Bank call report · Los Altos, CA
Altos Bank Call Report
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Altos Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 159 reported line items, schedule by schedule (511 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 5861541 |
| FDIC certificate number | 59339 |
| Total assets | $68.8M |
Official Q2 2026 call report PDF (FFIEC) →
Altos Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (23 items)
About Schedule RC · Altos Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $68.8M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $68.8M |
| Total Liabilities and Minority Interest | RCON2948 | $51.4M |
| Total Deposits | RCON2200 | $50.1M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $37.8M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $34.9M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $34.4M |
| Surplus | RCON3839 | $29.7M |
| Interest-bearing Balances | RCON0071 | $26.8M |
| Total Equity Capital | RCON3210 | $17.4M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $17.4M |
| Undivided Profits and Capital Reserves | RCON3632 | -$12.3M |
| Deposits: Noninterest-bearing | RCON6631 | $12.3M |
| Loans and Leases Held for Sale | RCON5369 | $3.8M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $1.5M |
| Other Liabilities, Total | RCON2930 | $1.4M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $861K |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $557K |
| Other Assets | RCON2160 | $548K |
| Allowance for Loan and Lease Losses | RCON3123 | $497K |
| Federal Funds Sold | RCONB987 | $301K |
| Intangible Assets | RCON2143 | $56K |
| Accumulated Other Comprehensive Income | RCONB530 | -$10K |
Schedule RI: Income Statement (31 items)
About Schedule RI · Altos Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Noninterest Expense | RIAD4093 | $3.7M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | -$2.5M |
| Net Income (Loss) | RIAD4340 | -$2.5M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | -$2.5M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | -$2.5M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | -$2.5M |
| Salaries and Employee Benefits | RIAD4135 | $2.5M |
| Total Interest Income | RIAD4107 | $1.5M |
| Net Interest Income | RIAD4074 | $1.2M |
| Other Noninterest Expense | RIAD4092 | $988K |
| Interest and Fee Income on Loans, Total | RIAD4010 | $932K |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $679K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $532K |
| Total Interest Expense | RIAD4073 | $332K |
| Total Noninterest Income | RIAD4079 | $303K |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $301K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $289K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $287K |
| Provision for Loan and Lease Losses | RIAD4230 | $268K |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $189K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $165K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $77K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $76K |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $63K |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $33K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $14K |
| Other Noninterest Income | RIADB497 | $2K |
| Applicable Income Taxes | RIAD4302 | $1K |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $1K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $1K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 25 |
Schedule RC-B: Securities (4 items)
About Schedule RC-B · Altos Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $1.5M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $1.5M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $1.5M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $1.5M |
Schedule RC-C, Part I: Loans and Leases (14 items)
About Schedule RC-C, Part I · Altos Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $38.7M |
| Pledged Loans and Leases | RCONG378 | $30.7M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $15.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $13.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $10.8M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $10.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $8.5M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $6.1M |
| Commercial and Industrial Loans | RCON1766 | $4.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $3.9M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $2.5M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $2.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $1.8M |
| Unearned Income on Loans | RCON2123 | $123K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $2.8M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $991K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 5 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 1 |
Schedule RC-E: Deposit Liabilities (22 items)
About Schedule RC-E · Altos Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $32.1M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $29.0M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $22.2M |
| Total Demand Deposits (See Note Below) | RCON2210 | $18.0M |
| Total Transaction Accounts | RCON2215 | $18.0M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $17.7M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $8.6M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $8.6M |
| Total Brokered Deposits | RCON2365 | $8.6M |
| Total reciprocal deposits | RCONJH83 | $8.6M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $5.2M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $4.5M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $4.5M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $4.5M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $4.5M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $3.1M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $2.7M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $1.7M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $683K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $660K |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $260K |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $248K |
Schedule RC-F: Other Assets (4 items)
Schedule RC-G: Other Liabilities (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $903K |
| Operating lease liabilities | RCONLB56 | $696K |
| Other Expenses Accrued and Unpaid | RCON3646 | $410K |
| Accounts Payable | RCON3066 | $71K |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $31K |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $19K |
Schedule RC-K: Quarterly Averages (13 items)
About Schedule RC-K · Altos Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $61.0M |
| Quarterly Average of Total Loans | RCON3360 | $33.3M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $24.9M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $23.2M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $13.4M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $6.8M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $5.3M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $5.0M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $4.8M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $3.3M |
| Mortgage-backed Securities | RCONB559 | $1.6M |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $98K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $38K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (2 items)
About Schedule RC-L · Altos Bank derivatives and off-balance-sheet items trends
Schedule RC-M: Memoranda (1 item)
About Schedule RC-M · Altos Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| All other intangible assets | RCONJF76 | $56K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (8 items)
About Schedule RC-O · Altos Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $61.0M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $50.1M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $29.8M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $20.3M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $17.7M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 393 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 33 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (19 items)
About Schedule RC-R, Part I · Altos Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCOA2170 | $68.8M |
| Average total consolidated assets | RCOAKW03 | $61.0M |
| Average Total Assets (Net of Deductions) | RCOAA224 | $60.9M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $29.7M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $17.4M |
| Common Equity Tier 1 Capital | RCOAP859 | $17.3M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $17.3M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $17.3M |
| Retained Earnings | RCOAKW00 | -$12.3M |
| Off-balance sheet exposures: Unused portion of conditionally cancellable commitments | RCOAKX79 | $4.8M |
| Total off-balance sheet exposures (sum of items 34.a through 34.c) Report as a dollar amount in Column A and as a percentage of total assets (25% limit) in Column B | RCOAKX82 | $4.8M |
| Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls | RCOAP842 | $56K |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $56K |
| Accumulated Other Comprehensive Income | RCOAB530 | -$10K |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$10K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Do you qualify for and opt-in to CBLR? | RCOALE74 | 1 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.2845 |
| Total off-balance sheet exposures (sum of items 15a through 15.c) | RCOAKX83 | 0.0704 |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance End of Previous Calendar Year as Restated | RIADB508 | $19.8M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $19.8M |
| Total Equity Capital | RIAD3210 | $17.4M |
| Sale, Conversion, Acquisition, or Retirement of Capital Stock, Net (Excluding Treasury Stock Transactions) | RIADB509 | $154K |
| Other Comprehensive Income | RIADB511 | -$11K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)
About Schedule RI-B, Part II · Altos Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $497K |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $229K |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | $19K |
Altos Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Altos Bank call report?
The Altos Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Altos Bank file?
Altos Bank files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Altos Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Altos Bank has Federal Reserve RSSD ID 5861541 and FDIC certificate number 59339. Either one finds its filings on the FFIEC Central Data Repository.
How often does Altos Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Altos Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 59339) · FFIEC NIC profile (RSSD 5861541)