MB Remainco, Inc: Yields and Funding Costs
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Data as of · Call Report Schedules RI and RC-K How we update
MB Remainco, Inc reported all 12 line items on this page on its Q3 2026 filing. Yield on earning assets was 2.31% in Q3 2026, down 4.09 percentage points from 6.40% in Q3 2025. Across the 12 quarters shown it ranged from 0.81% (Q2 2026) to 6.96% (Q3 2024).
The standout move of Q3 2026 was in Cost of borrowings: 3.19 percentage points higher than in Q2 2026, at 4.21%. On net interest margin, MB Remainco, Inc is 1st from the bottom among 112 California banks, 1.17% (Q3 2026). MB Remainco, Inc's net interest margin of 1.17% is well below the 3.79% median for banks in the $1B-10B asset tier, a gap of 2.62 points (Q3 2026).
Asset yields
Largest change in this table: yield on earning assets, up 1.50 points to 2.31% in Q3 2026 after 0.81% in Q2 2026.
| Line item | Q3 2026 |
|---|---|
| Yield on earning assets | 2.31% |
| Yield on loans | 0.29% |
| Yield on securities | 4.51% |
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Funding costs
| Line item | Q3 2026 |
|---|---|
| Cost of funds | 1.28% |
| Cost of interest-bearing deposits | 1.62% |
| Cost of interest-bearing liabilities | 1.69% |
| Cost of borrowings | 4.21% |
Spread and margin
Yield to cost spread changed the most here, down 0.88 points to 0.62% in Q3 2026 from 1.50% in Q2 2026.
| Line item | Q3 2026 |
|---|---|
| Net interest margin | 1.17% |
| Yield to cost spread | 0.62% |
Interest income and expense
| Line item | Q3 2026 |
|---|---|
| Interest income on loans | $1.7M |
| Total interest expense | $14.8M |
| Interest expense on deposits | $14.0M |
Yields and Funding Costs trend
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q4 2023 | 6.33% | 3.64% | 3.19% | 6.97% | 5.26% |
| Q1 2024 | 6.50% | 3.74% | 3.30% | 7.27% | 5.07% |
| Q2 2024 | 6.88% | 3.75% | 3.68% | 7.67% | 5.08% |
| Q3 2024 | 6.96% | 3.90% | 3.59% | 7.72% | 5.06% |
| Q4 2024 | 6.73% | 3.72% | 3.51% | 7.61% | 4.66% |
| Q1 2025 | 6.23% | 3.42% | 3.38% | 7.26% | 4.35% |
| Q2 2025 | 6.22% | 3.45% | 3.28% | 7.34% | 4.34% |
| Q3 2025 | 6.40% | 3.43% | 3.46% | 7.42% | 4.39% |
| Q4 2025 | 6.32% | 3.33% | 3.42% | 7.51% | 4.35% |
| Q1 2026 | 2.56% | 2.34% | 0.45% | 1.72% | 4.29% |
| Q2 2026 | 0.81% | -0.58% | 1.35% | -0.16% | 4.44% |
| Q3 2026 | 2.31% | 1.28% | 1.17% | 0.29% | 4.51% |
MB Remainco, Inc yields and funding costs, quarter by quarter
Yields and Funding Costs since Q3 2021 · peer percentiles on every line item · watchlist alerts
Unlock this bank, freeSource: Call Report Schedules RI and RC-K, Q3 2026. Open the filed call report for Q3 2026 on the FFIEC CDR. How this page is built. See the full MB Remainco, Inc profile or its peer group comparison.
Regulator records: FDIC BankFind (cert 18618) · FFIEC NIC profile (RSSD 930965)