Pegasus Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Pegasus Bank of Dallas, TX against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.74% | 1.43% | +0.31% | 79th top |
| ROAE | 15.25% | 12.50% | +2.75% | 73rd above |
| Net Interest Margin Behind the peer average, ahead of the median peer. | 3.74% | 3.84% | -0.10% | 53rd above |
| Efficiency Ratio | 40.24% | 58.89% | -18.65% | 92nd top |
| PPNR / Avg Assets | 2.27% | 1.78% | +0.49% | 81st top |
| Yield on Earning Assets Behind the peer average, ahead of the median peer. | 5.64% | 5.71% | -0.07% | 56th above |
| Cost of Funds | 2.07% | 2.03% | +0.04% | 46th below |
| Net Interest Spread | 2.69% | 3.18% | -0.49% | 29th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.97% | -0.97% | 98th top |
| NPA / Total Assets | 0.00% | 0.75% | -0.75% | 98th top |
| NCO / Avg Loans | 0.00% | 0.31% | -0.31% | 78th top |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.22% | 1.25% | -0.03% | 62nd above |
| Texas Ratio | 0.00% | 7.17% | -7.17% | 99th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 16.40% | 17.41% | -1.01% | 81st top |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 16.40% | 17.44% | -1.04% | 80th top |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 17.51% | 18.50% | -0.99% | 80th top |
| Leverage Ratio Behind the peer average, ahead of the median peer. | 11.41% | 11.60% | -0.19% | 68th above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 11.32% | 11.33% | -0.01% | 65th above |
| TCE / Tangible Assets | 11.32% | 10.65% | +0.67% | 76th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 72.63% | 86.37% | -13.74% | 82nd top |
| Core Deposit Ratio | 96.27% | 85.54% | +10.73% | 91st top |
| Uninsured Deposit Ratio | 69.41% | 32.67% | +36.74% | 2nd bottom |
| Wholesale Funding Ratio | 1.15% | 5.46% | -4.31% | 79th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 2.80% | 10.46% | -7.66% | 33rd below |
| Loan Growth (Y/Y) | 4.05% | 8.00% | -3.95% | 41st below |
| Deposit Growth (Y/Y) | 0.48% | 7.99% | -7.51% | 21st bottom |
See Pegasus Bank's peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Pegasus Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Pegasus Bank profile, how to read a UBPR, or how this data updates.