Pegasus Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Compared with Q1 2026, Efficiency ratio fell 5.06 percentage points in Q2 2026 to 40.24%, the biggest move on this page. Pegasus Bank ranks 112th of 345 Texas banks on return on assets, in the upper half at 1.74% (Q2 2026). Pegasus Bank reported 1.74% on return on assets for Q2 2026, 0.46 points above the 1.28% median for banks in the $1B-10B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 16.40% |
| Tier 1 risk-based capital ratio | 16.40% |
| Total risk-based capital ratio | 17.51% |
| Tier 1 leverage ratio | 11.41% |
| Equity capital to assets | 11.32% |
| Tangible equity to tangible assets | 11.32% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.00% |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 0.00% |
| Allowance for credit losses to loans | 1.22% |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.74% |
| Return on equity | 15.25% |
| Net interest margin | 3.74% |
| Efficiency ratio | 40.24% |
| Yield on earning assets | 5.64% |
| Cost of funds | 2.07% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 72.63% |
| Core deposits to total deposits | 96.27% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 87.20% |
| Securities to assets | 6.37% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 17.10% | 17.10% | 18.16% | 11.26% | 1.72% |
| Q4 2023 | 15.92% | 15.92% | 16.98% | 10.56% | 1.68% |
| Q1 2024 | 15.86% | 15.86% | 17.11% | 10.64% | 0.79% |
| Q2 2024 | 14.86% | 14.86% | 15.85% | 10.59% | 1.51% |
| Q3 2024 | 14.78% | 14.78% | 15.77% | 10.55% | 1.70% |
| Q4 2024 | 15.11% | 15.11% | 16.12% | 10.75% | 1.65% |
| Q1 2025 | 15.63% | 15.63% | 16.66% | 11.11% | 1.67% |
| Q2 2025 | 15.83% | 15.83% | 16.88% | 10.78% | 1.70% |
| Q3 2025 | 15.55% | 15.55% | 16.58% | 10.68% | 1.65% |
| Q4 2025 | 15.87% | 15.87% | 16.93% | 10.23% | 1.49% |
| Q1 2026 | 16.51% | 16.51% | 17.60% | 11.27% | 1.51% |
| Q2 2026 | 16.40% | 16.40% | 17.51% | 11.41% | 1.74% |
Pegasus Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Pegasus Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Pegasus Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 58483) · FFIEC NIC profile (RSSD 3465392)