Bank call report · Los Angeles, CA
Open Bank Call Report
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Open Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 336 reported line items, schedule by schedule (753 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 3357219 |
| FDIC certificate number | 57944 |
| Total assets | $2.75B |
Official Q2 2026 call report PDF (FFIEC) →
Open Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (25 items)
About Schedule RC · Open Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $2.75B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $2.75B |
| Total Liabilities and Minority Interest | RCON2948 | $2.48B |
| Total Deposits | RCON2200 | $2.37B |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $2.26B |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $2.23B |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $1.81B |
| Deposits: Noninterest-bearing | RCON6631 | $556.8M |
| Total Equity Capital | RCON3210 | $264.1M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $264.1M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $202.5M |
| Interest-bearing Balances | RCON0071 | $153.3M |
| Undivided Profits and Capital Reserves | RCON3632 | $144.2M |
| Common Stock | RCON3230 | $93.9M |
| Other Assets | RCON2160 | $89.1M |
| Other Borrowed Money | RCON3190 | $75.0M |
| Other Liabilities, Total | RCON2930 | $37.4M |
| Surplus | RCON3839 | $37.1M |
| Allowance for Loan and Lease Losses | RCON3123 | $28.1M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $21.8M |
| Loans and Leases Held for Sale | RCON5369 | $21.3M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $12.8M |
| Accumulated Other Comprehensive Income | RCONB530 | -$11.1M |
| Intangible Assets | RCON2143 | $10.3M |
| Equity securities with readily determinable fair values not held for trading | RCONJA22 | $3.8M |
Schedule RI: Income Statement (39 items)
About Schedule RI · Open Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $76.7M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $70.6M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $47.3M |
| Net Interest Income | RIAD4074 | $41.6M |
| Total Interest Expense | RIAD4073 | $35.2M |
| Total Noninterest Expense | RIAD4093 | $28.6M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $22.4M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $22.4M |
| Salaries and Employee Benefits | RIAD4135 | $18.9M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $16.2M |
| Net Income (Loss) | RIAD4340 | $16.2M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $16.2M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $14.9M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $14.6M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $13.0M |
| Total Noninterest Income | RIAD4079 | $9.7M |
| Other Noninterest Expense | RIAD4092 | $6.2M |
| Applicable Income Taxes | RIAD4302 | $6.1M |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $5.4M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $5.3M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $5.1M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $3.6M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $3.5M |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $3.2M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $1.7M |
| Net Servicing Fees | RIADB492 | $1.7M |
| Other Noninterest Income | RIADB497 | $1.6M |
| Other Interest Expense | RIADGW44 | $1.4M |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $978K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $849K |
| Other Interest Income | RIAD4518 | $731K |
| Provision for Loan and Lease Losses | RIAD4230 | $269K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $263K |
| Interest on Other Securities | RIAD4060 | $188K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $129K |
| Unrealized holding gains (losses) on equity securities not held for trading | RIADHT70 | -$39K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $34K |
| Net Gains (Losses) on Sales of Other Assets (Excluding Securities) | RIADB496 | -$1K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 256 |
Schedule RC-B: Securities (16 items)
About Schedule RC-B · Open Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $174.8M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $162.3M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $218.0M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $115.8M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $46.4M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost | RCONHT56 | $37.2M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value | RCONHT57 | $34.4M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $28.9M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $5.9M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $5.8M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCONA554 | $5.8M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $5.2M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $195K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA557 | $186K |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $7K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $7K |
Schedule RC-C, Part I: Loans and Leases (28 items)
About Schedule RC-C, Part I · Open Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $2.28B |
| Pledged Loans and Leases | RCONG378 | $1.69B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $678.0M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $652.2M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $638.6M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $615.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $499.4M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $296.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $230.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $198.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $198.2M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $166.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $139.8M |
| Commercial and Industrial Loans | RCON1766 | $139.2M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $119.3M |
| Loans to Nondepository Financial Institutions and Other Loans: Loans to Nondepository Financial Institutions | RCONJ454 | $101.5M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $85.2M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $48.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $23.8M |
| Real Estate Loans Secured by Farmland | RCON1420 | $8.2M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $6.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $6.5M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $5.1M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONHK25 | $2.9M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Construction, Land Development, and Other Land Loans: Secured by Nonfarm Nonresidential Properties: Loans Secured by Owner-occupied Nonfarm Nonresidential Properties | RCONK161 | $2.2M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Construction, Land Development, and Other Land Loans: Secured by Nonfarm Nonresidential Properties: Loans Secured by Other Nonfarm Nonresidential Properties | RCONK162 | $741K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $265K |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $81K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (12 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $79.3M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $55.2M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $12.9M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $3.5M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $989K |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $61K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 262 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 261 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 140 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 137 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 12 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 1 |
Schedule RC-E: Deposit Liabilities (31 items)
About Schedule RC-E · Open Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $1.76B |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $1.60B |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $746.4M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $745.5M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $641.2M |
| Total Transaction Accounts | RCON2215 | $610.0M |
| Total Demand Deposits (See Note Below) | RCON2210 | $608.5M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $593.0M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $416.6M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $368.1M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $362.3M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $344.2M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $344.2M |
| Total Brokered Deposits | RCON2365 | $344.2M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $332.9M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $328.9M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $310.2M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $273.1M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $153.8M |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $35.8M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $14.0M |
| Total reciprocal deposits | RCONJH83 | $10.6M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $7.6M |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $3.0M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $2.0M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $1.7M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $1.2M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $869K |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $495K |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $254K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $228K |
Schedule RC-F: Other Assets (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Assets | RCON2168 | $27.6M |
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $24.0M |
| First Itemized Amount That Exceeds 25% of All Other Assets (2168) | RCON3549 | $17.0M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $14.9M |
| Net Deferred Tax Assets | RCON2148 | $12.5M |
| Accrued Interest Receivable | RCONB556 | $10.2M |
Schedule RC-G: Other Liabilities (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $15.6M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $15.5M |
| Operating lease liabilities | RCONLB56 | $9.9M |
| Other Expenses Accrued and Unpaid | RCON3646 | $6.1M |
| Accounts Payable | RCON3066 | $5.4M |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $267K |
Schedule RC-K: Quarterly Averages (14 items)
About Schedule RC-K · Open Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $2.71B |
| Quarterly Average of Total Loans | RCON3360 | $2.25B |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $1.46B |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $751.0M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $641.7M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $560.8M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $359.2M |
| Mortgage-backed Securities | RCONB559 | $216.1M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $142.1M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $128.0M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $81.8M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $43.6M |
| All Other Securities | RCONB560 | $9.7M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $318K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (7 items)
About Schedule RC-L · Open Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $286.6M |
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market | RCON8725 | $75.0M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $50.4M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $30.0M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $20.8M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $3.4M |
| Commercial and Similar Letters of Credit | RCON3411 | $62K |
Schedule RC-M: Memoranda (6 items)
About Schedule RC-M · Open Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONF056 | $50.0M |
| FHLB Advances (Loans) Due in One Year or Less | RCON2651 | $25.0M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF055 | $25.0M |
| Estimated Fair Value of Mortgage Servicing Assets | RCONA590 | $14.2M |
| Mortgage Servicing Assets | RCON3164 | $9.5M |
| All other intangible assets | RCONJF76 | $749K |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (19 items)
About Schedule RC-N · Open Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $46.9M |
| Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' : Nonaccrual | RCONK041 | $30.5M |
| Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Nonaccrual | RCONK038 | $30.5M |
| Loans Secured by Other Nonfarm Nonresidential Properties, Nonaccrual | RCONF183 | $28.7M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Nonaccrual | RCONHK28 | $13.9M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty -Loans Secured by Other Nonfarm Nonresidential Properties :Nonaccrual | RCONK119 | $13.8M |
| Additions to Nonaccrual Assets | RCONC410 | $12.6M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual | RCONF182 | $12.3M |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $10.5M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $6.2M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $3.1M |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $2.8M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF178 | $2.1M |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $1.1M |
| Loans Secured by Other Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF179 | $1.1M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 90 or More Days Past Due and Still Accruing | RCONF180 | $892K |
| Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing | RCON1407 | $892K |
| Nonaccrual Assets Sold During the Quarter | RCONC411 | $857K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty: Commercial and Industrial Loans - Nonaccrual | RCONK259 | $138K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (13 items)
About Schedule RC-O · Open Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $2.71B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $2.38B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $1.43B |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $1.18B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $949.8M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $270.7M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $1.8M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $264K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 15,633 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 1,668 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 80 |
| Averaging Method Used | RCONK653 | 1 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 1 |
Schedule RC-R: Regulatory Capital (2 items)
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (24 items)
About Schedule RC-R, Part I · Open Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $2.71B |
| Average Total Assets (Net of Deductions) | RCOAA224 | $2.70B |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $2.27B |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $302.8M |
| Common Equity Tier 1 Capital | RCOAP859 | $274.5M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $274.5M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $274.5M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $264.1M |
| Retained Earnings | RCOAKW00 | $144.2M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $131.0M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $28.4M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $28.4M |
| Tier 2 Capital Before Deductions | RCOAP870 | $28.4M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$11.1M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$11.0M |
| Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls | RCOAP842 | $750K |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $750K |
| Accumulated Net Gains (Losses)on Cash-flow Hedges (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP846 | -$79K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1335 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.121 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.121 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1015 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0535 |
Schedule RC-R, Part II: Risk-Weighted Assets (58 items)
About Schedule RC-R, Part II · Open Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $2.27B |
| Total Risk-weighted Assets | RCONG641 | $2.27B |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $1.81B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $1.81B |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $1.64B |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $1.56B |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $1.56B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $653.0M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $653.0M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $650.8M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $650.8M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $326.5M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $289.7M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $246.9M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $239.8M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $206.3M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $200.5M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $200.2M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $175.2M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $156.4M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $144.8M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $144.8M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $142.2M |
| Total All Other Assets | RCOND981 | $112.3M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $82.2M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $79.5M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $71.6M |
| Unconditionally Cancellable Commitments | RCONS540 | $71.5M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - One Year or Less | RCONS582 | $50.0M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $47.8M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $47.8M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $47.8M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $47.8M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$43.6M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $40.1M |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $30.0M |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $30.0M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over One Year Through Five Years | RCONS583 | $25.0M |
| Risk-weighted Assets by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS573 | $23.8M |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $23.0M |
| Loans and Leases Held for Sale, All Other Exposures - 20 Pct Risk Weight Category | RCONS434 | $21.3M |
| Total Loans and Leases Held for Sale, All Other Exposures | RCONS431 | $21.3M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $18.8M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $17.9M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$15.5M |
| All Other Assets - 250 Pct Risk Weight Category | RCONH293 | $9.5M |
| The total of all components in the 250% balance sheet asset category on Call Report Schedule RC-R is multiplied by 250% | RCONS504 | $9.5M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS562 | $9.5M |
| Financial Standby Letters of Credit - 0 Pct Risk Weight Category | RCOND993 | $7.1M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category | RCONS459 | $3.6M |
| All Other Assets - 50 Pct Risk Weight Category | RCOND984 | $2.2M |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $357K |
| Over-the-counter Derivatives - 20 Pct Risk Weight Category | RCONS545 | $267K |
| Over-the-counter Derivatives - Credit Equivalent Amount | RCONS542 | $267K |
| Current Credit Exposure Across All Derivative Contracts Covered by the Regulatory Capital Rules | RCONG642 | $142K |
| Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - Face, Notional, or Other Amount | RCONG606 | $62K |
| Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - 100 Pct Risk Weight Category | RCONG611 | $12K |
| Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - Credit Equivalent Amount | RCONG607 | $12K |
Schedule RI-A: Changes in Bank Equity Capital (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $264.1M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $252.4M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $252.4M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $3.9M |
| Other Comprehensive Income | RIADB511 | -$870K |
| Sale, Conversion, Acquisition, or Retirement of Capital Stock, Net (Excluding Treasury Stock Transactions) | RIADB509 | $279K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (8 items)
About Schedule RI-B, Part I · Open Bank charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $256K |
| Charge-offs on Commercial and Industrial Loans | RIAD4638 | $222K |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $112K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties: Recoveries | RIADC896 | $60K |
| Loans Secured by Other Nonfarm Nonresidential Properties: Recoveries | RIADC898 | $34K |
| Loans Secured by Other Nonfarm Nonresidential Properties: Charge-offs | RIADC897 | $20K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $18K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties: Charge-offs | RIADC895 | $14K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (4 items)
About Schedule RI-B, Part II · Open Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $28.1M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $28.0M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $256K |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | -$6K |
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (11 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCONJJ11 | $2.26B |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCONJJ05 | $1.38B |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCONJJ06 | $643.7M |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCONJJ07 | $238.2M |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCONJJ19 | $28.1M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCONJJ13 | $18.3M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCONJJ14 | $7.6M |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCONJJ15 | $2.3M |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCONJJ09 | $334K |
| Loans and Leases, Held for Investment, Unallocated, Allowance Balance | RCONJJ18 | -$8K |
| Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance | RCONJJ17 | $2K |
Schedule SU: Supplemental Information (1 item)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Outstanding Principal Balance of Closed End 1-4 Family Residential Mortgage Loans Serviced for Others Plus the Total Outstanding Principal Balance of Other Financial Assets Serviced for Others If More Than $10 Million | RCONFT12 | $697.4M |
Open Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Open Bank call report?
The Open Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Open Bank file?
Open Bank files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Open Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Open Bank has Federal Reserve RSSD ID 3357219 and FDIC certificate number 57944. Either one finds its filings on the FFIEC Central Data Repository.
How often does Open Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Open Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 57944) · FFIEC NIC profile (RSSD 3357219)