Branch Presence
Banks with Branches in San Jose, CA
Bank of America, N.A. is the biggest bank in San Jose, CA, with $12.85B in deposits at its San Jose branches, 20.9% of the city's total as of the June 30, 2026 FDIC Summary of Deposits.
24 banks operate 119 branches in San Jose, CA, ranked below by local branch count from the FDIC Summary of Deposits. This counts every bank with a branch here, not only banks headquartered locally.
Deposit share is each bank's share of the $61.35B held in San Jose, CA, as of the June 30, 2026 FDIC Summary of Deposits, ranked by deposits (#1 is largest). Banks that book deposits at a headquarters branch can show a share that exceeds their local customer base.
| Bank | Branches in San Jose | Local deposits | Deposit share |
|---|---|---|---|
| Bank of America, N.A. | 22 | $12.85B | 20.9% (#1) |
| JPMorgan Chase Bank, N.A. | 22 | $8.33B | 13.6% (#3) |
| Wells Fargo Bank, N.A. | 19 | $12.50B | 20.4% (#2) |
| U.S. Bank N.A. | 12 | $3.56B | 5.8% (#6) |
| BMO Bank N.A. | 10 | $2.05B | 3.3% (#9) |
| Citibank, N.A. | 9 | $3.55B | 5.8% (#7) |
| Fifth Third Bank, N.A. | 5 | $4.13B | 6.7% (#5) |
| East West Bank | 2 | $1.34B | 2.2% (#11) |
| Cathay Bank | 2 | $313.0M | 0.5% (#12) |
| Poppy Bank | 2 | $64.6M | 0.1% (#21) |
| Western Alliance Bank | 1 | $7.64B | 12.5% (#4) |
| Avidbank | 1 | $2.32B | 3.8% (#8) |
| Citizens Business Bank, N.A. | 1 | $1.48B | 2.4% (#10) |
| Fremont Bank | 1 | $306.3M | 0.5% (#13) |
| WaFd Bank | 1 | $134.6M | 0.2% (#14) |
| United Business Bank | 1 | $130.9M | 0.2% (#15) |
| Zions Bancorporation, N.A. | 1 | $129.5M | 0.2% (#16) |
| City National Bank | 1 | $125.7M | 0.2% (#17) |
| First Commercial Bank (U.S.A) | 1 | $124.0M | 0.2% (#18) |
| Commercial Bank of California | 1 | $105.2M | 0.2% (#19) |
| GBC International Bank | 1 | $68.0M | 0.1% (#20) |
| Columbia Bank | 1 | $43.6M | <0.1% (#22) |
| First-Citizens Bank & Trust Company | 1 | $34.1M | <0.1% (#23) |
| Metropolitan Bank | 1 | $26.3M | <0.1% (#24) |
County deposit market: Santa Clara, CA
The $174.10B held across 42 FDIC-insured banks in this county, as of the June 30, 2026 FDIC Summary of Deposits. The 10 largest are shown; see every bank in the Santa Clara, CA market with its change from a year earlier. Banks only: credit unions are not in the Summary of Deposits.
| Rank | Bank | Deposit share | Deposits | Branches |
|---|---|---|---|---|
| 1 | First-Citizens Bank & Trust Company | 25.0% | $43.60B | 3 |
| 2 | Wells Fargo Bank, N.A. | 21.1% | $36.79B | 45 |
| 3 | Bank of America, N.A. | 14.7% | $25.66B | 43 |
| 4 | JPMorgan Chase Bank, N.A. | 12.9% | $22.52B | 49 |
| 5 | Citibank, N.A. | 4.5% | $7.81B | 22 |
| 6 | Western Alliance Bank | 4.4% | $7.64B | 1 |
| 7 | U.S. Bank N.A. | 3.4% | $5.85B | 28 |
| 8 | Fifth Third Bank, N.A. | 3.1% | $5.37B | 12 |
| 9 | BMO Bank N.A. | 1.8% | $3.11B | 23 |
| 10 | East West Bank | 1.6% | $2.75B | 4 |
Metro area deposit market: San Jose-Sunnyvale-Santa Clara, CA
The $175.30B held across 42 FDIC-insured banks in this metro area, as of the June 30, 2026 FDIC Summary of Deposits. The 10 largest are shown; see every bank in the San Jose-Sunnyvale-Santa Clara, CA market with its change from a year earlier. Banks only: credit unions are not in the Summary of Deposits.
| Rank | Bank | Deposit share | Deposits | Branches |
|---|---|---|---|---|
| 1 | First-Citizens Bank & Trust Company | 24.9% | $43.60B | 3 |
| 2 | Wells Fargo Bank, N.A. | 21.1% | $37.07B | 47 |
| 3 | Bank of America, N.A. | 14.7% | $25.84B | 44 |
| 4 | JPMorgan Chase Bank, N.A. | 13.0% | $22.81B | 50 |
| 5 | Citibank, N.A. | 4.5% | $7.81B | 22 |
| 6 | Western Alliance Bank | 4.4% | $7.64B | 1 |
| 7 | U.S. Bank N.A. | 3.5% | $6.13B | 29 |
| 8 | Fifth Third Bank, N.A. | 3.1% | $5.37B | 12 |
| 9 | BMO Bank N.A. | 1.8% | $3.11B | 23 |
| 10 | East West Bank | 1.6% | $2.75B | 4 |
Banks in San Jose: common questions
What is the biggest bank in San Jose, CA?
Bank of America, N.A. is the biggest bank in San Jose, CA, with $12.85B in deposits at its San Jose branches, 20.9% of the city's total as of the June 30, 2026 FDIC Summary of Deposits.
How many banks are in San Jose, CA?
24 FDIC-insured banks operate 119 branches in San Jose, CA as of the June 30, 2026 FDIC Summary of Deposits. This counts every bank with a branch in the city, not only banks headquartered there. Credit unions are not in the Summary of Deposits.
What are the largest banks in San Jose, CA?
Ranked by deposits held in San Jose branches as of the June 30, 2026 FDIC Summary of Deposits: 1. Bank of America, N.A. (20.9%); 2. Wells Fargo Bank, N.A. (20.4%); 3. JPMorgan Chase Bank, N.A. (13.6%); 4. Western Alliance Bank (12.5%); 5. Fifth Third Bank, N.A. (6.7%). The share is each bank's part of all deposits in the city.
Largest banks in California
For the state as a whole, see the largest banks in California, ranked by total assets and by deposits in California branches, or every bank in the California bank directory.
Banks in other California cities:
About this data
Branch counts and local deposits come from the FDIC Summary of Deposits, the annual June 30 survey of branch-office deposits for every FDIC-insured bank. Click any bank to see its full regulatory profile and complete branch network. Looking for banks headquartered here instead? See the US bank directory.