Eureka Homestead: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loans and leases to core deposits: 9.68 percentage points higher than in Q1 2026, at 140.04%. Among 103 Louisiana banks, Eureka Homestead sits 3rd from the top on loan-to-deposit ratio, 130.22% as of Q2 2026. Against a median of 67.62% for banks in the < $100M asset tier, Eureka Homestead reported 130.22% on loan-to-deposit ratio in Q2 2026, 62.60 points higher.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $6.8M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $8.5M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $12.7M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 14.21% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 130.22% |
| Net loans and leases to deposits | 128.84% |
| Loans and leases to core deposits | 140.04% |
| Core deposits to total deposits | 79.63% |
| Brokered deposits to total deposits | 13.35% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 133.92% | 84.19% | $0 | $19.8M |
| Q4 2023 | 130.47% | 83.98% | $0 | $19.3M |
| Q1 2024 | 131.59% | 83.83% | $0 | $19.3M |
| Q2 2024 | 130.21% | 83.06% | $0 | $17.3M |
| Q3 2024 | 120.96% | 80.95% | $0 | $12.0M |
| Q4 2024 | 116.94% | 80.58% | $0 | $8.5M |
| Q1 2025 | 119.76% | 79.64% | $0 | $9.5M |
| Q2 2025 | 119.52% | 79.40% | $0 | $8.5M |
| Q3 2025 | 118.62% | 79.61% | $0 | $7.5M |
| Q4 2025 | 119.95% | 79.39% | $0 | $7.5M |
| Q1 2026 | 122.64% | 83.37% | $0 | $9.4M |
| Q2 2026 | 130.22% | 79.63% | $0 | $12.7M |
Eureka Homestead liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Eureka Homestead, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Eureka Homestead profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 29268) · FFIEC NIC profile (RSSD 794475)