Metairie Bank & Trust Company: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans climbed 16.60 percentage points in Q2 2026, from 208.80% to 225.40%. It was the largest change from Q1 2026 among the key lines here. Metairie Bank & Trust Company ranks 53rd of 103 Louisiana banks on return on assets, in the lower half at 1.21% (Q2 2026). The median for banks in the $100M-1B asset tier is 1.25% on return on assets. Metairie Bank & Trust Company sits 0.04 points lower, at 1.21% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 11.49% |
| Equity capital to assets | 10.75% |
| Tangible equity to tangible assets | 10.75% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.46% |
| Non-performing assets ratio | 0.35% |
| Net charge-off ratio | 0.01% |
| Texas ratio | 3.06% |
| Allowance for credit losses to loans | 1.04% |
| Reserve coverage of non-performing loans | 225.40% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.21% |
| Return on equity | 11.44% |
| Net interest margin | 4.27% |
| Efficiency ratio | 59.41% |
| Yield on earning assets | 5.50% |
| Cost of funds | 1.33% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 86.83% |
| Core deposits to total deposits | 90.43% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 88.01% |
| Securities to assets | 16.02% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 11.34% | 0.96% | 3.75% | 0.10% | 0.03% |
| Q4 2023 | 11.20% | 0.97% | 3.75% | 0.59% | 0.04% |
| Q1 2024 | 11.20% | 0.71% | 3.61% | 0.58% | 0.06% |
| Q2 2024 | 11.10% | 1.01% | 3.78% | 0.16% | 0.02% |
| Q3 2024 | 11.37% | 1.50% | 3.73% | 0.37% | 0.05% |
| Q4 2024 | 11.30% | 1.06% | 4.02% | 0.45% | -0.04% |
| Q1 2025 | 11.40% | 0.94% | 3.91% | 0.40% | 0.04% |
| Q2 2025 | 11.37% | 1.22% | 4.10% | 0.38% | 0.01% |
| Q3 2025 | 11.53% | 1.20% | 4.11% | 0.37% | 0.02% |
| Q4 2025 | 11.26% | 1.24% | 4.19% | 0.35% | 0.01% |
| Q1 2026 | 11.61% | 1.20% | 4.17% | 0.48% | 0.03% |
| Q2 2026 | 11.49% | 1.21% | 4.27% | 0.46% | 0.01% |
Metairie Bank & Trust Company vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Metairie Bank & Trust Company, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Metairie Bank & Trust Company profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 16539) · FFIEC NIC profile (RSSD 55336)