Bank call report · San Rafael, CA
Westamerica Bank Call Report
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Westamerica Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 433 reported line items, schedule by schedule (980 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 697763 |
| FDIC certificate number | 3430 |
| Total assets | $5.77B |
Official Q2 2026 call report PDF (FFIEC) →
Westamerica Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (28 items)
About Schedule RC · Westamerica Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $5.77B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $5.77B |
| Total Liabilities and Minority Interest | RCON2948 | $5.16B |
| Total Deposits | RCON2200 | $4.78B |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $3.64B |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $2.63B |
| Deposits: Noninterest-bearing | RCON6631 | $2.14B |
| Held-to-maturity Securities, Total | RCON1754 | $807.8M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $807.8M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $668.8M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $658.0M |
| Total Equity Capital | RCON3210 | $604.8M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $604.8M |
| Common Stock | RCON3230 | $408.6M |
| Securities Sold Under Agreements to Repurchase | RCONB995 | $340.4M |
| Undivided Profits and Capital Reserves | RCON3632 | $253.5M |
| Interest-bearing Balances | RCON0071 | $219.8M |
| Other Assets | RCON2160 | $171.5M |
| Goodwill | RCON3163 | $121.7M |
| Intangible Assets | RCON2143 | $121.7M |
| Accumulated Other Comprehensive Income | RCONB530 | -$117.6M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $83.2M |
| Surplus | RCON3839 | $54.4M |
| Other Liabilities, Total | RCON2930 | $46.9M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $39.2M |
| Direct and Indirect Investments in Real Estate Ventures | RCON3656 | $27.7M |
| Allowance for Loan and Lease Losses | RCON3123 | $10.8M |
| Perpetual Preferred Stock and Related Surplus | RCON3838 | $6.0M |
Schedule RI: Income Statement (47 items)
About Schedule RI · Westamerica Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $111.1M |
| Net Interest Income | RIAD4074 | $104.4M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $72.4M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $72.1M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $53.7M |
| Net Income (Loss) | RIAD4340 | $53.7M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $53.7M |
| Total Noninterest Expense | RIAD4093 | $53.2M |
| Interest on Other Securities | RIAD4060 | $50.9M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $27.5M |
| Salaries and Employee Benefits | RIAD4135 | $22.1M |
| Total Noninterest Income | RIAD4079 | $20.8M |
| Other Noninterest Expense | RIAD4092 | $20.2M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $19.5M |
| Applicable Income Taxes | RIAD4302 | $18.5M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $12.7M |
| Other Noninterest Income | RIADB497 | $11.6M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $10.9M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $7.3M |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $7.2M |
| Total Interest Expense | RIAD4073 | $6.7M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $6.0M |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $5.4M |
| Service Charges on Deposits in Domestic Office All Other | RIADH035 | $3.8M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $3.2M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $2.7M |
| Service Charges on Deposits in Domestic Office Maintenance for Individuals | RIADH033 | $1.8M |
| Service Charges on Deposits in Domestic Office Overdraft Related for Individuals | RIADH032 | $1.4M |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $932K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $493K |
| Expense of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RIAD4180 | $483K |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $450K |
| Other Interest Income | RIAD4518 | $440K |
| Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. | RIAD4313 | $430K |
| Provision for Loan and Lease Losses | RIAD4230 | -$300K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | -$300K |
| Service Charges on Deposits in Domestic Office Atm-related for Individuals | RIADH034 | $279K |
| Unrealized holding gains (losses) on equity securities not held for trading | RIADHT70 | -$211K |
| Interest Expense Incurred to Carry Tax-exempt Securities, Loans, and Leases Acquired After August 7, 1986, That Is Not Deductible for Federal Income Tax Purposes | RIAD4513 | $148K |
| Fees and Commissions from Securities Brokerage | RIADC886 | $137K |
| Income from the Sale and Servicing of Mutual Funds and Annuities (in Domestic Offices) | RIAD8431 | $137K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $90K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $75K |
| Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices | RIAD4024 | $64K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $8K |
| Net Servicing Fees | RIADB492 | $2K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 573 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and Balances Due from Depository Institutions | RCON0010 | $303.0M |
| Balances Due from Federal Reserve Banks | RCON0090 | $251.5M |
| Currency and Coin | RCON0080 | $30.3M |
| Balances Due from Depository Institutions in the U.S. | RCON0082 | $20.1M |
| Cash Items in Process of Collection and Unposted Debits | RCON0020 | $1.1M |
Schedule RC-B: Securities (51 items)
About Schedule RC-B · Westamerica Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Amortized Cost | RCONG302 | $558K |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Fair Value | RCONG303 | $553K |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Held-to-maturity Amortized Cost | RCONG300 | $964K |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Held-to-maturity Fair Value | RCONG301 | $864K |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCONG306 | $139.7M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCONG307 | $130.0M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Held-to-maturity Amortized Cost | RCONG304 | $30.1M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Held-to-maturity Fair Value | RCONG305 | $28.4M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $38.4M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $36.4M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Held-to-maturity Amortized Cost | RCONG312 | $7.3M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Held-to-maturity Fair Value | RCONG313 | $7.0M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): All Other Residential MBS - Held-to-maturity Amortized Cost | RCONG320 | $422K |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): All Other Residential MBS - Held-to-maturity Fair Value | RCONG321 | $325K |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $3.81B |
| Pledged Securities | RCON0416 | $1.92B |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCON1739 | $1.36B |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCON1741 | $1.27B |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK152 | $1.15B |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK153 | $1.13B |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $1.01B |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $890.4M |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $790.4M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $620.9M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $602.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $600.5M |
| Amortized Cost of Available-for-sale Other Foreign Debt Securities | RCON1744 | $558.9M |
| Amortized Cost of Other Held-to-maturity Domestic Debt Securities | RCON1737 | $557.7M |
| Fair Value of Other Held-to-maturity Domestic Debt Securities | RCON1738 | $551.0M |
| Fair Value of Available-for-sale Other Foreign Debt Securities | RCON1746 | $522.7M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $308.3M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $303.9M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $296.5M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $269.9M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $255.0M |
| Asset-backed securities and structured financial products, Structured financial products, Available for sale, Fair Value | RCONHT61 | $208.3M |
| Asset-backed securities and structured financial products, Structured financial products, Available for sale, Amortized Cost | RCONHT60 | $208.3M |
| Amortized Cost of Held-to-maturity Other Foreign Debt Securities | RCON1742 | $176.1M |
| Fair Value of Held-to-maturity Other Foreign Debt Securities | RCON1743 | $167.8M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $98.7M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $42.1M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $41.0M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $40.4M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Held-to-maturity Amortized Cost | RCONK150 | $19.3M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Held-to-maturity Fair Value | RCONK151 | $19.3M |
| Amortized Cost of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8496 | $15.8M |
| Fair Value of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8497 | $15.8M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $13.4M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA557 | $6.7M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONA555 | $716K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $117K |
Schedule RC-C, Part I: Loans and Leases (31 items)
About Schedule RC-C, Part I · Westamerica Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $668.8M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $333.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $210.6M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $201.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $131.0M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $109.5M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $83.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $80.1M |
| Commercial and Industrial Loans | RCON1766 | $72.4M |
| Commercial and Industrial Loans to U.S. Addressees | RCON1763 | $72.4M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $61.6M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $39.2M |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. | RCON2107 | $24.2M |
| Real Estate Loans Secured by Farmland | RCON1420 | $10.3M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $6.6M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $6.4M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $6.4M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $6.2M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $5.5M |
| Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) | RCONJ451 | $5.3M |
| Other Loans | RCONJ464 | $5.3M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $3.9M |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $2.9M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $1.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $1.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $641K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $562K |
| Loans to Finance Commercial Real Estate, Construction, and Land Development Activities Included in Items 1766, 1563 for (Fr Y-9C), in Items 1766, 1563 for (FFIEC 031), in Items 1766, 1564 for (FFIEC 032 and 033), and in Items 1766, 2080 for (FFIEC 034) | RCON2746 | $545K |
| Revolving, open-end lines of credit secured by 1-4 family residential properties that have converted to non-revolving closed-end status that are included in item 1.c(1) above | RCONLE75 | $228K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $185K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $38K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (22 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $109.0M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $14.6M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $10.3M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $7.1M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $5.4M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $2.2M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $573K |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5589 | $553K |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $369K |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5587 | $200K |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $163K |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 245 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 170 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 88 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 77 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 63 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 9 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 8 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 7 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 5 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5586 | 2 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5588 | 2 |
Schedule RC-E: Deposit Liabilities (29 items)
About Schedule RC-E · Westamerica Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Transaction Accounts | RCON2215 | $3.06B |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $2.73B |
| Total Demand Deposits (See Note Below) | RCON2210 | $2.14B |
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $1.72B |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $1.70B |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $1.06B |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Interest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP754 | $694.9M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those MMDA Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP756 | $597.0M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $594.1M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those Other Savings Deposit Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP758 | $536.4M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Mmdas of Individuals, Partnerships and Corporations | RCONP757 | $464.4M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $331.3M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Noninterest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP753 | $184.2M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Other Savings Deposits Accounts of Individuals, Partnerships and Corporations | RCONP759 | $57.7M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $41.7M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $38.1M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $24.9M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $21.6M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $19.8M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $17.2M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $16.9M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $9.7M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $6.7M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $6.1M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $3.9M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $3.8M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $3.4M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $2.7M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $585K |
Schedule RC-F: Other Assets (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Net Deferred Tax Assets | RCON2148 | $58.2M |
| Accrued Interest Receivable | RCONB556 | $35.7M |
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $35.0M |
| Other Assets | RCON2168 | $28.3M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $14.2M |
| Accounts Receivable | RCONFT34 | $11.9M |
| First Itemized Amount That Exceeds 25% of All Other Assets (2168) | RCON3549 | $10.0M |
Schedule RC-G: Other Liabilities (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $38.1M |
| Operating lease liabilities | RCONLB56 | $22.2M |
| Accounts Payable | RCON3066 | $9.9M |
| Other Expenses Accrued and Unpaid | RCON3646 | $8.5M |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $201K |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $171K |
Schedule RC-K: Quarterly Averages (16 items)
About Schedule RC-K · Westamerica Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $5.92B |
| All Other Securities | RCONB560 | $2.97B |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $1.63B |
| Mortgage-backed Securities | RCONB559 | $1.28B |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $931.4M |
| Quarterly Average of Total Loans | RCON3360 | $682.9M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $465.2M |
| Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RCON3353 | $345.2M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $325.3M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $307.8M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $97.1M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $84.2M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $57.8M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $12.9M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $7.0M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $2.6M |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (7 items)
About Schedule RC-L · Westamerica Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Year-to-date Merchant Credit Card Sales Volume: Sales for Which the Reporting Bank Is the Acquiring Bank | RCONC223 | $6.62B |
| Year-to-date Merchant Credit Card Sales Volume:sales for Which the Reporting Bank Is the Agent Bank with Risk | RCONC224 | $102.9M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $93.1M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $27.7M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $21.6M |
| Commercial Real Estate, Construction, and Land Development: Commitments to Fund Loans Not Secured by Real Estate | RCON6550 | $7.8M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $1.7M |
Schedule RC-M: Memoranda (1 item)
About Schedule RC-M · Westamerica Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $195K |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (13 items)
About Schedule RC-N · Westamerica Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $3.4M |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing | RCONK213 | $2.0M |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $813K |
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $525K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF178 | $439K |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $342K |
| Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing | RCON1407 | $283K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 90 Days or More and Still Accruing | RCONK214 | $277K |
| Additions to Nonaccrual Assets | RCONC410 | $183K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual | RCONF182 | $183K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCONK216 | $82K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 30 Through 89 Days and Still Accruing | RCON5398 | $43K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 90 Days or More and Still Accruing | RCONK217 | $6K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (13 items)
About Schedule RC-O · Westamerica Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $5.92B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $4.78B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $2.48B |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $2.37B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $2.28B |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $603.9M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $21.2M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $433K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 113,286 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 3,131 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 1,386 |
| Averaging Method Used | RCONK653 | 1 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 1 |
Schedule RC-Q: Assets and Liabilities Measured at Fair Value on a Recurring Basis (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Available-for-sale Securities - Level 2 Fair Value Measurements | RCONG476 | $3.64B |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes | RCONJA36 | $3.64B |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG505 | $3.64B |
| Total Assets Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG502 | $3.64B |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · Westamerica Bank regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $3.67B |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (24 items)
About Schedule RC-R, Part I · Westamerica Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $5.92B |
| Average Total Assets (Net of Deductions) | RCOAA224 | $5.80B |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $3.67B |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $612.2M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $598.8M |
| Common Equity Tier 1 Capital | RCOAP859 | $595.2M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $595.2M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $595.2M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $463.0M |
| Retained Earnings | RCOAKW00 | $253.5M |
| Goodwill Net of Associated Deferred Tax Liabilities (Dtls) | RCOAP841 | $121.2M |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $121.2M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$117.6M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$117.6M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $17.0M |
| Tier 2 Capital Before Deductions | RCOAP870 | $17.0M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $11.0M |
| Tier 2 Capital Instruments Plus Related Surplus | RCOAP866 | $6.0M |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1669 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1623 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1623 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1027 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0869 |
Schedule RC-R, Part II: Risk-Weighted Assets (68 items)
About Schedule RC-R, Part II · Westamerica Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $3.67B |
| Total Risk-weighted Assets | RCONG641 | $3.67B |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $3.50B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $3.50B |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $3.47B |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $3.43B |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $1.92B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $1.82B |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $1.48B |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $1.16B |
| Total Held-to-maturity Securities | RCOND961 | $807.8M |
| Held-to-maturity Securities - 100 Pct Risk Weight Category | RCOND965 | $733.8M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $649.0M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $649.0M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $593.4M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $593.4M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $513.8M |
| Total All Other Assets | RCOND981 | $357.7M |
| Repo-style Transactions - 0 Pct Risk Weight Category | RCONS517 | $340.4M |
| Repo-style Transactions - Credit Equivalent Amount | RCONS516 | $340.4M |
| Repo-style Transactions - Face, Notional, or Other Amount | RCONS515 | $340.4M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $303.0M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $281.8M |
| On-balance Sheet Securitization Exposures, Available-for-sale Securities - Adjustments to Total Reported in Column a | RCONS481 | $208.3M |
| Total On-balance Sheet Securitization Exposures, Available-for-sale Securities | RCONS480 | $208.3M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | $203.9M |
| All Other Assets - Adjustments to Totals Reported in Column a | RCONS469 | $171.0M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$166.9M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $165.6M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $118.7M |
| Unconditionally Cancellable Commitments | RCONS540 | $103.5M |
| Held-to-maturity Securities - 20 Pct Risk Weight Category | RCOND963 | $51.5M |
| On-balance Sheet Securitization Exposures, Available-for-sale Securities - Ssfa Risk Weight Exposure, by Calculation Methodology | RCONS483 | $41.7M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $39.2M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $21.2M |
| Held-to-maturity Securities - 0 Pct Risk Weight Category | RCOND962 | $20.5M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $19.6M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $19.6M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $19.0M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $19.0M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $19.0M |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $14.1M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $11.6M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $9.5M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $7.4M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $7.4M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $6.9M |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCOND969 | $5.2M |
| On-balance Sheet Securitization Exposures, All Other On-balance Sheet Securitization Exposures - Adjustments to Total Reported in Column a | RCONS491 | $2.4M |
| Total On-balance Sheet Securitization Exposures, All Other On-balance Sheet Securitization Exposures | RCONS490 | $2.4M |
| Held-to-maturity Securities - 50 Pct Risk Weight Category | RCOND964 | $2.1M |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $1.7M |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $1.7M |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $1.7M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $1.5M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $1.5M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $1.2M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $808K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $808K |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $808K |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $808K |
| On-balance Sheet Securitization Exposures, All Other On-balance Sheet Securitization Exposures -Ssfa Risk Weight Exposure, by Calculation Method | RCONS493 | $477K |
| All Other Assets - 50 Pct Risk Weight Category | RCOND984 | $106K |
| Risk-weighted Assets by Risk-weighted Category - 400 Pct Risk Weight Category | RCONS575 | $32K |
| All Other Assets - 400 Pct Risk Weight Category | RCONS470 | $8K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 400 Pct Risk Weight Category | RCONS564 | $8K |
| Total Balance Sheet Assets - 400 Pct Risk Weight Category | RCONS506 | $8K |
| Held-to-maturity Securities - Adjustment to Totals Reported in Column a | RCONS399 | -$1K |
Schedule RC-S: Servicing, Securitization, and Asset Sale Activities (1 item)
| Line item | Code | Q2 2026 |
|---|---|---|
| Outstanding Principal Balance of Assets Serviced for Others (Memorandum Item 2.C Is to Be Completed If the Balance Is More Than $10 Million): 1-4 Family Residential Mortgages Serviced with No Recourse or Other Servicer-provided Credit Enhancements | RCONB805 | $560K |
Schedule RC-T: Fiduciary and Related Services (22 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Fiduciary Accounts - Managed Assets | RCONB894 | $526.0M |
| Personal Trust and Agency Accounts - Managed Assets | RCONB868 | $505.7M |
| Investment Management Agency Accounts - Managed Assets | RCONB886 | $19.4M |
| Custody and Safekeeping Accounts - Non-managed Assets | RCONB898 | $5.3M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Non-managed Asset | RCONJ260 | $2.2M |
| Other Retirement Accounts - Non-managed Assets | RCONB881 | $2.2M |
| Total Fiduciary Accounts - Non-managed Assets | RCONB895 | $2.2M |
| Income from Fiduciary Activities | RIAD4070 | $1.9M |
| Personal Trust and Agency Accounts | RIADB904 | $1.8M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Managed Assets | RCONJ259 | $944K |
| Other Retirement Accounts - Managed Assets | RCONB880 | $944K |
| Fiduciary and Related Services Income-investment Management and Investment Advisory Agency Accounts | RIADJ315 | $81K |
| Custody and Safekeeping Accounts | RIADB909 | $9K |
| Total Fiduciary Accounts - Number of Managed Accounts | RCONB896 | 323 |
| Personal Trust and Agency Accounts - Number of Managed Accounts | RCONB870 | 305 |
| Investment Management Agency Accounts - Number of Managed Accounts | RCONB888 | 16 |
| Custody and Safekeeping Accounts - Number of Non-managed Accounts | RCONB899 | 13 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Managed Accounts | RCONJ261 | 2 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Non-managed Accounts | RCONJ262 | 2 |
| Other Retirement Accounts - Number of Managed Accounts | RCONB882 | 2 |
| Other Retirement Accounts - Number of Non-managed Accounts | RCONB883 | 2 |
| Total Fiduciary Accounts - Non-managed Accounts | RCONB897 | 2 |
Schedule RI-A: Changes in Bank Equity Capital (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance End of Previous Calendar Year as Restated | RIADB508 | $629.9M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $629.9M |
| Total Equity Capital | RIAD3210 | $604.8M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $51.9M |
| Other Comprehensive Income | RIADB511 | -$26.5M |
| Cash Dividends Declared on Preferred Stock | RIAD4470 | $388K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (9 items)
About Schedule RI-B, Part I · Westamerica Bank charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $1.6M |
| Charge-offs on Automobile Loans | RIADK129 | $1.3M |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $1.2M |
| Recoveries on Automobile Loans | RIADK133 | $1.0M |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $228K |
| Charge-offs on Commercial and Industrial Loans | RIAD4638 | $108K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $92K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties: Recoveries | RIADC896 | $38K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $29K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (5 items)
About Schedule RI-B, Part II · Westamerica Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $11.6M |
| Allowance for Loan and Lease Losses | RIAD3123 | $10.8M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $1.6M |
| Balance end of current period, Held-to-maturity debt securities | RIADJH93 | $1K |
| Balance most recently reported for end of previous calendar year, Report of Condition and Income Held-to-maturity debt securities (i.e., after adjustments from amended Reports of Income) | RIADJH88 | $1K |
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (12 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCONJJ11 | $668.8M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCONJJ05 | $459.2M |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCONJJ07 | $104.8M |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCONJJ09 | $98.4M |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCONJJ19 | $10.8M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCONJJ06 | $6.4M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCONJJ13 | $5.7M |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCONJJ15 | $3.2M |
| Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance | RCONJJ17 | $1.9M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCONJJ14 | $25K |
| Held to Maturity Securities, Securities issued by states and poilitical subdivisions in the US | RCONJJ20 | $1K |
| Held to Maturity Securities, Total | RCONJJ25 | $1K |
Schedule RI-E: Explanations (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Bank Card and Credit Card Interchange Fees | RIADF555 | $8.4M |
| Data Processing Expenses | RIADC017 | $5.6M |
| First Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4464 | $2.8M |
| Second Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4467 | $2.2M |
| Third Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4468 | $1.5M |
Westamerica Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Westamerica Bank call report?
The Westamerica Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Westamerica Bank file?
Westamerica Bank files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Westamerica Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Westamerica Bank has Federal Reserve RSSD ID 697763 and FDIC certificate number 3430. Either one finds its filings on the FFIEC Central Data Repository.
How often does Westamerica Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Westamerica Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 3430) · FFIEC NIC profile (RSSD 697763)