TBK Bank, SSB: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Other borrowed money dropped 100.0% in Q2 2026, from $30.0M to $0. It was the largest change from Q1 2026 among the key lines here. TBK Bank, SSB ranks 67th of 346 Texas banks on loan-to-deposit ratio, in the upper half at 87.92% (Q2 2026). At 87.92%, TBK Bank, SSB's loan-to-deposit ratio is close to the 88.20% median for banks in the $1B-10B asset tier (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $896.6M |
| Cash and noninterest-bearing balances to assets | 12.12% |
| Cash and securities | $1.17B |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 87.92% |
| Net loans and leases to deposits | 87.36% |
| Loans and leases to core deposits | 88.75% |
| Core deposits to total deposits | 94.96% |
| Brokered deposits to total deposits | 4.10% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 96.69% | 84.29% | $0 | $30.0M |
| Q4 2023 | 103.55% | 94.91% | $0 | $255.0M |
| Q1 2024 | 93.46% | 87.51% | $0 | $30.0M |
| Q2 2024 | 96.88% | 89.20% | $0 | $280.0M |
| Q3 2024 | 91.41% | 88.80% | $0 | $30.0M |
| Q4 2024 | 94.08% | 83.57% | $0 | $30.0M |
| Q1 2025 | 93.61% | 87.22% | $0 | $205.0M |
| Q2 2025 | 95.33% | 82.37% | $0 | $180.0M |
| Q3 2025 | 100.57% | 82.25% | $0 | $280.0M |
| Q4 2025 | 100.62% | 82.42% | $0 | $280.0M |
| Q1 2026 | 90.79% | 89.75% | $0 | $30.0M |
| Q2 2026 | 87.92% | 94.96% | $0 | $0 |
TBK Bank, SSB liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock TBK Bank, SSB, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full TBK Bank, SSB profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 23498) · FFIEC NIC profile (RSSD 766164)