Crescent Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loans and leases to core deposits: 5.48 percentage points higher than in Q1 2026, at 54.60%. On loan-to-deposit ratio, Crescent Bank is 7th from the bottom among 103 Louisiana banks, 44.24% (Q2 2026). Crescent Bank reported 44.24% on loan-to-deposit ratio for Q2 2026, 43.96 points below the 88.20% median for banks in the $1B-10B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | — |
| Cash and noninterest-bearing balances to assets | 7.45% |
| Cash and securities | $646.9M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 44.24% |
| Net loans and leases to deposits | 43.66% |
| Loans and leases to core deposits | 54.60% |
| Core deposits to total deposits | 78.17% |
| Brokered deposits to total deposits | 2.86% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 95.70% | 77.09% | $0 | $9.0M |
| Q4 2023 | 96.73% | 76.14% | $0 | $0 |
| Q1 2024 | 98.59% | 75.32% | $0 | $0 |
| Q2 2024 | 99.73% | 75.26% | $0 | $0 |
| Q3 2024 | 98.76% | 75.95% | $0 | $0 |
| Q4 2024 | 100.06% | 75.96% | $0 | $0 |
| Q1 2025 | 100.47% | 76.09% | $0 | $0 |
| Q2 2025 | 100.06% | 76.68% | $0 | $0 |
| Q3 2025 | 94.59% | 76.79% | $0 | $0 |
| Q4 2025 | 91.19% | 77.95% | $0 | $0 |
| Q1 2026 | 39.36% | 77.11% | $0 | $0 |
| Q2 2026 | 44.24% | 78.17% | $0 | $0 |
Crescent Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Crescent Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Crescent Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 33492) · FFIEC NIC profile (RSSD 1885932)