Bank of Louisiana: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans dropped 72.85 percentage points in Q2 2026, from 141.55% to 68.71%. It was the largest change from Q1 2026 among the key lines here. Bank of Louisiana has the highest return on assets of the 103 banks headquartered in Louisiana, 31.40% as of Q2 2026. Bank of Louisiana's return on assets of 31.40% is well above the 1.25% median for banks in the $100M-1B asset tier, a gap of 30.15 points (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 29.37% |
| Tier 1 risk-based capital ratio | 29.37% |
| Total risk-based capital ratio | 30.64% |
| Tier 1 leverage ratio | 17.77% |
| Equity capital to assets | 17.42% |
| Tangible equity to tangible assets | 17.42% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 3.94% |
| Non-performing assets ratio | 2.62% |
| Net charge-off ratio | 1.07% |
| Texas ratio | 15.72% |
| Allowance for credit losses to loans | 2.71% |
| Reserve coverage of non-performing loans | 68.71% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 31.40% |
| Return on equity | 223.02% |
| Net interest margin | 4.90% |
| Efficiency ratio | 10.96% |
| Yield on earning assets | 5.98% |
| Cost of funds | 1.15% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 74.08% |
| Core deposits to total deposits | 96.36% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 80.69% |
| Securities to assets | 10.43% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 19.64% | 19.64% | 20.91% | 11.23% | 0.08% |
| Q4 2023 | 19.97% | 19.97% | 21.25% | 11.43% | -0.10% |
| Q1 2024 | 20.54% | 20.54% | 21.82% | 11.57% | 0.14% |
| Q2 2024 | 19.46% | 19.46% | 20.74% | 11.34% | 0.08% |
| Q3 2024 | 21.84% | 21.84% | 23.12% | 12.27% | 4.39% |
| Q4 2024 | 20.41% | 20.41% | 21.69% | 11.40% | -2.79% |
| Q1 2025 | 20.16% | 20.16% | 21.44% | 11.59% | 1.95% |
| Q2 2025 | 19.95% | 19.95% | 21.23% | 11.29% | -0.08% |
| Q3 2025 | 17.41% | 17.41% | 18.68% | 11.24% | -0.04% |
| Q4 2025 | 17.82% | 17.82% | 19.09% | 11.06% | -0.10% |
| Q1 2026 | 17.31% | 17.31% | 18.58% | 10.88% | 0.09% |
| Q2 2026 | 29.37% | 29.37% | 30.64% | 17.77% | 31.40% |
Bank of Louisiana vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Louisiana, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Louisiana profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 17878) · FFIEC NIC profile (RSSD 271136)