Bank call report · Placerville, CA
El Dorado Savings Bank, F.S.B. Call Report
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El Dorado Savings Bank, F.S.B. filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 320 reported line items, schedule by schedule (1,027 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 961576 |
| FDIC certificate number | 30953 |
| Total assets | $2.44B |
Official Q2 2026 call report PDF (FFIEC) →
El Dorado Savings Bank, F.S.B. call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (26 items)
About Schedule RC · El Dorado Savings Bank, F.S.B. balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $2.44B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $2.44B |
| Total Liabilities and Minority Interest | RCON2948 | $2.10B |
| Total Deposits | RCON2200 | $2.09B |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $1.76B |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $1.35B |
| Held-to-maturity Securities, Total | RCON1754 | $1.35B |
| Interest-bearing Balances | RCON0071 | $522.8M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $493.8M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $487.9M |
| Total Equity Capital | RCON3210 | $336.2M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $336.2M |
| Undivided Profits and Capital Reserves | RCON3632 | $335.3M |
| Deposits: Noninterest-bearing | RCON6631 | $329.8M |
| Other Assets | RCON2160 | $24.6M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $21.0M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $18.7M |
| Direct and Indirect Investments in Real Estate Ventures | RCON3656 | $13.3M |
| Other Liabilities, Total | RCON2930 | $10.4M |
| Allowance for Loan and Lease Losses | RCON3123 | $5.9M |
| Equity securities with readily determinable fair values not held for trading | RCONJA22 | $875K |
| Common Stock | RCON3230 | $624K |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $258K |
| Intangible Assets | RCON2143 | $231K |
| Accumulated Other Comprehensive Income | RCONB530 | $181K |
| Surplus | RCON3839 | $81K |
Schedule RI: Income Statement (39 items)
About Schedule RI · El Dorado Savings Bank, F.S.B. income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $42.6M |
| Net Interest Income | RIAD4074 | $32.4M |
| Total Noninterest Expense | RIAD4093 | $21.3M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $19.5M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $15.0M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $15.0M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $11.5M |
| Net Income (Loss) | RIAD4340 | $11.5M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $11.5M |
| Salaries and Employee Benefits | RIAD4135 | $11.2M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $10.9M |
| Total Interest Expense | RIAD4073 | $10.2M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $9.9M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $9.8M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $7.4M |
| Other Noninterest Expense | RIAD4092 | $7.2M |
| Total Noninterest Income | RIAD4079 | $3.9M |
| Applicable Income Taxes | RIAD4302 | $3.5M |
| Other Noninterest Income | RIADB497 | $2.8M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $2.7M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $2.5M |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $1.1M |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $981K |
| Other Interest Income | RIAD4518 | $948K |
| Service Charges on Deposits in Domestic Office Overdraft Related for Individuals | RIADH032 | $390K |
| Service Charges on Deposits in Domestic Office All Other | RIADH035 | $344K |
| Interest on Other Securities | RIAD4060 | $304K |
| Amortization Expense and Impairment Losses Intangible Assets | RIADC232 | $213K |
| Service Charges on Deposits in Domestic Office Maintenance for Individuals | RIADH033 | $209K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $167K |
| Service Charges on Deposits in Domestic Office Atm-related for Individuals | RIADH034 | $153K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $98K |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $60K |
| Provision for Loan and Lease Losses | RIAD4230 | -$50K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | -$50K |
| Realized Gains (Losses) on Available-for-sale Debt Securities | RIAD3196 | $27K |
| Unrealized holding gains (losses) on equity securities not held for trading | RIADHT70 | -$9K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $2K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 263 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and Balances Due from Depository Institutions | RCON0010 | $543.8M |
| Balances Due from Federal Reserve Banks | RCON0090 | $518.9M |
| Currency and Coin | RCON0080 | $13.4M |
| Cash Items in Process of Collection and Unposted Debits | RCON0020 | $7.6M |
| Balances Due from Depository Institutions in the U.S. | RCON0082 | $3.8M |
Schedule RC-B: Securities (30 items)
About Schedule RC-B · El Dorado Savings Bank, F.S.B. securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCONG307 | $7K |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Held-to-maturity Amortized Cost | RCONG304 | $1.22B |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Held-to-maturity Fair Value | RCONG305 | $1.14B |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $26K |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): All Other Residential MBS - Available-for-sale Fair Value | RCONG323 | $213K |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $1.27B |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $870.1M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $298.1M |
| Pledged Securities | RCON0416 | $165.4M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $105.5M |
| US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Amortized Cost | RCONHT50 | $105.5M |
| US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Fair Value | RCONHT51 | $105.0M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $27.8M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA557 | $19.5M |
| Structured financial products guaranteed by U.S. Government agencies or sponsored agencies included in Schedule HC-B, item 5.b -- Held-to-maturity: Amortized Cost | RCONPU98 | $12.5M |
| Asset-backed securities and structured financial products, Structured financial products, Held-to-maturity, Amortized Cost | RCONHT58 | $12.5M |
| Asset-backed securities and structured financial products, Structured financial products, Held-to-maturity, Fair Value | RCONHT59 | $12.5M |
| Structured financial products guaranteed by U.S. Government agencies or sponsored agencies included in Schedule HC-B, item 5.b -- Held-to-maturity: Fair Value | RCONPU99 | $12.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $11.9M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $10.7M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities: Issued or Guaranteed by Fnma,fhlmc or GNMA: Held-to-maturity Amortized Cost | RCONK142 | $10.0M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Held-to-maturity Fair Value | RCONK143 | $9.9M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $4.1M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Held-to-maturity Amortized Cost | RCONK150 | $3.9M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Held-to-maturity Fair Value | RCONK151 | $3.9M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $1.1M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $1.1M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $48K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONA555 | $35K |
| Total (Asset-backed Securities) Fair Value - Available-for-sale | RCONC027 | $12K |
Schedule RC-C, Part I: Loans and Leases (28 items)
About Schedule RC-C, Part I · El Dorado Savings Bank, F.S.B. loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $493.8M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $432.6M |
| Pledged Loans and Leases | RCONG378 | $413.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $282.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $131.3M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $58.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $24.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $21.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $14.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $10.6M |
| Revolving, open-end lines of credit secured by 1-4 family residential properties that have converted to non-revolving closed-end status that are included in item 1.c(1) above | RCONLE75 | $8.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $3.2M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $2.5M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $1.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $1.5M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $707K |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $569K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $384K |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $297K |
| Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) | RCONJ451 | $265K |
| Other Loans | RCONJ464 | $265K |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $251K |
| Loans Secured by 1-4 Family Residential Properties in Domestic Offices in Process of Foreclosure (Included in Rc-c, Part I, Items 1.C.(1), 1.C.(2)(A), and 1.C.(2)(B) | RCONF577 | $113K |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $62K |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $21K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $20K |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $17K |
| Unearned Income on Loans | RCON2123 | $1K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $961K |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $826K |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $253K |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 9 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 6 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 3 |
Schedule RC-E: Deposit Liabilities (30 items)
About Schedule RC-E · El Dorado Savings Bank, F.S.B. deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $1.21B |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $1.21B |
| Total Transaction Accounts | RCON2215 | $883.8M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $878.6M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $382.5M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $345.1M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Interest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP754 | $330.4M |
| Total Demand Deposits (See Note Below) | RCON2210 | $329.8M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $271.3M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $265.5M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those Other Savings Deposit Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP758 | $264.8M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $248.6M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $178.6M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those MMDA Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP756 | $169.9M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $164.6M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $158.1M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Noninterest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP753 | $148.6M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $117.0M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $109.2M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Mmdas of Individuals, Partnerships and Corporations | RCONP757 | $101.3M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Other Savings Deposits Accounts of Individuals, Partnerships and Corporations | RCONP759 | $79.6M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $53.9M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $48.9M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $42.0M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $21.5M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $6.0M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $5.2M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $2.6M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $1.9M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK15 | $515K |
Schedule RC-F: Other Assets (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $15.0M |
| Accrued Interest Receivable | RCONB556 | $5.5M |
| Other Assets | RCON2168 | $3.5M |
| Prepaid Expenses | RCON2166 | $1.7M |
| Net Deferred Tax Assets | RCON2148 | $616K |
Schedule RC-G: Other Liabilities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $8.5M |
| Operating lease liabilities | RCONLB56 | $4.5M |
| Other Expenses Accrued and Unpaid | RCON3646 | $1.8M |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $159K |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $56K |
Schedule RC-K: Quarterly Averages (13 items)
About Schedule RC-K · El Dorado Savings Bank, F.S.B. quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $2.45B |
| Mortgage-backed Securities | RCONB559 | $1.24B |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $618.1M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $562.5M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $556.3M |
| Quarterly Average of Total Loans | RCON3360 | $495.8M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $493.7M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $433.1M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $167.3M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $77.2M |
| All Other Securities | RCONB560 | $13.8M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $1.9M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $22K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (3 items)
About Schedule RC-L · El Dorado Savings Bank, F.S.B. derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $52.1M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $6.7M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $60K |
Schedule RC-M: Memoranda (4 items)
About Schedule RC-M · El Dorado Savings Bank, F.S.B. memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $2.3M |
| All other intangible assets | RCONJF76 | $231K |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 2 |
| Does the Institution Use the Home Owners' Loan Act (Hola) Qtl Test or the Internal Revenue Service Domestic Building and Loan Association (IRS Dbla) Test to Determine Its Qtl Compliance? | RCONL133 | 1 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (9 items)
About Schedule RC-N · El Dorado Savings Bank, F.S.B. past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $1.4M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $1.2M |
| Additions to Nonaccrual Assets | RCONC410 | $1.0M |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $695K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $436K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 30 Through 89 Days and Still Accruing | RCON5398 | $240K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Nonaccrual | RCON5400 | $122K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF178 | $16K |
| All Other Loans - Past Due 30 Through 89 Days and Still Accruing | RCON5459 | $3K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (14 items)
About Schedule RC-O · El Dorado Savings Bank, F.S.B. other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $2.45B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $2.10B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $1.49B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $555.8M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $328.4M |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $223.3M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $45.3M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $8.8M |
| Total Allowable Exclusions, Including Interest Accrued and Unpaid on Allowable Exclusions (Including Foreign Deposits) | RCONF237 | $24K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 81,386 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 1,466 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 1,219 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 23 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-Q: Assets and Liabilities Measured at Fair Value on a Recurring Basis (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Available-for-sale Securities - Level 2 Fair Value Measurements | RCONG476 | $1.1M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes | RCONJA36 | $1.1M |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG505 | $1.1M |
| Total Assets Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG502 | $1.1M |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · El Dorado Savings Bank, F.S.B. regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $618.9M |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (25 items)
About Schedule RC-R, Part I · El Dorado Savings Bank, F.S.B. regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $2.45B |
| Average Total Assets (Net of Deductions) | RCOAA224 | $2.45B |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $618.9M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $336.2M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $335.5M |
| Retained Earnings | RCOAKW00 | $335.3M |
| Common Equity Tier 1 Capital | RCOAP859 | $329.4M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $329.4M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $329.4M |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $6.6M |
| Less: All Other Deductions from (Additions to) Common Equity Tier 1 Capital Before Threshold-based Deductions | RCOAP850 | $6.4M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $6.0M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $6.0M |
| Tier 2 Capital Before Deductions | RCOAP870 | $6.0M |
| Less:other Deductions from Assets for Leverage Capital Purposes | RCOAB596 | -$4.8M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $705K |
| Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls | RCOAP842 | $231K |
| Accumulated Other Comprehensive Income | RCOAB530 | $181K |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | $181K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.542 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.5322 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.5322 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.462 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1343 |
Schedule RC-R, Part II: Risk-Weighted Assets (42 items)
About Schedule RC-R, Part II · El Dorado Savings Bank, F.S.B. risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $1.37B |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $1.37B |
| Held-to-maturity Securities - 20 Pct Risk Weight Category | RCOND963 | $1.35B |
| Total Held-to-maturity Securities | RCOND961 | $1.35B |
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $618.9M |
| Total Risk-weighted Assets | RCONG641 | $618.9M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $543.8M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $532.6M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $532.6M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $532.6M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $491.4M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $430.6M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $428.1M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $428.1M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $275.0M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $215.3M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $128.6M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $128.6M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $101.6M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $63.3M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $58.9M |
| Total All Other Assets | RCOND981 | $56.8M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $35.1M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $29.5M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $27.0M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $15.0M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $11.2M |
| All Other Assets - Adjustments to Totals Reported in Column a | RCONS469 | $6.8M |
| Unused Commitments, Original Maturity Exceeding One Year - 50 Pct Risk Weight Category | RCONG628 | $2.5M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $2.4M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $2.4M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | $1.1M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $908K |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $875K |
| On-balance Sheet Securitization Exposures, Available-for-sale Securities - Adjustments to Total Reported in Column a | RCONS481 | $225K |
| Total On-balance Sheet Securitization Exposures, Available-for-sale Securities | RCONS480 | $225K |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $33K |
| Risk-weighted Assets by Risk-weighted Category - 1250 Pct Risk Weight Category | RCONS579 | $13K |
| On-balance Sheet Securitization Exposures, All Other On-balance Sheet Securitization Exposures -1250 Pct Risk Weight Exposure, by Calculation Method | RCONS492 | $1K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 1250 Pct Risk Weight Category | RCONS568 | $1K |
| Total Balance Sheet Assets - 1250 Pct Risk Weight Category | RCONS510 | $1K |
| Total On-balance Sheet Securitization Exposures, All Other On-balance Sheet Securitization Exposures | RCONS490 | $1K |
Schedule RI-A: Changes in Bank Equity Capital (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $336.2M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $327.8M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $327.8M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $2.1M |
| Sale, Conversion, Acquisition, or Retirement of Capital Stock, Net (Excluding Treasury Stock Transactions) | RIADB509 | -$954K |
| Other Comprehensive Income | RIADB511 | -$19K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (4 items)
About Schedule RI-B, Part I · El Dorado Savings Bank, F.S.B. charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on All Other Loans | RIAD4644 | $32K |
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $32K |
| Recoveries on All Other Loans | RIAD4628 | $13K |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $13K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)
About Schedule RI-B, Part II · El Dorado Savings Bank, F.S.B. changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $6.0M |
| Allowance for Loan and Lease Losses | RIAD3123 | $5.9M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $32K |
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (13 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCONJJ11 | $493.8M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCONJJ06 | $491.4M |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCONJJ19 | $5.9M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCONJJ14 | $5.5M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCONJJ05 | $2.1M |
| Loans and Leases, Held for Investment, Unallocated, Allowance Balance | RCONJJ18 | $279K |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCONJJ07 | $265K |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCONJJ15 | $68K |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost | RCONJJ04 | $62K |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCONJJ09 | $21K |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCONJJ13 | $8K |
| Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance | RCONJJ17 | $2K |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance | RCONJJ12 | $2K |
Schedule RI-E: Explanations (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Bank Card and Credit Card Interchange Fees | RIADF555 | $2.1M |
| Data Processing Expenses | RIADC017 | $1.5M |
| Automated Teller Machine (ATM) and Interchange Expense | RIADF558 | $1.2M |
| First Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4464 | $872K |
| Telecommunications Expense | RIADF559 | $529K |
El Dorado Savings Bank, F.S.B. call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the El Dorado Savings Bank, F.S.B. call report?
The El Dorado Savings Bank, F.S.B. call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does El Dorado Savings Bank, F.S.B. file?
El Dorado Savings Bank, F.S.B. files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the El Dorado Savings Bank, F.S.B. call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: El Dorado Savings Bank, F.S.B. has Federal Reserve RSSD ID 961576 and FDIC certificate number 30953. Either one finds its filings on the FFIEC Central Data Repository.
How often does El Dorado Savings Bank, F.S.B. file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
El Dorado Savings Bank, F.S.B. financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 30953) · FFIEC NIC profile (RSSD 961576)