
| Q1 2024 | 44.45% | 44.45% | 45.60% | 33.96% | $43.9M |
| Q2 2024 | 42.11% | 42.11% | 43.12% | 32.99% | $46.4M |
| Q3 2024 | 42.40% | 42.40% | 43.43% | 32.00% | $46.0M |
| Q4 2024 | 42.09% | 42.09% | 43.10% | 31.08% | $46.3M |
| Q1 2025 | 41.85% | 41.85% | 42.81% | 30.64% | $46.6M |
| Q2 2025 | 39.86% | 39.86% | 40.73% | 29.90% | $48.8M |
| Q3 2025 | 41.37% | 41.37% | 42.21% | 29.54% | $47.2M |
| Q4 2025 | 40.47% | 40.47% | 41.30% | 29.33% | $48.3M |
| Q1 2026 | 39.16% | 39.16% | 39.96% | 29.81% | $50.0M |
| Q2 2026 | 39.68% | 39.68% | 40.48% | 29.43% | $49.6M |
Abbeville Building and Loan, a State Chartered Savings Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Abbeville Building and Loan, a State Chartered Savings Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Abbeville Building and Loan, a State Chartered Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 30332) · FFIEC NIC profile (RSSD 114774)