Branch Presence
Banks with Branches in Bakersfield, CA
JPMorgan Chase Bank, N.A. is the biggest bank in Bakersfield, CA, with $2.26B in deposits at its Bakersfield branches, 23.4% of the city's total as of the June 30, 2026 FDIC Summary of Deposits.
14 banks operate 51 branches in Bakersfield, CA, ranked below by local branch count from the FDIC Summary of Deposits. This counts every bank with a branch here, not only banks headquartered locally.
Deposit share is each bank's share of the $9.64B held in Bakersfield, CA, as of the June 30, 2026 FDIC Summary of Deposits, ranked by deposits (#1 is largest). Banks that book deposits at a headquarters branch can show a share that exceeds their local customer base.
| Bank | Branches in Bakersfield | Local deposits | Deposit share |
|---|---|---|---|
| JPMorgan Chase Bank, N.A. | 9 | $2.26B | 23.4% (#1) |
| Wells Fargo Bank, N.A. | 9 | $2.15B | 22.3% (#2) |
| Bank of America, N.A. | 6 | $1.43B | 14.8% (#3) |
| U.S. Bank N.A. | 4 | $418.0M | 4.3% (#6) |
| Mechanics Bank | 4 | $395.3M | 4.1% (#7) |
| Bank of the Sierra | 4 | $248.5M | 2.6% (#10) |
| Tri Counties Bank | 3 | $1.04B | 10.8% (#4) |
| Citizens Business Bank, N.A. | 3 | $370.2M | 3.8% (#8) |
| Mission Bank | 2 | $714.2M | 7.4% (#5) |
| Citibank, N.A. | 2 | $308.0M | 3.2% (#9) |
| Community West Bank | 2 | $99.4M | 1.0% (#12) |
| Banc of California | 1 | $105.2M | 1.1% (#11) |
| BMO Bank N.A. | 1 | $61.9M | 0.6% (#13) |
| Westamerica Bank | 1 | $52.0M | 0.5% (#14) |
County deposit market: Kern, CA
The $11.28B held across 15 FDIC-insured banks in this county, as of the June 30, 2026 FDIC Summary of Deposits. The 10 largest are shown; see every bank in the Kern, CA market with its change from a year earlier. Banks only: credit unions are not in the Summary of Deposits.
| Rank | Bank | Deposit share | Deposits | Branches |
|---|---|---|---|---|
| 1 | JPMorgan Chase Bank, N.A. | 21.3% | $2.40B | 10 |
| 2 | Wells Fargo Bank, N.A. | 20.3% | $2.30B | 10 |
| 3 | Bank of America, N.A. | 15.7% | $1.77B | 9 |
| 4 | Tri Counties Bank | 9.5% | $1.08B | 4 |
| 5 | Mission Bank | 7.4% | $829.4M | 3 |
| 6 | U.S. Bank N.A. | 5.8% | $650.9M | 7 |
| 7 | Citizens Business Bank, N.A. | 4.0% | $452.7M | 4 |
| 8 | Bank of the Sierra | 4.0% | $450.6M | 7 |
| 9 | Mechanics Bank | 3.5% | $395.3M | 4 |
| 10 | Citibank, N.A. | 2.7% | $308.0M | 2 |
Metro area deposit market: Bakersfield, CA
The $11.28B held across 15 FDIC-insured banks in this metro area, as of the June 30, 2026 FDIC Summary of Deposits. The 10 largest are shown; see every bank in the Bakersfield, CA market with its change from a year earlier. Banks only: credit unions are not in the Summary of Deposits.
| Rank | Bank | Deposit share | Deposits | Branches |
|---|---|---|---|---|
| 1 | JPMorgan Chase Bank, N.A. | 21.3% | $2.40B | 10 |
| 2 | Wells Fargo Bank, N.A. | 20.3% | $2.30B | 10 |
| 3 | Bank of America, N.A. | 15.7% | $1.77B | 9 |
| 4 | Tri Counties Bank | 9.5% | $1.08B | 4 |
| 5 | Mission Bank | 7.4% | $829.4M | 3 |
| 6 | U.S. Bank N.A. | 5.8% | $650.9M | 7 |
| 7 | Citizens Business Bank, N.A. | 4.0% | $452.7M | 4 |
| 8 | Bank of the Sierra | 4.0% | $450.6M | 7 |
| 9 | Mechanics Bank | 3.5% | $395.3M | 4 |
| 10 | Citibank, N.A. | 2.7% | $308.0M | 2 |
Banks in Bakersfield: common questions
What is the biggest bank in Bakersfield, CA?
JPMorgan Chase Bank, N.A. is the biggest bank in Bakersfield, CA, with $2.26B in deposits at its Bakersfield branches, 23.4% of the city's total as of the June 30, 2026 FDIC Summary of Deposits.
How many banks are in Bakersfield, CA?
14 FDIC-insured banks operate 51 branches in Bakersfield, CA as of the June 30, 2026 FDIC Summary of Deposits. This counts every bank with a branch in the city, not only banks headquartered there. Credit unions are not in the Summary of Deposits.
What are the largest banks in Bakersfield, CA?
Ranked by deposits held in Bakersfield branches as of the June 30, 2026 FDIC Summary of Deposits: 1. JPMorgan Chase Bank, N.A. (23.4%); 2. Wells Fargo Bank, N.A. (22.3%); 3. Bank of America, N.A. (14.8%); 4. Tri Counties Bank (10.8%); 5. Mission Bank (7.4%). The share is each bank's part of all deposits in the city.
Largest banks in California
For the state as a whole, see the largest banks in California, ranked by total assets and by deposits in California branches, or every bank in the California bank directory.
Banks in other California cities:
About this data
Branch counts and local deposits come from the FDIC Summary of Deposits, the annual June 30 survey of branch-office deposits for every FDIC-insured bank. Click any bank to see its full regulatory profile and complete branch network. Looking for banks headquartered here instead? See the US bank directory.