Crescent Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Crescent Bank of Metairie, LA against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | -2.42% | 1.44% | -3.86% | 1st bottom |
| ROAE | -15.91% | 12.53% | -28.44% | 1st bottom |
| Net Interest Margin | 2.15% | 3.84% | -1.69% | 2nd bottom |
| Efficiency Ratio | -612.70% | 59.59% | -672.29% | 100th top |
| PPNR / Avg Assets | -2.75% | 1.78% | -4.53% | 0th bottom |
| Yield on Earning Assets | 5.36% | 5.71% | -0.35% | 39th below |
| Cost of Funds | 3.82% | 2.03% | +1.79% | 1st bottom |
| Net Interest Spread | 1.52% | 3.18% | -1.66% | 3rd bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.73% | 0.96% | -0.23% | 43rd below |
| NPA / Total Assets | 0.27% | 0.75% | -0.48% | 68th above |
| NCO / Avg Loans | 0.49% | 0.30% | +0.19% | 10th bottom |
| ACL / Total Loans | 1.31% | 1.25% | +0.06% | 71st above |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 179.17% | 699.42% | -520.25% | 50th above |
| Texas Ratio | 3.14% | 7.17% | -4.03% | 64th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 34.05% | 17.38% | +16.67% | 98th top |
| Tier 1 Ratio | 34.05% | 17.42% | +16.63% | 98th top |
| Total Capital Ratio | 35.17% | 18.48% | +16.69% | 98th top |
| Leverage Ratio | 15.01% | 11.59% | +3.42% | 93rd top |
| Equity / Assets | 14.42% | 11.33% | +3.09% | 91st top |
| TCE / Tangible Assets | 14.42% | 10.65% | +3.77% | 93rd top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 44.24% | 86.40% | -42.16% | 97th top |
| Core Deposit Ratio | 78.17% | 85.56% | -7.39% | 17th bottom |
| Uninsured Deposit Ratio | 3.21% | 32.74% | -29.53% | 99th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 2.52% | 10.46% | -7.94% | 32nd below |
| Loan Growth (Y/Y) | -57.18% | 8.06% | -65.24% | 0th bottom |
| Deposit Growth (Y/Y) | -3.17% | 7.99% | -11.16% | 8th bottom |
See Crescent Bank's peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Crescent Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Crescent Bank profile, how to read a UBPR, or how this data updates.