The First National Bank of Jeanerette: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
In Q2 2026, Total interest expense edged up by 2.3%, from $2.7M to $2.8M, the largest move among the key lines here. Within Louisiana, The First National Bank of Jeanerette is 12th of 103 on net interest margin, 4.81% as of Q2 2026, above the middle of the field. The median for banks in the $100M-1B asset tier is 3.95% on net interest margin. The First National Bank of Jeanerette sits 0.86 points higher, at 4.81% (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 6.65% |
| Yield on loans | 7.10% |
| Yield on securities | 3.04% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 1.93% |
| Cost of interest-bearing deposits | 2.48% |
| Cost of interest-bearing liabilities | 2.48% |
| Cost of borrowings | 1.89% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 4.81% |
| Yield to cost spread | 4.17% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $9.5M |
| Total interest expense | $2.8M |
| Interest expense on deposits | $2.8M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 5.55% | 1.38% | 4.22% | 6.49% | 2.13% |
| Q4 2023 | 5.76% | 1.59% | 4.25% | 6.69% | 2.20% |
| Q1 2024 | 6.09% | 1.68% | 4.49% | 6.96% | 2.17% |
| Q2 2024 | 6.30% | 1.73% | 4.67% | 7.07% | 2.15% |
| Q3 2024 | 6.56% | 1.89% | 4.78% | 7.26% | 2.20% |
| Q4 2024 | 6.57% | 1.86% | 4.83% | 7.28% | 2.18% |
| Q1 2025 | 6.62% | 1.74% | 4.95% | 7.22% | 2.30% |
| Q2 2025 | 6.78% | 1.87% | 5.01% | 7.24% | 2.53% |
| Q3 2025 | 6.94% | 2.00% | 5.03% | 7.38% | 2.68% |
| Q4 2025 | 6.86% | 1.91% | 5.04% | 7.37% | 2.90% |
| Q1 2026 | 6.52% | 1.88% | 4.73% | 7.14% | 3.04% |
| Q2 2026 | 6.65% | 1.93% | 4.81% | 7.10% | 3.04% |
The First National Bank of Jeanerette yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock The First National Bank of Jeanerette, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The First National Bank of Jeanerette profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 4290) · FFIEC NIC profile (RSSD 622037)