Bank of Gueydan: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Fed funds sold and reverse repos dropped 90.0% in Q2 2026, from $7.1M to $703K. It was the largest change from Q1 2026 among the key lines here. Bank of Gueydan has the 6th lowest loan-to-deposit ratio of the 103 banks headquartered in Louisiana, at 42.39% as of Q2 2026. The median for banks in the < $100M asset tier is 67.62% on loan-to-deposit ratio. Bank of Gueydan sits 25.23 points lower, at 42.39% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $1.9M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $46.2M |
| Fed funds sold and reverse repos | $703K |
| Fed funds sold and reverse repos to assets | 1.02% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 42.39% |
| Net loans and leases to deposits | 40.70% |
| Loans and leases to core deposits | 46.39% |
| Core deposits to total deposits | 91.37% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 37.70% | 91.81% | $1.1M | $0 |
| Q4 2023 | 40.14% | 92.75% | $0 | $0 |
| Q1 2024 | 40.54% | 92.20% | $0 | $0 |
| Q2 2024 | 45.19% | 92.70% | $0 | $0 |
| Q3 2024 | 46.73% | 91.98% | $0 | $0 |
| Q4 2024 | 48.34% | 91.73% | $0 | $0 |
| Q1 2025 | 46.22% | 91.92% | $0 | $0 |
| Q2 2025 | 44.87% | 91.97% | $0 | $0 |
| Q3 2025 | 47.30% | 91.60% | $0 | $0 |
| Q4 2025 | 46.39% | 91.88% | $0 | $0 |
| Q1 2026 | 38.84% | 91.66% | $0 | $0 |
| Q2 2026 | 42.39% | 91.37% | $0 | $0 |
Bank of Gueydan liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Gueydan, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Gueydan profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 8144) · FFIEC NIC profile (RSSD 603232)