Pegasus Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Compared with Q1 2026, Cash and noninterest-bearing balances to assets rose 0.39 percentage points in Q2 2026 to 27.69%, the biggest move on this page. Within Texas, Pegasus Bank is 177th of 346 on loan-to-deposit ratio, 72.63% as of Q2 2026, below the middle of the field. Pegasus Bank reported 72.63% on loan-to-deposit ratio for Q2 2026, 15.57 points below the 88.20% median for banks in the $1B-10B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $403.8M |
| Cash and noninterest-bearing balances to assets | 27.69% |
| Cash and securities | $496.7M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $16.8M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 1.15% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 72.63% |
| Net loans and leases to deposits | 71.74% |
| Loans and leases to core deposits | 75.45% |
| Core deposits to total deposits | 96.27% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 69.99% | 92.30% | $0 | $0 |
| Q4 2023 | 74.10% | 94.94% | $0 | $0 |
| Q1 2024 | 72.35% | 95.96% | $0 | $0 |
| Q2 2024 | 71.62% | 96.20% | $0 | $0 |
| Q3 2024 | 67.17% | 93.86% | $0 | $0 |
| Q4 2024 | 73.70% | 93.35% | $0 | $0 |
| Q1 2025 | 68.54% | 94.05% | $0 | $0 |
| Q2 2025 | 70.14% | 93.98% | $0 | $0 |
| Q3 2025 | 68.17% | 95.10% | $0 | $0 |
| Q4 2025 | 69.74% | 95.17% | $0 | $0 |
| Q1 2026 | 72.54% | 96.45% | $0 | $16.8M |
| Q2 2026 | 72.63% | 96.27% | $0 | $16.8M |
Pegasus Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Pegasus Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Pegasus Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 58483) · FFIEC NIC profile (RSSD 3465392)