Metairie Bank & Trust Company: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Fed funds sold and reverse repos dropped 75.5% in Q2 2026, from $5.5M to $1.4M. It was the largest change from Q1 2026 among the key lines here. Within Louisiana, Metairie Bank & Trust Company is 40th of 103 on loan-to-deposit ratio, 86.83% as of Q2 2026, above the middle of the field. The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio. Metairie Bank & Trust Company sits 5.99 points higher, at 86.83% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $29.3M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $136.0M |
| Fed funds sold and reverse repos | $1.4M |
| Fed funds sold and reverse repos to assets | 0.20% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $2.2M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.33% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 86.83% |
| Net loans and leases to deposits | 85.92% |
| Loans and leases to core deposits | 96.01% |
| Core deposits to total deposits | 90.43% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 77.75% | 96.95% | $0 | $24.7M |
| Q4 2023 | 82.55% | 95.95% | $0 | $37.0M |
| Q1 2024 | 87.00% | 93.02% | $0 | $51.9M |
| Q2 2024 | 86.18% | 92.71% | $0 | $39.8M |
| Q3 2024 | 84.39% | 92.76% | $0 | $26.2M |
| Q4 2024 | 84.87% | 90.29% | $0 | $17.6M |
| Q1 2025 | 84.06% | 90.16% | $0 | $7.6M |
| Q2 2025 | 84.64% | 90.00% | $0 | $2.5M |
| Q3 2025 | 84.78% | 89.20% | $0 | $2.4M |
| Q4 2025 | 86.20% | 89.00% | $0 | $2.3M |
| Q1 2026 | 86.11% | 89.93% | $0 | $2.3M |
| Q2 2026 | 86.83% | 90.43% | $0 | $2.2M |
Metairie Bank & Trust Company liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Metairie Bank & Trust Company, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Metairie Bank & Trust Company profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 16539) · FFIEC NIC profile (RSSD 55336)