Abbeville Building and Loan, a State Chartered Savings Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Core deposits to total deposits: 1.33 percentage points higher than in Q1 2026, at 79.02%. Within Louisiana, Abbeville Building and Loan, a State Chartered Savings Bank is 84th of 103 on return on assets, 0.59% as of Q2 2026, below the middle of the field. Abbeville Building and Loan, a State Chartered Savings Bank reported 0.59% on return on assets for Q2 2026, 0.40 points below the 0.98% median for banks in the < $100M asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 39.68% |
| Tier 1 risk-based capital ratio | 39.68% |
| Total risk-based capital ratio | 40.48% |
| Tier 1 leverage ratio | 29.43% |
| Equity capital to assets | 28.99% |
| Tangible equity to tangible assets | 28.99% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.61% |
| Non-performing assets ratio | 0.43% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 4.52% |
| Allowance for credit losses to loans | 0.83% |
| Reserve coverage of non-performing loans | 135.99% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.59% |
| Return on equity | 2.00% |
| Net interest margin | 3.90% |
| Efficiency ratio | 83.64% |
| Yield on earning assets | 5.82% |
| Cost of funds | 2.67% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 100.53% |
| Core deposits to total deposits | 79.02% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 69.19% |
| Securities to assets | 5.44% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 45.87% | 45.87% | 47.08% | 33.23% | 0.70% |
| Q4 2023 | 46.14% | 46.14% | 47.37% | 33.54% | -0.03% |
| Q1 2024 | 44.45% | 44.45% | 45.60% | 33.96% | 0.19% |
| Q2 2024 | 42.11% | 42.11% | 43.12% | 32.99% | 0.06% |
| Q3 2024 | 42.40% | 42.40% | 43.43% | 32.00% | -0.05% |
| Q4 2024 | 42.09% | 42.09% | 43.10% | 31.08% | -0.05% |
| Q1 2025 | 41.85% | 41.85% | 42.81% | 30.64% | -0.11% |
| Q2 2025 | 39.86% | 39.86% | 40.73% | 29.90% | -0.15% |
| Q3 2025 | 41.37% | 41.37% | 42.21% | 29.54% | 0.47% |
| Q4 2025 | 40.47% | 40.47% | 41.30% | 29.33% | 0.04% |
| Q1 2026 | 39.16% | 39.16% | 39.96% | 29.81% | 0.26% |
| Q2 2026 | 39.68% | 39.68% | 40.48% | 29.43% | 0.59% |
Abbeville Building and Loan, a State Chartered Savings Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Abbeville Building and Loan, a State Chartered Savings Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Abbeville Building and Loan, a State Chartered Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 30332) · FFIEC NIC profile (RSSD 114774)