Bank of Louisiana: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
The largest change between Q1 2026 and Q2 2026 was in Yield on securities, which fell 0.60 percentage points to 3.62%. On net interest margin, Bank of Louisiana ranks 9th highest among the 103 banks headquartered in Louisiana, at 4.90% (Q2 2026). The median for banks in the $100M-1B asset tier is 3.95% on net interest margin. Bank of Louisiana sits 0.95 points higher, at 4.90% (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 5.98% |
| Yield on loans | 7.06% |
| Yield on securities | 3.62% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 1.15% |
| Cost of interest-bearing deposits | 1.81% |
| Cost of interest-bearing liabilities | 1.81% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 4.90% |
| Yield to cost spread | 4.17% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $1.2M |
| Total interest expense | $263K |
| Interest expense on deposits | $263K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 6.28% | 0.30% | 5.97% | 7.11% | 3.82% |
| Q4 2023 | 6.06% | 0.36% | 5.69% | 7.02% | 3.12% |
| Q1 2024 | 6.00% | 0.46% | 5.53% | 6.98% | 2.98% |
| Q2 2024 | 6.15% | 0.65% | 5.50% | 7.14% | 3.20% |
| Q3 2024 | 6.40% | 0.74% | 5.66% | 7.49% | 3.92% |
| Q4 2024 | 5.78% | 1.00% | 4.90% | 6.60% | 4.05% |
| Q1 2025 | 5.91% | 1.00% | 4.92% | 7.08% | 4.13% |
| Q2 2025 | 6.35% | 1.09% | 5.28% | 7.65% | 4.25% |
| Q3 2025 | 6.26% | 1.16% | 5.12% | 7.40% | 4.42% |
| Q4 2025 | 6.64% | 1.16% | 5.48% | 7.60% | 4.75% |
| Q1 2026 | 6.34% | 1.17% | 5.16% | 7.35% | 4.22% |
| Q2 2026 | 5.98% | 1.15% | 4.90% | 7.06% | 3.62% |
Bank of Louisiana yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Louisiana, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Louisiana profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 17878) · FFIEC NIC profile (RSSD 271136)