Eureka Homestead: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Eureka Homestead of Metairie, LA against its peer group of 536 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | -0.74% | 3.14% | -3.88% | 8th bottom |
| ROAE | -3.49% | 10.45% | -13.94% | 10th bottom |
| Net Interest Margin | 1.26% | 3.94% | -2.68% | 1st bottom |
| Efficiency Ratio | 165.06% | 76.09% | +88.97% | 4th bottom |
| PPNR / Avg Assets | -0.93% | 1.41% | -2.34% | 6th bottom |
| Yield on Earning Assets | 4.11% | 5.35% | -1.24% | 15th bottom |
| Cost of Funds | 3.45% | 1.70% | +1.75% | 4th bottom |
| Net Interest Spread | 0.88% | 3.32% | -2.44% | 2nd bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.48% | 1.34% | -0.86% | 44th below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.40% | 0.71% | -0.31% | 36th below |
| NCO / Avg Loans | 0.00% | 0.11% | -0.11% | 53rd above |
| ACL / Total Loans | 1.06% | 1.49% | -0.43% | 35th below |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 222.84% | 866.50% | -643.66% | 62nd above |
| Texas Ratio | 1.87% | 8.26% | -6.39% | 52nd above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 40.92% | 61.97% | -21.05% | 75th top |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 40.92% | 61.98% | -21.06% | 75th top |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 42.17% | 62.94% | -20.77% | 75th top |
| Leverage Ratio | 21.12% | 17.60% | +3.52% | 82nd top |
| Equity / Assets | 20.57% | 16.41% | +4.16% | 81st top |
| TCE / Tangible Assets | 20.57% | 16.16% | +4.41% | 81st top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 130.22% | 72.69% | +57.53% | 2nd bottom |
| Core Deposit Ratio | 79.63% | 88.24% | -8.61% | 12th bottom |
| Wholesale Funding Ratio | 14.21% | 5.21% | +9.00% | 8th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -6.36% | 4.33% | -10.69% | 9th bottom |
| Loan Growth (Y/Y) | -6.28% | 6.76% | -13.04% | 16th bottom |
| Deposit Growth (Y/Y) | -13.98% | 3.81% | -17.79% | 3rd bottom |
See Eureka Homestead's peers by name
The 536 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Eureka Homestead, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Eureka Homestead profile, how to read a UBPR, or how this data updates.