Bank call report · Walnut Creek, CA
Pacific Coast Bankers' Bank Call Report
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Pacific Coast Bankers' Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 292 reported line items, schedule by schedule (1,060 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 2451240 |
| FDIC certificate number | 34252 |
| Total assets | $1.21B |
Official Q2 2026 call report PDF (FFIEC) →
Pacific Coast Bankers' Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (25 items)
About Schedule RC · Pacific Coast Bankers' Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $1.21B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $1.21B |
| Total Liabilities and Minority Interest | RCON2948 | $1.07B |
| Total Deposits | RCON2200 | $653.0M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $533.8M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $528.1M |
| Interest-bearing Balances | RCON0071 | $381.1M |
| Other Liabilities, Total | RCON2930 | $372.6M |
| Deposits: Noninterest-bearing | RCON6631 | $355.9M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $297.0M |
| Other Assets | RCON2160 | $160.6M |
| Total Equity Capital | RCON3210 | $142.0M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $142.0M |
| Undivided Profits and Capital Reserves | RCON3632 | $92.7M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $76.2M |
| Held-to-maturity Securities, Total | RCON1754 | $76.2M |
| Common Stock | RCON3230 | $49.9M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $44.3M |
| Other Borrowed Money | RCON3190 | $40.0M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $13.0M |
| Allowance for Loan and Lease Losses | RCON3123 | $5.7M |
| Federal Funds Sold | RCONB987 | $2.5M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $1.8M |
| Accumulated Other Comprehensive Income | RCONB530 | -$528K |
| Fiscal Year End Date | RCON8678 | 1,231 |
Schedule RI: Income Statement (33 items)
About Schedule RI · Pacific Coast Bankers' Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Noninterest Expense | RIAD4093 | $26.0M |
| Total Interest Income | RIAD4107 | $24.7M |
| Total Noninterest Income | RIAD4079 | $17.2M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $16.2M |
| Net Interest Income | RIAD4074 | $15.0M |
| Other Noninterest Income | RIADB497 | $14.0M |
| Salaries and Employee Benefits | RIAD4135 | $13.4M |
| Other Noninterest Expense | RIAD4092 | $11.9M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $11.4M |
| Total Interest Expense | RIAD4073 | $9.7M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $6.9M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $5.2M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $5.2M |
| Interest on Trading Liabilities and Other Borrowed Money | RIAD4185 | $4.8M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $4.2M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $3.8M |
| Net Income (Loss) | RIAD4340 | $3.8M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $3.8M |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $3.1M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $2.3M |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $1.7M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $1.4M |
| Applicable Income Taxes | RIAD4302 | $1.4M |
| Provision for Loan and Lease Losses | RIAD4230 | $954K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $902K |
| Expense of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RIAD4180 | $879K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $792K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $417K |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $237K |
| Other Interest Income | RIAD4518 | $231K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $22K |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $19K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 123 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and Balances Due from Depository Institutions | RCON0010 | $394.1M |
| Balances Due from Federal Reserve Banks | RCON0090 | $312.3M |
| Balances Due from Depository Institutions in the U.S. | RCON0082 | $78.9M |
| Balances Due from Banks in Foreign Countries and Foreign Central Banks | RCON0070 | $2.9M |
Schedule RC-B: Securities (16 items)
About Schedule RC-B · Pacific Coast Bankers' Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCONG306 | $45.0M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCONG307 | $44.3M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Held-to-maturity Amortized Cost | RCONG304 | $76.2M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Held-to-maturity Fair Value | RCONG305 | $71.6M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $29K |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $29K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $114.0M |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $71.6M |
| Pledged Securities | RCON0416 | $49.8M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $45.0M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $6.3M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $171K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONA555 | $47K |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $36K |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $16K |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $13K |
Schedule RC-C, Part I: Loans and Leases (22 items)
About Schedule RC-C, Part I · Pacific Coast Bankers' Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $533.8M |
| Pledged Loans and Leases | RCONG378 | $487.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $285.0M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $246.0M |
| Commercial and Industrial Loans | RCON1766 | $150.4M |
| Commercial and Industrial Loans to U.S. Addressees | RCON1763 | $150.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $80.8M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $71.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $70.1M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $64.6M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $58.3M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $41.6M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $28.0M |
| Loans to Nondepository Financial Institutions and Other Loans: Loans to Nondepository Financial Institutions | RCONJ454 | $12.7M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $7.3M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $7.3M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $6.9M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $5.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $1.9M |
| Unearned Income on Loans | RCON2123 | $415K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $194K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $140K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $2.5M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $1.7M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $22K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 4 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 2 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 1 |
Schedule RC-E: Deposit Liabilities (18 items)
About Schedule RC-E · Pacific Coast Bankers' Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Demand Deposits (See Note Below) | RCON2210 | $503.2M |
| Total Transaction Accounts | RCON2215 | $503.2M |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $355.2M |
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $149.7M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $148.5M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $147.3M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $101.4M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $47.4M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $1.2M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $950K |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $763K |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $700K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $500K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $250K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $200K |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $1K |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $1K |
| Total Brokered Deposits | RCON2365 | $1K |
Schedule RC-F: Other Assets (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Assets | RCON2168 | $130.2M |
| Derivatives with a Position Fair Value Held for Purposes Other Than Trading | RCONC010 | $119.1M |
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $15.9M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $4.8M |
| Net Deferred Tax Assets | RCON2148 | $4.8M |
| Accrued Interest Receivable | RCONB556 | $4.0M |
| Life Insurance Assets: Separate Account Life Insurance Assets | RCONK202 | $907K |
Schedule RC-G: Other Liabilities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $367.1M |
| Derivatives with a Negative Fair Value Held for Purposes Other Than Trading | RCONC012 | $356.1M |
| Other Expenses Accrued and Unpaid | RCON3646 | $5.5M |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $84K |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $1K |
Schedule RC-K: Quarterly Averages (13 items)
About Schedule RC-K · Pacific Coast Bankers' Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $1.26B |
| Quarterly Average of Total Loans | RCON3360 | $525.4M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $466.3M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $366.7M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $144.5M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $141.0M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $139.5M |
| Mortgage-backed Securities | RCONB559 | $99.9M |
| Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RCON3353 | $70.4M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $40.0M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $7.3M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $1.1M |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $95K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (8 items)
About Schedule RC-L · Pacific Coast Bankers' Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Interest Rate Contracts - Notional Value of All Outstanding Interest Rate Swaps | RCON3450 | $10.96B |
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market | RCON8725 | $10.96B |
| Interest Rate Swaps Where the Bank Has Agreed to Pay a Fixed Rate | RCONA589 | $5.48B |
| Gross Positive Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8741 | $372.8M |
| Gross Negative Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8745 | $372.3M |
| Other unused commitments: Loans to nondepository financial institutions | RCONPV11 | $4.2M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $3.9M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $3.7M |
Schedule RC-M: Memoranda (1 item)
About Schedule RC-M · Pacific Coast Bankers' Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONF056 | $40.0M |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (3 items)
About Schedule RC-N · Pacific Coast Bankers' Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Additions to Nonaccrual Assets | RCONC410 | $2.8M |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Multifamily (5 or More) Residential Properties - Nonaccrual | RCON3501 | $2.8M |
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $2.8M |
Schedule RC-O: Other Data for Deposit Insurance Assessments (11 items)
About Schedule RC-O · Pacific Coast Bankers' Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $1.26B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $653.0M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $610.5M |
| Banker's Bank Deduction Limit | RCONK658 | $567.2M |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $514.9M |
| Banker's Bank Deductions | RCONK657 | $392.7M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $141.7M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $42.5M |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 401 |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 253 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-Q: Assets and Liabilities Measured at Fair Value on a Recurring Basis (14 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities (Itemize and Describe Amounts Included in Schedule Rc-q, Item 13, That Are Greater Than $100,000 and Exceed 25% of Item 13): Nontrading Derivative Liabilities - Level 2 Fair Value Measurements | RCONG569 | $356.1M |
| All Other Liabilities (Itemize and Describe Amounts Included in Schedule Rc-q, Item 13, That Are Greater Than $100,000 and Exceed 25% of Item 13): Nontrading Derivative Liabilities - Total Fair Value Reported on Schedule Rc | RCONG566 | $356.1M |
| All Other Liabilities - Level 2 Fair Value Measurements | RCONG808 | $356.1M |
| All Other Liabilities - Total Fair Value Reported on Balance Sheet | RCONG805 | $356.1M |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG534 | $356.1M |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG531 | $356.1M |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG505 | $163.4M |
| Total Assets Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG502 | $163.4M |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Nontrading Derivative Assets - Level 2 Fair Value Measurements | RCONG544 | $119.1M |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Nontrading Derivative Assets - Total Fair Value Reported on Schedule Rc | RCONG541 | $119.1M |
| All Other Assets - Level 2 Fair Value Measurements | RCONG396 | $119.1M |
| All Other Assets - Total Fair Value Reported on Schedule Rc | RCONG391 | $119.1M |
| Available-for-sale Securities - Level 2 Fair Value Measurements | RCONG476 | $44.3M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes | RCONJA36 | $44.3M |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · Pacific Coast Bankers' Bank regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $620.3M |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (21 items)
About Schedule RC-R, Part I · Pacific Coast Bankers' Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Total Assets (Net of Deductions) | RCOAA224 | $1.26B |
| Average total consolidated assets | RCOAKW03 | $1.26B |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $620.3M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $148.3M |
| Common Equity Tier 1 Capital | RCOAP859 | $142.5M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $142.5M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $142.5M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $142.0M |
| Retained Earnings | RCOAKW00 | $92.7M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $49.9M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $5.8M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $5.8M |
| Tier 2 Capital Before Deductions | RCOAP870 | $5.8M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$528K |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$528K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.2391 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.2298 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.2298 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.1591 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1135 |
Schedule RC-R, Part II: Risk-Weighted Assets (60 items)
About Schedule RC-R, Part II · Pacific Coast Bankers' Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over One Year Through Five Years | RCONS583 | $4.02B |
| Notional Principal Amounts of Centrally Cleared Dervative Contracts, Interest Rate - One Year or Less | RCONS603 | $3.43B |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over Five Years | RCONS584 | $3.17B |
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $620.3M |
| Total Risk-weighted Assets | RCONG641 | $620.3M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $538.7M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $538.7M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $530.5M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $455.6M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $455.5M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $416.3M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $394.1M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - One Year or Less | RCONS582 | $338.9M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $315.1M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $312.3M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $291.2M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $209.1M |
| Over-the-counter Derivatives - Credit Equivalent Amount | RCONS542 | $186.7M |
| Total All Other Assets | RCOND981 | $162.3M |
| All Other Assets - Adjustments to Totals Reported in Column a | RCONS469 | $119.1M |
| Current Credit Exposure Across All Derivative Contracts Covered by the Regulatory Capital Rules | RCONG642 | $119.1M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | $112.7M |
| Over-the-counter Derivatives - 0 Pct Risk Weight Category | RCONS543 | $101.3M |
| Over-the-counter Derivatives - 20 Pct Risk Weight Category | RCONS545 | $82.1M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $81.6M |
| Held-to-maturity Securities - 20 Pct Risk Weight Category | RCOND963 | $76.2M |
| Total Held-to-maturity Securities | RCOND961 | $76.2M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $75.5M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $58.2M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $45.0M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $44.3M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $39.0M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $36.5M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $36.5M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $36.5M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $35.8M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $18.2M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $7.9M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $4.2M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $4.0M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $4.0M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $3.9M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $3.8M |
| Over-the-counter Derivatives - 100 Pct Risk Weight Category | RCONS547 | $3.4M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $2.8M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $2.8M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $2.8M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $2.8M |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $2.8M |
| Federal Funds Sold in Domestic Offices | RCOND971 | $2.5M |
| Federal Funds Sold in Domestic Offices - 20 Pct Risk Weight Category | RCOND973 | $2.5M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Exposure Amount | RCONH296 | $907K |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Risk-weighted Asset Amount | RCONH297 | $907K |
| Total Balance Sheet Assets - Other Risk Weighting Approaches Exposure Amount | RCONH300 | $907K |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $777K |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $777K |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$723K |
| Cash and Balances Due from Depository Institutions - 100 Pct Risk Weight Category | RCOND960 | $153K |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 50 Pct Risk Weight Category | RCONS461 | $11K |
| All Other Assets - 50 Pct Risk Weight Category | RCOND984 | $2K |
Schedule RI-A: Changes in Bank Equity Capital (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $142.0M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $140.5M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $140.5M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $2.5M |
| Sale, Conversion, Acquisition, or Retirement of Capital Stock, Net (Excluding Treasury Stock Transactions) | RIADB509 | $197K |
| Other Comprehensive Income | RIADB511 | -$68K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)
About Schedule RI-B, Part II · Pacific Coast Bankers' Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $5.7M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $4.7M |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | -$52K |
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (10 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCONJJ11 | $533.8M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCONJJ05 | $287.4M |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCONJJ07 | $162.9M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCONJJ06 | $78.3M |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCONJJ19 | $5.7M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost | RCONJJ04 | $5.3M |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCONJJ15 | $2.9M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCONJJ13 | $2.0M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCONJJ14 | $698K |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance | RCONJJ12 | $135K |
Schedule RI-E: Explanations (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Second Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4462 | $9.5M |
| First Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4464 | $6.5M |
| First Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4461 | $1.9M |
| Third Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4463 | $1.7M |
| Second Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4467 | $1.4M |
Pacific Coast Bankers' Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Pacific Coast Bankers' Bank call report?
The Pacific Coast Bankers' Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Pacific Coast Bankers' Bank file?
Pacific Coast Bankers' Bank files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Pacific Coast Bankers' Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Pacific Coast Bankers' Bank has Federal Reserve RSSD ID 2451240 and FDIC certificate number 34252. Either one finds its filings on the FFIEC Central Data Repository.
How often does Pacific Coast Bankers' Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Pacific Coast Bankers' Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 34252) · FFIEC NIC profile (RSSD 2451240)