Abbeville Building and Loan, a State Chartered Savings Bank: Loan Portfolio
Data as of · Call Report Schedule RC-C How we update
The loan book by category. Concentration is what supervisors read here: a portfolio weighted heavily toward one collateral type carries that sector's cycle, which is the mechanism behind most community-bank failures.
Cre concentration (tier 1 capital + allowance) climbed 10.14 percentage points in Q2 2026, from 73.32% to 83.46%. It was the largest change from Q1 2026 among the key lines here. On loan-to-deposit ratio, Abbeville Building and Loan, a State Chartered Savings Bank ranks 10th highest among the 103 banks headquartered in Louisiana, at 100.53% (Q2 2026). Abbeville Building and Loan, a State Chartered Savings Bank reported 100.53% on loan-to-deposit ratio for Q2 2026, 32.91 points above the 67.62% median for banks in the < $100M asset tier.
Loan totals
| Line item | Q2 2026 |
|---|---|
| Total loans and leases | $47.2M |
| Net loans and leases | $46.8M |
| Loans held for sale | $375K |
| Loans to total assets | 69.55% |
| Loan-to-deposit ratio | 100.53% |
| Net loans to equity capital | 2.38% |
Portfolio mix (share of total loans)
| Line item | Q2 2026 |
|---|---|
| Commercial real estate (nonfarm nonresidential) | 0.00% |
| Multifamily (5+ residential) | 0.00% |
| Commercial and industrial | 0.00% |
| Consumer | 0.18% |
| Credit cards | 0.00% |
| Farm | 0.00% |
| Loans to depository institutions | 0.00% |
| State and political subdivisions | 0.00% |
Concentration measures
| Line item | Q2 2026 |
|---|---|
| CRE concentration (Tier 1 capital + allowance) | 83.46% |
| Construction concentration (Tier 1 capital + allowance) | 83.46% |
Supervisory definition (FFIEC UBPR page 7B): construction and land development, multifamily, non-owner-occupied nonfarm nonresidential and unsecured CRE loans, over Tier 1 capital plus the allowance for credit losses. Owner-occupied CRE and farmland are excluded. The 2006 interagency guidance flags CRE above 300% of capital, or construction and development above 100%, for heightened supervisory scrutiny. These are screening thresholds, not limits.
Loan earnings
| Line item | Q2 2026 |
|---|---|
| Yield on loans | 6.75% |
| Interest income on loans | $695K |
Loan Portfolio trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Loan Portfolio by quarter
| Quarter | Total loans | Total deposits | Commercial real estate | Commercial and industrial | Consumer |
|---|---|---|---|---|---|
| Q3 2023 | $37.8M | $35.7M | 0.00% | 0.00% | 0.10% |
| Q4 2023 | $39.6M | $36.4M | 0.00% | 0.00% | 0.09% |
| Q1 2024 | $40.0M | $38.4M | 0.00% | 0.00% | 0.08% |
| Q2 2024 | $42.4M | $39.1M | 0.00% | 0.00% | 0.08% |
| Q3 2024 | $44.8M | $41.5M | 0.00% | 0.00% | 0.03% |
| Q4 2024 | $44.9M | $42.6M | 0.00% | 0.00% | 0.18% |
| Q1 2025 | $43.2M | $43.8M | 0.00% | 0.00% | 0.18% |
| Q2 2025 | $44.6M | $45.9M | 0.00% | 0.00% | 0.28% |
| Q3 2025 | $44.0M | $45.8M | 0.00% | 0.00% | 0.26% |
| Q4 2025 | $44.3M | $45.4M | 0.00% | 0.00% | 0.25% |
| Q1 2026 | $45.0M | $45.4M | 0.00% | 0.00% | 0.19% |
| Q2 2026 | $47.2M | $47.0M | 0.00% | 0.00% | 0.18% |
Abbeville Building and Loan, a State Chartered Savings Bank loan portfolio, all the way back
Loan Portfolio back to 2001 · peer percentiles on every line item · Excel export
Unlock Abbeville Building and Loan, a State Chartered Savings Bank, freeSource: Call Report Schedule RC-C, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Abbeville Building and Loan, a State Chartered Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 30332) · FFIEC NIC profile (RSSD 114774)